Active
$317,500

2605 Stearns Way, Saint Cloud, MN, 56303

4  Bedrooms2  Bathrooms2,720  Square Feet0.24  Acres
Days on market0
Year built1987
Garage spaces2
Potential $6,525buyer credit when you buy with SODL
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About this home

Rarely available, this quality-built home has been exceptionally well cared for and offers approximately 2,700 finished square feet, including the convenience of one-level living and the added benefit of full wheelchair accessibility. Designed for comfortable and accessible living, the home features a roll-in shower, lowered light switches, power window blinds, wheelchair ramps in the garage and four-season porch and convenient main-floor laundry. The kitchen showcases granite countertops and a skylight. Commercial-grade flooring was installed throughout the majority of the main level in 2019. The living and dining areas are enhanced by a wall of custom built-ins, adding character and functionality. Numerous improvements provide lasting value and peace of mind, including newer windows (2014 and 2024), a new front entry door and garage service door (2024), furnace and water heater (2025) and overhead garage doors (2026). The home is also equipped with a Nest doorbell and exterior camera/light system (2026). Please review the supplements for a complete list of features and updates. The insulated and sheetrocked garage offers excellent storage and functionality, while the .24-acre lot features a maintenance-free fenced in backyard plus a shed for additional storage. Perfectly situated next to a walking trail connecting to Whitney Park, this home also enjoys convenient access to the hospital, YMCA, shopping, dining and bus lines. Combining quality construction, generous living spaces, multiple updates, meticulous care throughout and rare wheelchair accessibility, this truly special home is ready for its next chapter! Take this opportunity and Love Where You Live!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1987
LevelsOne
Living area2,720 sqft
Above-grade finished1,524 sqft
Below-grade finished1,196 sqft
Lot size0.24 acres (79x128x75x142)
Days on market0
ListedNov 10, 2026
MLS #NST7166943
CountyStearns
SubdivisionNorthway 11
Parcel #82490900076

Facts & features

Interior

Bedrooms
4
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air, Heat Pump
Cooling
Central Air, Ductless Mini-Split
Appliances
Central Vacuum, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories
One
Garage
2 spaces · 24X26 · 624 sqft
Parking features
Attached Garage, Concrete, Garage Door Opener, Insulated Garage
Exterior features
Stone, Wood
Fencing
Vinyl
Other structures
Storage Shed

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 1,300 sqft
Roof
Age Over 8 Years
Year built
1987

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Northway 11
HOA
No HOA
School district
742 - St. Cloud
High school district
St. Cloud

Financial & listing details

Annual tax
$3,650 (2026)
Tax with assessments
3658
Listed
Nov 10, 2026
Days on market
0
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementBlock, Egress Window(s), Finished
HeatingForced Air, Heat Pump
CoolingCentral Air, Ductless Mini-Split
LaundryElectric Dryer Hookup, Laundry Room, Main Level, Sink, Washer Hookup
AppliancesCentral Vacuum, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
DiningKitchen/Dining Room
AmenitiesCeiling Fan(s), French Doors, Kitchen Window, Main Floor Primary Bedroom, Paneled Doors, Security Lights, Skylight, In-Ground Sprinkler, Sun Room, Tile Floors, Washer/Dryer Hookup
AccessibilityDoors 36"+, Fully Wheelchair, Grab Bars In Bathroom, Door Lever Handles, Wheelchair Ramp(s), Roll-In Shower, Smart Technology, Lowered Switches/Controls
Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorStone, Wood
RoofAge Over 8 Years
FoundationBlock
Foundation area1,300 sqft
Lot featuresPublic Transit (w/in 6 blks), Tree Coverage - Light
Road frontageCity Street, Paved Streets, Sidewalks
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Garage Door Opener, Insulated Garage
Garage spaces2
Garage size624 sqft

Financial details

Annual taxes$3,650
Tax year2026
Taxes w/ assessments3658
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$6,525Estimated buyer credit
SODL platform fee $3,000Your buyer credit $6,525

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,079/mo
Principal & interest$1,669
Property taxes$304
Home insurance (est.)$106
%
$63,500
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

2605 Stearns Way, Saint Cloud, MN, 56303

Listing information

MLS #NST7166943
Last reported MLS statusActive
MLS record updatedNov 12, 2026, 11:07 AM
Originally listedNov 12, 2026, 12:00 AM
Listing officeColdwell Banker Realty

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.