Active
$258,000

32 2nd Street N, Waite Park, MN, 56387

3  Bedrooms2  Bathrooms1,872  Square Feet0.21  Acres
Days on market0
Year built1996
Garage spaces2
Potential $4,740buyer credit when you buy with SODL
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About this home

3 beds, 2 baths, and peace of mind. This move-in ready home has all the big-ticket items already done. Enter with confidence that endless repairs and constant breakdowns are a thing of the past. This 1,800 sqft home has all the major updates. A new roof and gutters in 2023, that come with an Owens Corning transferable System Protection Warranty. New furnace and A/C in 2020. Water softener in 2026. Hot water heater in ~2019. Extra attic insulation blown in 2023. Digital door bell and smart garage door opener added in 2026, that can be operated and monitored remotely. Nothing left but to unpack and start enjoying your new home. Upstairs, a bright and cheery open-concept layout connects the living room to the kitchen, dining area, bedrooms. A full bathroom, as well as deck access and stairs to rear yard. Downstairs, a generous family room anchored by brick gas fireplace, ¾ bath, laundry and huge primary bedroom, complete with walk-in closet. Both floors have had painting updated, and brand-new carpet throughout. Low-maintenance exterior with concrete driveway, attached 2-stall garage, in-ground sprinkler system, 14 x 16 deck, 12 x 12 patio, fenced-in yard, playset and chain link dog kennel. Why buy a fixer-upper when everything has already been fixed. Forced-air gas heat, and central air conditioning. 60 x 150 city lot and close to everything. Food, shopping, and entertainment just blocks away, with quick access to Hwy 23 and Hwy 15. Solid, well maintained, and ready for its next chapter. This home offers the kind of worry-free ownership you seek. FHA, MN Housing and VA ready and welcome. Includes a 1 Year Home Warranty. Schedule your showing today.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1996
LevelsSplit Entry (Bi-Level)
Living area1,872 sqft
Above-grade finished960 sqft
Below-grade finished912 sqft
Lot size0.21 acres (60 x 150)
Days on market0
ListedOct 23, 2026
MLS #NST7164606
CountyStearns
SubdivisionOakdale Add
Parcel #98607900010

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories
Split Entry (Bi-Level)
Garage
2 spaces · 450 sqft
Parking features
Attached Garage
Patio & porch
Covered, Deck, Porch, Rear Porch
Exterior features
Stone, Metal, Vinyl
Fencing
Chain Link, Full

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 960 sqft
Roof
Age 8 Years or Less, Asphalt
Year built
1996

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Oakdale Add
HOA
No HOA
School district
742 - St. Cloud
High school district
St. Cloud

Financial & listing details

Annual tax
$3,252 (2025)
Listed
Oct 23, 2026
Days on market
0 · 1 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementBlock, Finished
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryLower Level
AppliancesDryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned
DiningInformal Dining Room
AmenitiesKitchen Window, In-Ground Sprinkler, Vaulted Ceiling(s), Walk-In Closet
AccessibilityNone

Exterior & lot

ExteriorStone, Metal, Vinyl
RoofAge 8 Years or Less, Asphalt
FoundationBlock
Foundation area960 sqft
Patio/porchCovered, Deck, Porch, Rear Porch
Lot featuresTree Coverage - Light
Road frontageCity Street
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage
Garage spaces2
Garage size450 sqft

Financial details

Annual taxes$3,252
Tax year2025
Taxes w/ assessments3252
Assessment pendingNo
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$4,740Estimated buyer credit
SODL platform fee $3,000Your buyer credit $4,740

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,713/mo
Principal & interest$1,356
Property taxes$271
Home insurance (est.)$86
%
$51,600
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

32 2nd Street N, Waite Park, MN, 56387

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Listing information

MLS #NST7164606
Last reported MLS statusActive
MLS record updatedOct 24, 2026, 6:05 PM
Originally listedOct 24, 2026, 12:01 PM
Listing officePremier Real Estate Services

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.