Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,332 (2025).

What school district is this property in?

This property is in the 861 - Winona Area Public Schools school district.

How long has this property been on the market?

This property has been listed for 117 days.

Listed at

$499,900

$357/sqft

25020 Gull Lane

25020 Gull Lane, Winona, MN, 55987

2 Bedrooms2 Bathrooms1,400 Square Feet0.569 Acres

Days on market117

Year built1986

ParkingAsphalt

TypeResidential

Est. $11,997buyer credit when you buy with SODL

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About this home

Welcome to river living! Enjoy your own piece of Mississippi River paradise with this charming 2 bedroom home offering the perfect combination of comfort, convenience, and a peaceful waterfront setting. Whether you’re searching for a year-round residence, weekend getaway, or investment opportunity, this property delivers the lifestyle buyers dream about. Relax and take in the river views, watch the wildlife, enjoy fishing and boating, or simply unwind surrounded by nature. Conveniently located just minutes from Winona and La Crosse, you’ll love having a quiet retreat without giving up everyday conveniences. A rare opportunity to own along the Mississippi River plus the neighboring riverfront parcel is also available, creating even more possibilities for additional space, privacy, or future plans.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1986

LevelsTwo

Living area1,400 sqft

Above-grade finished1,400 sqft

Below-grade finished0 sqft

Lot size0.569 acres (0x0)

Days on market117

ListedJun 3, 2026

MLS #NST7079764

CountyWinona

Parcel #110003630

Facts & features

Interior

Bedrooms: 2
Bathrooms: 2
Bath breakdown: 1 full / 1 half
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Freezer, Gas Water Heater, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories: Two
Parking features: Asphalt
Patio & porch: Deck, Wrap Around
Exterior features: Cedar
Pool: None
Fencing: Chain Link, Privacy

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: Block · 1,000 sqft
Roof: Age Over 8 Years, Asphalt, Pitched
Year built: 1986

Utilities

Water: Shared System, Well
Sewer: Private Sewer, Septic System Compliant - Yes, Shared Septic
Fuel: Propane
Electric: Circuit Breakers

Community & HOA

HOA: No HOA
School district: 861 - Winona Area Public Schools
High school district: Winona Area Public Schools

Financial & listing details

Annual tax: $3,332 (2025)
Tax with assessments: 3360
Listed: Jun 3, 2026
Days on market: 117
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths0

Half baths1

1/4 baths0

BasementBlock, Crawl Space, Partial, Storage Space, Sump Pump, Unfinished

HeatingForced Air

CoolingCentral Air

Fireplaces1

LaundryIn Basement, Electric Dryer Hookup, Washer Hookup

AppliancesDishwasher, Disposal, Dryer, Exhaust Fan, Freezer, Gas Water Heater, Range, Refrigerator, Stainless Steel Appliances, Washer

DiningKitchen/Dining Room

AmenitiesBalcony, Cable, Ceiling Fan(s), Deck, Dock, Kitchen Center Island, Kitchen Window, Main Floor Primary Bedroom, Panoramic View, Security Lights, Washer/Dryer Hookup

AccessibilityNone

Special featuresMain Floor Bedroom

Exterior & lot

ExteriorCedar

RoofAge Over 8 Years, Asphalt, Pitched

FoundationBlock

Foundation area1,000 sqft

Patio/porchDeck, Wrap Around

Lot featuresAccessible Shoreline

Road frontagePrivate Road

Road responsibilityPrivate Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceShared System, Well

SewerPrivate Sewer, Septic System Compliant - Yes, Shared Septic

FuelPropane

Parking & garage

ParkingAsphalt

Garage spaces0

Financial details

Annual taxes$3,332

Tax year2025

Taxes w/ assessments3360

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District861 - Winona Area Public Schools

District number861

District phone5074940861

High schoolWinona Area Public Schools

SODL flat fee brokerage

$11,997Estimated buyer credit

SODL platform fee $3,000Your buyer credit $11,997

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,071/mo

Principal & interest$2,627

Property taxes$278

Home insurance (est.)$167

Down payment

$99,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.