28688 190th Street
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About this home
Rare opportunity to build your own lake getaway with frontage on Hay Lake and walk-on access to Ham Lake directly across the road. This 50-by-215-foot lot offers 50 feet of shoreline on Hay Lake, where no public access means less boat traffic and more room to enjoy fishing, duck hunting, and quiet time on the water. The major groundwork is already in place. The lot has been surveyed, electricity is connected, and Hubbard County has approved the house design, septic design, and well location. The approved plans show a 30-by-30-foot, two-bedroom, two-bath cabin. You also have the option to have the approved septic system and well installed before closing, which could save you thousands on your cabin build. Across the road, Ham Lake adds even more value with walk-on access, a sandy shoreline, and sunset views. With frontage on one lake, access to another, and several major building steps already completed, this is a rare chance to create your own place in the heart of Hubbard County.
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Home facts
Facts & features
Interior
- Bathrooms
- 0
Property
- View
- Bay
- Waterfront
- Lake Front
- Lot size
- 1.45 acres
- Lot dimensions
- 50x1287x60x1252
- Lot features
- Accessible Shoreline, Tree Coverage - Medium
- Road frontage
- Unpaved Streets
Construction
- Property type
- Land
Utilities
- Utilities
- Electricity Connected, Private Septic Available, Private Well Available
Community & HOA
- HOA
- No HOA
- School district
- 113 - Walker-Hackensack-Akeley
- High school district
- Walker-Hackensack-Akeley
Financial & listing details
- Annual tax
- $192 (2025)
- Listed
- Jul 20, 2026
- Days on market
- 70
- Inclusions
- Survey Stakes
Interior details
Exterior & lot
Utilities
Parking & garage
Financial details
Schools
How SODL buyer credits work
When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.
- Tour homes with SODL’s flexible showing network
- Submit offers and manage your transaction through the platform
- Keep more money at closing through transparent flat-fee pricing
A clear, modern way to buy with expert guidance and meaningful savings.
Estimated monthly payment
These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.
Location
28688 190th Street, Akeley, MN, 56433
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Listing information
Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.
