Active
$565,000

2592 Blue Bill Circle, White Bear Lake, MN, 55110

5  Bedrooms4  Bathrooms3,316  Square Feet0.5  Acres
Days on market91
Year built2002
Garage spaces3
Potential $13,950buyer credit when you buy with SODL
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About this home

Set on a private half-acre lot in a quiet White Bear Lake cul-de-sac, this spacious home offers something increasingly hard to find—room to spread out, an incredibly flexible floor plan, and peaceful views where trees, not neighboring homes, fill the backdrop. Enjoy morning coffee overlooking the small pond, watch ducks visit the backyard, or head out to nearby parks and walking and biking trails. Inside, more than 3,300 finished square feet provides exceptional flexibility for the way you live today. The main level welcomes you with a two-story foyer, an open and vaulted living area filled with natural light, and an updated kitchen with granite countertops. Two additional main-floor rooms create even more possibilities: a front room with French doors makes an ideal home office, while a second room with a closet offers the flexibility of a bedroom, office, playroom, or guest space. Upstairs are three bedrooms, including the spacious owner's suite, while the finished walkout lower level adds two more bedrooms and additional living space. With so many bedroom and office possibilities, this home is especially well suited for a larger household, guests, multigenerational living, or anyone needing dedicated work-from-home or homeschool space. Outside, mature trees create a wonderfully private backdrop around the yard and small pond, offering peaceful views and frequent visits from ducks and other wildlife. The insulated 3-stall garage includes loft storage, while additional parking alongside the garage provides valuable space for an RV, boat, or trailer—a rare and practical bonus. With no HOA, nearby parks and walking and biking trails, plus convenient access to White Bear Lake area shopping, dining, recreation, and everyday amenities, 2592 Blue Bill Circle brings together space, privacy, flexibility, and an outdoor lifestyle in one inviting home.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2002
LevelsModified Two Story
Living area3,316 sqft
Above-grade finished2,092 sqft
Below-grade finished1,224 sqft
Lot size0.5 acres (134 x 186 x 166 x 100)
Days on market91
ListedAug 13, 2026
MLS #NST7126657
CountyRamsey
SubdivisionMallard Ponds Two
Parcel #013022110052

Facts & features

Interior

Bedrooms
5
Bathrooms
4
Bath breakdown
2 full / 2 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Washer

Property

Levels / stories
Modified Two Story
Garage
3 spaces · 32x20 · 660 sqft
Parking features
Attached Garage, Gravel, Asphalt, Electric, Garage Door Opener
Patio & porch
Front Porch
Exterior features
Stone, Vinyl
Waterfront
Pond

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Frame
Foundation
Block · 1,276 sqft
Roof
Age 8 Years or Less, Asphalt, Pitched
Year built
2002

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Mallard Ponds Two
HOA
No HOA
School district
624 - White Bear Lake
High school district
White Bear Lake

Financial & listing details

Annual tax
$9,872 (2025)
Listed
Aug 13, 2026
Days on market
91 · 88 cumulative
Manufactured home
Yes

Interior details

Total bathrooms4
Full baths2
3/4 baths2
Half baths0
1/4 baths0
BasementBlock, Drain Tiled, Egress Window(s), Finished, Full, Storage Space, Sump Pump
HeatingForced Air
CoolingCentral Air
LaundryLaundry Room, Main Level, Sink
AppliancesDishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Washer
DiningBreakfast Bar, Informal Dining Room
AccessibilityNone
Special features3 BR on One Level, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorStone, Vinyl
RoofAge 8 Years or Less, Asphalt, Pitched
FoundationBlock
Foundation area1,276 sqft
Patio/porchFront Porch
Lot featuresPublic Transit (w/in 6 blks), Corner Lot, Tree Coverage - Medium, Underground Utilities
Road frontageCity Street, Cul De Sac, Curbs, Paved Streets, Storm Sewer
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Gravel, Asphalt, Electric, Garage Door Opener
Garage spaces3
Garage size660 sqft

Financial details

Annual taxes$9,872
Tax year2025
Taxes w/ assessments9872
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District624 - White Bear Lake
District number624
District phone6514077500
High schoolWhite Bear Lake
SODL flat fee brokerage
$13,950Estimated buyer credit
SODL platform fee $3,000Your buyer credit $13,950

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,980/mo
Principal & interest$2,969
Property taxes$823
Home insurance (est.)$188
%
$113,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

2592 Blue Bill Circle, White Bear Lake, MN, 55110

Listing information

MLS #NST7126657
Last reported MLS statusActive
MLS record updatedNov 11, 2026, 5:35 PM
Originally listedAug 13, 2026, 8:43 PM
Listing officeKeller Williams Premier Realty Lake Minnetonka
Co-listing officeKeller Williams Premier Realty Lake Minnetonka

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.