Active
$299,800

303 Roosevelt Road SW, Bemidji, MN, 56601

3  Bedrooms2  Bathrooms2,296  Square Feet0.172  Acres
Days on market0
Year built2004
Garage spaces2
Potential $5,994buyer credit when you buy with SODL
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About this home

Want access to Lake Irving without the monthly HOA fees? Here's your opportunity! This 3-bedroom, 2-bath home offers the option of Lake Irving access and a boat slip for an annual fee, with no monthly HOA dues! Walking through the front door you will be amazed with the spacious entryway with large, open cubbies and entrance to your double attached garage. The main floor offers an open-concept layout , dining and center island kitchen along with an owner’s suite. The lower level has an expansive second living space, bath, laundry and 2 additional bedrooms. Why pay lakefront prices when you can enjoy the benefits of lake living for less? Don't miss your chance to have the best of both worlds—comfortable living with the option of lake access just waiting for you! Schedule your private showing today and see all this home has to offer!

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Home facts

Property typeResidential
Property subtype(TH) Side x Side
Year built2004
LevelsSplit Entry (Bi-Level)
Living area2,296 sqft
Above-grade finished1,196 sqft
Below-grade finished1,100 sqft
Lot size0.172 acres (50x100)
Days on market0
ListedNov 9, 2026
MLS #NST7170151
CountyBeltrami
SubdivisionHighland Add
Parcel #800393801

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
2 full
Heating
Forced Air
Cooling
Central Air
Basement
Block · 1,100 sqft finished

Property

Levels / stories
Split Entry (Bi-Level)
Garage
2 spaces · 23x22 · 506 sqft
Parking features
Attached Garage, Concrete
Exterior features
Vinyl
Waterfront
Association Access
Lot size
0.172 acres

Construction

Property type
Residential
Property subtype
(TH) Side x Side
Foundation
Block · 1,196 sqft
Year built
2004

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Highland Add
HOA
$300/annual
HOA name
Irvingboro
HOA phone
2187664785
HOA includes
Beach Access, Shared Amenities
School district
31 - Bemidji

Financial & listing details

Annual tax
$3,299 (2026)
Tax with assessments
3490
Listed
Nov 9, 2026
Days on market
0
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths2
3/4 baths0
Half baths0
1/4 baths0
BasementBlock
HeatingForced Air
CoolingCentral Air
AmenitiesDeck, In-Ground Sprinkler
AccessibilityNone

Exterior & lot

ExteriorVinyl
FoundationBlock
Foundation area1,196 sqft
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete
Garage spaces2
Garage size506 sqft

Financial details

Annual taxes$3,299
Tax year2026
Taxes w/ assessments3490
Assessment pendingNo
HOA fee$300
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District31 - Bemidji
District number31
District phone2183333100
High schoolBemidji
SODL flat fee brokerage
$5,994Estimated buyer credit
SODL platform fee $3,000Your buyer credit $5,994

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,250/mo
Principal & interest$1,576
Property taxes$275
Home insurance (est.)$100
HOA fees$300
%
$59,960
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

303 Roosevelt Road SW, Bemidji, MN, 56601

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Listing information

MLS #NST7170151
Last reported MLS statusActive
MLS record updatedNov 9, 2026, 5:36 PM
Originally listedNov 9, 2026, 11:03 AM
Listing office218 Real Estate

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.