Listed at
$825,000
$310/sqft

28320 State Highway 65

28320 State Highway 65, Pengilly, MN, 55775
4  Bedrooms3  Bathrooms2,664  Square Feet2.44  Acres
Days on market495
Year built1995
Garage spaces2
TypeResidential
Est. $21,750buyer credit when you buy with SODL
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About this home

This SWAN LAKE property is like no other! This elegant home is simply breathtaking with every step that you take from the nearly 2.5 park like acres w/ 426’ of lake & beach area, to the gourmet kitchen featuring granite countertops, five star range, subzero fridge, amazing amount of kitchen storage & stunning cabinetry, to the glorious views of Swan Lake from your elegant dining room that features an authentic crystal chandelier. Enjoy an evening cocktail out on your massive deck that over looks this beautiful property, or snuggle up by a cozy lakeside bonfire. This home has so many spectacular features you just need to see if for yourself. Let’s not forget that it also includes 4 bdrms, 3 BA’s, walk out lower level that includes a lovely family room! And to top it off, there is a two stall garage, she shed & bonus home that could easily be finished to use for a guest cabin. This property is just made for entertaining!! WORDS DO NOT DO THIS PROPERTY JUSTICE! Recent Updates include a New Furnace/AC system, Roof, and Gutters, interior paint through out and new flooring. Professional photos coming soon

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built1995
LevelsSplit Entry (Bi-Level)
Living area2,664 sqft
Above-grade finished1,332 sqft
Below-grade finished1,332 sqft
Lot size2.44 acres (477x256x277x417)
Days on market495
ListedMay 21, 2025
MLS #NST6725896
CountyItasca
Parcel #180364103

Facts & features

Interior

Bedrooms
4
Bathrooms
3
Bath breakdown
2 3/4 / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Double Oven, Exhaust Fan, Indoor Grill, Microwave, Refrigerator, Stainless Steel Appliances, Water Softener Owned

Property

Levels / stories
Split Entry (Bi-Level)
Garage
2 spaces · 24x36 · 864 sqft
Parking features
Detached Garage
Fencing
None
Other structures
Boat House, Other
View
Lake

Construction

Property type
Residential
Property subtype
Single Family Residence
Construction materials
Frame
Foundation
1,664 sqft
Roof
Age 8 Years or Less
Year built
1995

Utilities

Water
Private
Sewer
Private Sewer
Fuel
Propane
Electric
100 Amp Service

Community & HOA

HOA
No HOA
School district
Greenway

Financial & listing details

Annual tax
$2,021 (2025)
Tax with assessments
2102
Listed
May 21, 2025
Days on market
495 · 445 cumulative
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths0
3/4 baths2
Half baths1
1/4 baths0
BasementFinished, Full, Walkout
HeatingForced Air
CoolingCentral Air
Fireplaces1
AppliancesDishwasher, Double Oven, Exhaust Fan, Indoor Grill, Microwave, Refrigerator, Stainless Steel Appliances, Water Softener Owned
DiningKitchen/Dining Room
AmenitiesDeck, French Doors, Kitchen Center Island, Patio, Washer/Dryer Hookup
AccessibilityNone

Exterior & lot

RoofAge 8 Years or Less
Foundation area1,664 sqft
Lot featuresAccessible Shoreline
Road frontageState Road
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourcePrivate
SewerPrivate Sewer
FuelPropane

Parking & garage

ParkingDetached Garage
Garage spaces2
Garage size864 sqft

Financial details

Annual taxes$2,021
Tax year2025
Taxes w/ assessments2102
Assessment pendingYes
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number1403
District phone2182477306
High schoolGreenway
SODL flat fee brokerage
$21,750Estimated buyer credit
SODL platform fee $3,000Your buyer credit $21,750

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,779/mo
Principal & interest$4,336
Property taxes$168
Home insurance (est.)$275
%
$165,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

28320 State Highway 65, Pengilly, MN, 55775

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Listing information

MLS #NST6725896
StatusActive
Last updatedJan 3, 2026, 11:03 AM
Originally listedMay 22, 2025, 2:06 PM
Listing officeMOVE IT REAL ESTATE GROUP/LAKEHOMES.COM

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.