Listed at
$875,000
$237/sqft

Troy Highlands

251 Saddle Ridge Lane, Troy Twp, WI, 54022
4  Bedrooms3  Bathrooms3,697  Square Feet1.5  Acres
Days on market35
Year built2026
Garage spaces3
HOA / month$400
TypeResidential
Est. $23,250buyer credit when you buy with SODL
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About this home

Incredible opportunity to build on a wooded walkout lot near both River Falls and Hudson! This lot sits high up in elevation, with no neighbors behind it. There is an HOA but it is only $400/year and 6 total units. The proposed layout is a one-story with 4 beds/3 baths, and office, and a finished walkout basement. The Aria features a grand front entry complete with stone and cedar. The main level features 9' ceilings with vaults, gas fireplace, and an open concept layout with a separate laundry room. The rest of the main level has the sizable primary suite, another bedroom, office, and a bathroom. The lower level has two bedrooms, the third bathroom, and two large family room spaces. Renova Homes includes some very nice finishes as standard items including solid core doors, insulated garage doors, 9' main level ceilings, quartz counters and vanities, on-site enameled doors and trim, Koch Express cabinetry and much more! Reach out today to schedule your build consult and make this property yours. Builder construction loan financing available- no need to secure a construction loan. Customization available on the layout and features.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2026
LevelsOne
Living area3,697 sqft
Above-grade finished1,892 sqft
Below-grade finished1,805 sqft
Lot size1.5 acres (1x1x1x1)
Days on market35
ListedAug 24, 2026
MLS #NST7122293
CountySt. Croix
SubdivisionTroy Highlands
Parcel #040122040001

Facts & features

Interior

Bedrooms
4
Bathrooms
3
Bath breakdown
3 full
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Washer

Property

Levels / stories
One
Garage
3 spaces · 840 sqft
Parking features
Attached Garage, Asphalt
Exterior features
Stone, Engineered Wood, Vinyl
Lot size
1.5 acres
Lot dimensions
1x1x1x1

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Poured Concrete · 1,877 sqft
Roof
Age 8 Years or Less, Architectural Shingle
Year built
2026

Utilities

Water
Drilled, Private
Sewer
Private Sewer
Fuel
Electric, Natural Gas
Electric
200+ Amp Service

Community & HOA

Subdivision
Troy Highlands
HOA
$400/annual
HOA name
Saddle Ridge Homeowners
HOA phone
7153073633
HOA includes
Other
HOA amenities
Other

Financial & listing details

Annual tax
$1,107 (2025)
Listed
Aug 24, 2026
Days on market
35
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths3
3/4 baths0
Half baths0
1/4 baths0
BasementDaylight/Lookout Windows, Drain Tiled, Finished, Sump Basket, Sump Pump, Walkout
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryMain Level
AppliancesDishwasher, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Washer
AmenitiesEthernet Wired, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Porch, Vaulted Ceiling(s), Walk-In Closet
AccessibilityHallways 42"+
Special features3 BR on One Level, Divided Bdr Flr Plan, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorStone, Engineered Wood, Vinyl
RoofAge 8 Years or Less, Architectural Shingle
FoundationPoured Concrete
Foundation area1,877 sqft
Lot featuresTree Coverage - Medium
ZoningResidential-Single Family

Utilities

Water sourceDrilled, Private
SewerPrivate Sewer
FuelElectric, Natural Gas

Parking & garage

ParkingAttached Garage, Asphalt
Garage spaces3
Garage size840 sqft

Financial details

Annual taxes$1,107
Tax year2025
Taxes w/ assessments1107
Assessment pendingNo
HOA fee$400
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District4893 - River Falls
District number4893
District phone7154251800
High schoolRiver Falls
SODL flat fee brokerage
$23,250Estimated buyer credit
SODL platform fee $3,000Your buyer credit $23,250

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$5,382/mo
Principal & interest$4,599
Property taxes$92
Home insurance (est.)$292
HOA fees$400
%
$175,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

251 Saddle Ridge Lane, Troy Twp, WI, 54022

Listing information

MLS #NST7122293
StatusActive
Last updatedAug 24, 2026, 6:20 PM
Originally listedAug 24, 2026, 11:11 AM
Listing officeColdwell Banker Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.