Listed at
$594,000
$179/sqft

Mallard Ponds Two

2592 Blue Bill Circle, White Bear Lake, MN, 55110
5  Bedrooms4  Bathrooms3,316  Square Feet0.5  Acres
Days on market46
Year built2002
Garage spaces3
TypeResidential
Est. $14,820buyer credit when you buy with SODL
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About this home

Set on a private half-acre cul-de-sac lot with serene, wooded pond views, this spacious two-story walkout offers a bright, open floor plan designed for comfortable everyday living and entertaining. A grand two-story foyer welcomes you into the light-filled main level, where vaulted ceilings, expansive windows with Hunter Douglas blinds, and beautiful wood flooring create an inviting atmosphere. The updated kitchen features new granite countertops and sink, abundant cabinetry, and an open connection to the dining and living areas—all overlooking the peaceful pond and wooded backdrop. The main level also offers exceptional flexibility, with two home offices that could be used as main-floor bedrooms, a laundry room, and a convenient bath with a step-in shower. Upstairs, you'll find three spacious bedrooms, including an impressive owner’s suite with dual vanities, a corner tub with treetop views, a separate walk-in shower, and generous closet space. The walkout lower level expands the living space with a generous family room, two additional bedrooms, and a flex/exercise room—ideal for guests, hobbies, or multigenerational living. A full laundry rough-in, including water, a gas line for a dryer, and a dryer vent, was added during the remodel. Additional features include an insulated 3-stall garage with lofted storage and additional parking ideal for boat or trailer storage. Enjoy a convenient location near many parks, trails, the Oneka Ridge Golf Course, downtown White Bear Lake shopping and dining, and easy access to major highways and freeways.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2002
LevelsModified Two Story
Living area3,316 sqft
Above-grade finished2,092 sqft
Below-grade finished1,224 sqft
Lot size0.5 acres (134 x 186 x 166 x 100)
Days on market46
ListedAug 13, 2026
MLS #NST7126657
CountyRamsey
SubdivisionMallard Ponds Two
Parcel #013022110052

Facts & features

Interior

Bedrooms
5
Bathrooms
4
Bath breakdown
2 full / 2 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Washer

Property

Levels / stories
Modified Two Story
Garage
3 spaces · 32x20 · 660 sqft
Parking features
Attached Garage, Gravel, Asphalt, Electric, Garage Door Opener
Patio & porch
Front Porch
Exterior features
Stone, Vinyl
Waterfront
Pond

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Frame
Foundation
Block · 1,276 sqft
Roof
Age 8 Years or Less, Asphalt, Pitched
Year built
2002

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Mallard Ponds Two
HOA
No HOA
School district
624 - White Bear Lake
High school district
White Bear Lake

Financial & listing details

Annual tax
$9,872 (2025)
Listed
Aug 13, 2026
Days on market
46 · 88 cumulative
Manufactured home
Yes

Interior details

Total bathrooms4
Full baths2
3/4 baths2
Half baths0
1/4 baths0
BasementBlock, Drain Tiled, Egress Window(s), Finished, Full, Storage Space, Sump Pump
HeatingForced Air
CoolingCentral Air
LaundryLaundry Room, Main Level, Sink
AppliancesDishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Washer
DiningBreakfast Bar, Informal Dining Room
AccessibilityNone
Special features3 BR on One Level, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorStone, Vinyl
RoofAge 8 Years or Less, Asphalt, Pitched
FoundationBlock
Foundation area1,276 sqft
Patio/porchFront Porch
Lot featuresPublic Transit (w/in 6 blks), Corner Lot, Tree Coverage - Medium, Underground Utilities
Road frontageCity Street, Cul De Sac, Curbs, Paved Streets, Storm Sewer
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Gravel, Asphalt, Electric, Garage Door Opener
Garage spaces3
Garage size660 sqft

Financial details

Annual taxes$9,872
Tax year2025
Taxes w/ assessments9872
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District624 - White Bear Lake
District number624
District phone6514077500
High schoolWhite Bear Lake
SODL flat fee brokerage
$14,820Estimated buyer credit
SODL platform fee $3,000Your buyer credit $14,820

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,142/mo
Principal & interest$3,122
Property taxes$823
Home insurance (est.)$198
%
$118,800
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

2592 Blue Bill Circle, White Bear Lake, MN, 55110

Listing information

MLS #NST7126657
StatusActive
Last updatedSep 18, 2026, 5:30 PM
Originally listedAug 13, 2026, 8:43 PM
Listing officeKeller Williams Premier Realty Lake Minnetonka
Co-listing officeKeller Williams Premier Realty Lake Minnetonka

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.