Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,880 (2026).

What school district is this property in?

This property is in the 742 - St. Cloud school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property has been listed for 0 days.

Listed at

$427,900

$168/sqft

Emerald Ponds

2430 Ruby Street, Saint Augusta, MN, 56301

4 Bedrooms3 Bathrooms2,552 Square Feet0.25 Acres

Days on market0

Year built2024

Garage spaces3

TypeResidential

Est. $9,837buyer credit when you buy with SODL

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About this home

Welcome to this beautiful 2024 built one owner home in popular Emerald ponds! Spacious rambler style home with over 2,500+ fin sq ft includes 4 bedrooms, and 3 bath plus 3 stall attached garage! Enjoy the open floor plan, kitchen with poplar cabinets and stainless steel appliances, luxury vinyl plank flooring, vaulted ceilings, and gas fireplace! Front porch plus walkout basement with patio. Primary suite has large walk-in closet & private bathroom. All living facilities on one level with mud room off garage. Poured concrete foundation, insulated three stall garage and only minutes away from I-94. Don't miss this opportunity, come check out this home today!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2024

LevelsOne

Living area2,552 sqft

Above-grade finished1,296 sqft

Below-grade finished1,256 sqft

Lot size0.25 acres (80x135)

Days on market0

ListedOct 14, 2026

MLS #NST7159703

CountyStearns

SubdivisionEmerald Ponds

Parcel #81431880769

Facts & features

Interior

Bedrooms: 4
Bathrooms: 3
Bath breakdown: 2 full / 1 3/4
Heating: Forced Air, Fireplace(s)
Cooling: Central Air
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories: One
Garage: 3 spaces · 23x30 · 640 sqft
Parking features: Attached Garage, Asphalt, Insulated Garage
Patio & porch: Front Porch, Patio
Exterior features: Stone, Vinyl
Lot size: 0.25 acres

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Poured Concrete · 1,296 sqft
Roof: Asphalt, Pitched
Year built: 2024

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Emerald Ponds
HOA: No HOA
School district: 742 - St. Cloud
High school district: St. Cloud

Financial & listing details

Annual tax: $3,880 (2026)
Listed: Oct 14, 2026
Days on market: 0
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths2

3/4 baths1

Half baths0

1/4 baths0

BasementDaylight/Lookout Windows, Drain Tiled, Finished, Full

HeatingForced Air, Fireplace(s)

CoolingCentral Air

Fireplaces1

LaundryMain Level

AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer

DiningInformal Dining Room

AmenitiesCeiling Fan(s), Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, In-Ground Sprinkler, Vaulted Ceiling(s), Walk-In Closet

AccessibilityNone

Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorStone, Vinyl

RoofAsphalt, Pitched

FoundationPoured Concrete

Foundation area1,296 sqft

Patio/porchFront Porch, Patio

Lot featuresTree Coverage - Light

Road frontageCity Street, Curbs, Paved Streets

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Insulated Garage

Garage spaces3

Garage size640 sqft

Financial details

Annual taxes$3,880

Tax year2026

Taxes w/ assessments3880

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District742 - St. Cloud

District number742

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$9,837Estimated buyer credit

SODL platform fee $3,000Your buyer credit $9,837

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,715/mo

Principal & interest$2,249

Property taxes$323

Home insurance (est.)$143

Down payment

$85,580

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.