Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,254.9 (2026).

What school district is this property in?

This property is in the 181 - Brainerd school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 0 days.

Listed at

$839,500

$437/sqft

23732 Clover Drive

23732 Clover Drive, Merrifield, MN, 56465

3 Bedrooms3 Bathrooms1,921 Square Feet1.24 Acres

Days on market0

Year built2010

Garage spaces2

TypeResidential

Est. $22,185buyer credit when you buy with SODL

Interested?

Pick a date to request a showing

Cancel anytime, free.

About this home

Set on 1.24 acres with 130 feet of completely level, east-facing frontage on Bass Lake, this beautifully updated lake home offers an exceptional setting for year-round lake living. Extensively remodeled in 2017, the open main level features an updated kitchen, dining area and lake-facing living room with a gas fireplace, plus a main-floor primary suite. Enjoy two decks, including a spacious lakeside deck overlooking the water. The finished walkout lower level features a family room with custom-built bar and electric fireplace, two bedrooms, a 3/4 bath, laundry room and access to the walkout patio. Outside, enjoy a level lawn to the water, sandy shoreline, dock, firepit, outdoor bar, lakeside Boat House and RV electrical hookup. A detached 2-stall garage completes the property. From here, Nisswa, Crosslake and Crosby are all within easy reach, along with the dining, golf, trails and recreation the Brainerd Lakes Area is known for.

Contact us

Write a message

Home facts

Property typeResidential

Property subtypeSingle Family

Year built2010

LevelsOne

Living area1,921 sqft

Above-grade finished1,008 sqft

Below-grade finished913 sqft

Lot size1.24 acres (130x435x128x408)

Days on market0

ListedOct 5, 2026

MLS #NST7153238

CountyCrow Wing

Parcel #73240501

Facts & features

Interior

Bedrooms: 3
Bathrooms: 3
Bath breakdown: 1 full / 1 3/4 / 1 half
Heating: Forced Air, Fireplace(s)
Cooling: Central Air
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories: One
Garage: 2 spaces · 26x28 · 728 sqft
Parking features: Detached Garage, Asphalt, Electric, Garage Door Opener, Insulated Garage, RV Access/Parking, Storage
Patio & porch: Deck, Patio
Exterior features: Shakes, Vinyl
Other structures: Garage(s), Boat House

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Wood · 1,008 sqft
Roof: Asphalt, Pitched
Year built: 2010

Utilities

Water: Drilled, Private, Well
Sewer: Mound Septic, Private Sewer
Fuel: Electric, Natural Gas
Electric: 200+ Amp Service

Community & HOA

HOA: No HOA
School district: 181 - Brainerd
High school district: Brainerd

Financial & listing details

Annual tax: $2,254.9 (2026)
Tax with assessments: 2282
Listed: Oct 5, 2026
Days on market: 0
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths1

3/4 baths1

Half baths1

1/4 baths0

BasementEgress Window(s), Finished, Full, Storage Space, Sump Pump, Walkout

HeatingForced Air, Fireplace(s)

CoolingCentral Air

Fireplaces2

LaundryLower Level, Laundry Room, Sink

AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

DiningBreakfast Bar, Informal Dining Room, Living/Dining Room

AmenitiesCeiling Fan(s), Deck, Dock, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Patio, Panoramic View, Satellite Dish, Walk-In Closet

AccessibilityNone

Special featuresMain Floor Primary, Primary Bdr Suite, Renovated

Exterior & lot

ExteriorShakes, Vinyl

RoofAsphalt, Pitched

FoundationWood

Foundation area1,008 sqft

Patio/porchDeck, Patio

Lot featuresAccessible Shoreline, Tree Coverage - Light

Road frontagePaved Streets, Township

Road responsibilityPublic Maintained Road

ZoningShoreline,Residential-Single Family

Utilities

Water sourceDrilled, Private, Well

SewerMound Septic, Private Sewer

FuelElectric, Natural Gas

Parking & garage

ParkingDetached Garage, Asphalt, Electric, Garage Door Opener, Insulated Garage, RV Access/Parking, Storage

Garage spaces2

Garage size728 sqft

Financial details

Annual taxes$2,254.9

Tax year2026

Taxes w/ assessments2282

Assessment pendingNo

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District181 - Brainerd

District number181

District phone2184546900

High schoolBrainerd

SODL flat fee brokerage

$22,185Estimated buyer credit

SODL platform fee $3,000Your buyer credit $22,185

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,880/mo

Principal & interest$4,412

Property taxes$188

Home insurance (est.)$280

Down payment

$167,900

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.