Surfland
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About this home
Experience Up North lake living on Horseshoe Lake in Merrifield! Tucked into a peaceful bay just off the main lake, this 2-bedroom, 2-bath split-entry home sits on over an acre and offers plenty of room to relax, entertain and enjoy lake life. This home was just a shell until 2018, when it was finished, so does not reflect the counties year built. The warm and inviting interior features hickory cabinetry, stainless steel appliances, hardwood floors and a beautiful vaulted tongue-and-groove ceiling. Four patio doors bring in an abundance of natural light and open to the expansive lakeside deck—perfect for morning coffee, evening grilling and taking in the peaceful lake setting. The primary bedroom includes an adjoining den, while the walkout lower level offers a spacious family room and easy access to the lakeside yard. Two insulated garages(built in 2018 & 2002) provide plenty of room for vehicles, boats, lake toys and Up North gear, and there are 2 garden sheds. The property has traditionally enjoyed a beautiful sand shoreline; current shoreline and water levels reflect the lake's unusually low water conditions. A wonderful opportunity to own your own piece of the Brainerd Lakes Area and enjoy the relaxed Horseshoe Lake lifestyle!
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Home facts
Facts & features
Interior
- Bedrooms
- 2
- Bathrooms
- 2
- Bath breakdown
- 1 full / 1 3/4
- Heating
- Forced Air
- Cooling
- Central Air
- Appliances
- Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
Property
- Levels / stories
- Split Entry (Bi-Level)
- Garage
- 4 spaces · 30x36 · 1,080 sqft
- Parking features
- Attached Garage, Detached Garage, Gravel, Garage Door Opener, Insulated Garage
- Patio & porch
- Deck
- Exterior features
- Steel Siding
- Other structures
- Storage Shed
Construction
- Property type
- Residential
- Property subtype
- Single Family
- Construction materials
- Block
- Foundation
- Block · 768 sqft
- Roof
- Age 8 Years or Less
- Year built
- 1974
Utilities
- Water
- 4-Inch Submersible, Drilled, Private
- Sewer
- Private Sewer, Septic System Compliant - Yes, Tank with Drainage Field
- Fuel
- Natural Gas
Community & HOA
- Subdivision
- Surfland
- HOA
- No HOA
- School district
- 182 - Crosby-Ironton
- High school district
- Crosby-Ironton
Financial & listing details
- Annual tax
- $3,257 (2026)
- Tax with assessments
- 3282
- Listed
- Oct 2, 2026
- Days on market
- 1
- Manufactured home
- Yes
Interior details
Exterior & lot
Utilities
Parking & garage
Financial details
Schools
How SODL buyer credits work
When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.
- Tour homes with SODL’s flexible showing network
- Submit offers and manage your transaction through the platform
- Keep more money at closing through transparent flat-fee pricing
A clear, modern way to buy with expert guidance and meaningful savings.
Estimated monthly payment
These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.
Location
29289 Surfland Road, Merrifield, MN, 56465
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Listing information
Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.
