Active
$1,150,000

31686 Cedar Ridge Road, Saint Joseph, MN, 56374

5  Bedrooms4  Bathrooms5,244  Square Feet4.11  Acres
Days on market0
Year built2014
Garage spaces5
Potential $31,500buyer credit when you buy with SODL
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About this home

A rare combination of refined craftsmanship, exceptional privacy, and remarkable versatility, this custom-built residence is beautifully situated on four pristine acres at the end of a quiet cul-de-sac. Thoughtfully designed for both elegant entertaining and comfortable everyday living, the home showcases extraordinary architectural details, rich hardwood floors, custom millwork, coffered ceilings, built-ins, and expansive windows that frame the peaceful natural surroundings. The dramatic, vaulted main level features an inviting open floor plan with generous gathering spaces, a beautifully appointed kitchen with an oversized center island and hidden pantry, and a spacious dining area ideal for entertaining. The private main-floor primary suite offers a luxurious retreat with a walk-in closet, soaking tub, and separate shower. Upstairs, generously sized bedrooms feature distinctive woodwork and custom built-ins. The beautifully finished lower level offers exceptional entertaining space with a wet bar, expansive family room, additional bedroom, and bath. Large daylight windows bring natural light and scenic views into the space, while a separate staircase from the attached garage provides convenient access. The oversized, heated, and fully finished attached garage is complemented by an impressive detached barn/workshop offering substantial additional space for vehicles, recreational equipment, hobbies, storage, or other possibilities.

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Date
Nov 7, 2026
Time
5:30pm – 8pm
Address
31686 Cedar Ridge Road, Saint Joseph, MN, 56374

Listed By: Coldwell Banker Realty • NST7167341 • Source: Property Details provided by NorthstarMLS and may not match the public record.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2014
LevelsTwo
Living area5,244 sqft
Above-grade finished3,569 sqft
Below-grade finished1,675 sqft
Lot size4.11 acres (4.11 Acres)
Days on market0
ListedNov 3, 2026
MLS #NST7167341
CountyStearns
SubdivisionSunset Ridge
Parcel #84533000429

Facts & features

Interior

Bedrooms
5
Bathrooms
4
Bath breakdown
2 full / 1 3/4 / 1 half
Heating
Forced Air, In-Floor Heating, Zoned
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Central Vacuum, Cooktop, Dishwasher, Double Oven, Dryer, Exhaust Fan, Humidifier, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Water Softener Owned

Property

Levels / stories
Two
Garage
5 spaces · 2,268 sqft
Parking features
Attached Garage, Detached Garage
Patio & porch
Patio, Rear Porch, Screened
Exterior features
Stone, Cement Board, Stucco
Fencing
None

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Frame
Foundation
Block · 2,611 sqft
Roof
Age 8 Years or Less, Asphalt
Year built
2014

Utilities

Water
Private, Well
Sewer
Holding Tank, Mound Septic, Private Sewer
Fuel
Natural Gas
Electric
200+ Amp Service

Community & HOA

Subdivision
Sunset Ridge
HOA
No HOA
School district
742 - St. Cloud
High school district
St. Cloud

Financial & listing details

Annual tax
$10,000 (2025)
Listed
Nov 3, 2026
Days on market
0
Manufactured home
Yes

Interior details

Total bathrooms4
Full baths2
3/4 baths1
Half baths1
1/4 baths0
BasementDaylight/Lookout Windows, Drain Tiled, Finished, In-Floor Heat, Kitchenette, Sump Pump, Tile Shower
HeatingForced Air, In-Floor Heating, Zoned
CoolingCentral Air
Fireplaces1
LaundryLaundry Room, Main Level
AppliancesAir-To-Air Exchanger, Central Vacuum, Cooktop, Dishwasher, Double Oven, Dryer, Exhaust Fan, Humidifier, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Water Softener Owned
DiningInformal Dining Room, Living/Dining Room
AmenitiesCeiling Fan(s), Exercise Room, Hardwood Floors, Indoor Sprinklers, Kitchen Center Island, Main Floor Primary Bedroom, Natural Woodwork, Security System, In-Ground Sprinkler, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet
AccessibilityNone
Special features3 BR on One Level, Main Floor Primary, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorStone, Cement Board, Stucco
RoofAge 8 Years or Less, Asphalt
FoundationBlock
Foundation area2,611 sqft
Patio/porchPatio, Rear Porch, Screened
Lot featuresTree Coverage - Medium
Road frontageCul De Sac
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourcePrivate, Well
SewerHolding Tank, Mound Septic, Private Sewer
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Detached Garage
Garage spaces5
Garage size2,268 sqft

Financial details

Annual taxes$10,000
Tax year2025
Taxes w/ assessments10000
Assessment pendingNo
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$31,500Estimated buyer credit
SODL platform fee $3,000Your buyer credit $31,500

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$7,260/mo
Principal & interest$6,044
Property taxes$833
Home insurance (est.)$383
%
$230,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

31686 Cedar Ridge Road, Saint Joseph, MN, 56374

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Listing information

MLS #NST7167341
Last reported MLS statusActive
MLS record updatedNov 3, 2026, 5:11 PM
Originally listedNov 3, 2026, 11:09 AM
Listing officeColdwell Banker Realty

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.