Listed at
$535,000
$146/sqft

3186 Harbor Street

3186 Harbor Street, Isle, MN, 56342
4  Bedrooms5  Bathrooms3,672  Square Feet34  Acres
Days on market110
Year built2005
Garage spaces9
TypeResidential
Est. $13,050buyer credit when you buy with SODL
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About this home

Spacious is just one word to describe this versatile property in Isle. From the almost 3700 sq ft, 4 bedroom, 5-bathroom home to the 34 acres to the outbuildings that total almost 13,000 sq ft, this property will check off many boxes if you crave space. Previously a cattle farm, there is some fencing, feeder and loafing sheds, water access to the buildings, and the pole building was also used in the cattle operation, so it's perfect if you want to farm or need storage space. The home is a full walkout, and the large windows give you views of the wide-open spaces. The expansive deck wraps around 3 sides of the home and 2 sides will give you full sun and the middle area is covered if you want shade or shelter from the rain. The kitchen has a nice number of cupboards, a 6-burner gas stove, stainless steel appliances, and room for an island. The living room has a gas fireplace and a free-standing wood stove, and there is a spacious laundry room on the main floor. The large primary suite has a full bath with a separate shower and tub and a room with French doors that could be a quiet sitting area, an office or a craft room. An additional bedroom, another full bath and a half bath complete the main floor living space. The lower level is done with tongue and groove and has a large family room, a wet bar, another primary suite with a full bath and walk in closet, the 4th bedroom and a ¾ bath. Recent updates to the home include the roof, siding, furnace, and A/C. Conveniently located between Isle, Ogilvie and Mora. Check out the video!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2005
LevelsOne
Living area3,672 sqft
Above-grade finished1,836 sqft
Below-grade finished1,836 sqft
Lot size34 acres (900X1331X1329X707x432x625)
Days on market110
ListedJun 10, 2026
MLS #NST7090378
CountyKanabec
Parcel #080058020

Facts & features

Interior

Bedrooms
4
Bathrooms
5
Bath breakdown
3 full / 1 3/4 / 1 half
Heating
Forced Air, Fireplace(s), In-Floor Heating, Wood Stove
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Dishwasher, Fuel Tank - Rented, Gas Water Heater, Range, Refrigerator, Water Softener Owned

Property

Levels / stories
One
Garage
9 spaces · 6,720 sqft
Parking features
Gravel
Patio & porch
Covered, Deck, Front Porch
Exterior features
Vinyl
Pool
None

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Frame
Foundation
Poured Concrete · 1,836 sqft
Roof
Age 8 Years or Less
Year built
2005

Utilities

Water
4-Inch Submersible, Drilled, Well
Sewer
Private Sewer
Fuel
Electric, Propane, Wood
Electric
Circuit Breakers

Community & HOA

HOA
No HOA
School district
473 - Isle
High school district
Isle

Financial & listing details

Annual tax
$2,544 (2026)
Listed
Jun 10, 2026
Days on market
110 · 50 cumulative
Manufactured home
Yes

Interior details

Total bathrooms5
Full baths3
3/4 baths1
Half baths1
1/4 baths0
BasementEgress Window(s), Finished, Full, Walkout
HeatingForced Air, Fireplace(s), In-Floor Heating, Wood Stove
CoolingCentral Air
Fireplaces2
LaundryElectric Dryer Hookup, Laundry Room, Main Level, Washer Hookup
AppliancesAir-To-Air Exchanger, Dishwasher, Fuel Tank - Rented, Gas Water Heater, Range, Refrigerator, Water Softener Owned
DiningKitchen/Dining Room
AmenitiesCeiling Fan(s), Deck, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Porch, Vaulted Ceiling(s), Washer/Dryer Hookup, Wet Bar, Walk-In Closet
AccessibilityNone
Special featuresMain Floor Primary, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorVinyl
RoofAge 8 Years or Less
FoundationPoured Concrete
Foundation area1,836 sqft
Patio/porchCovered, Deck, Front Porch
Lot featuresGreen Acres, Tillable, Tree Coverage - Light
Road frontageCounty Road, Paved Streets
Road responsibilityPublic Maintained Road
ZoningAgriculture

Utilities

Water source4-Inch Submersible, Drilled, Well
SewerPrivate Sewer
FuelElectric, Propane, Wood

Parking & garage

ParkingGravel
Garage spaces9
Garage size6,720 sqft

Financial details

Annual taxes$2,544
Tax year2026
Taxes w/ assessments2544
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District473 - Isle
District number473
District phone3206763146
High schoolIsle
SODL flat fee brokerage
$13,050Estimated buyer credit
SODL platform fee $3,000Your buyer credit $13,050

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,202/mo
Principal & interest$2,812
Property taxes$212
Home insurance (est.)$178
%
$107,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

3186 Harbor Street, Isle, MN, 56342

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Listing information

MLS #NST7090378
StatusActive
Last updatedJul 30, 2026, 4:40 PM
Originally listedJun 10, 2026, 12:47 PM
Listing officeEdina Realty, Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.