Active
$369,900

23086 190th Street NW, Big Lake, MN, 55309

2  Bedrooms1  Bathroom980  Square Feet1.39  Acres
Days on market0
Year built1981
Garage spaces3
Potential $8,097buyer credit when you buy with SODL
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About this home

Enjoy Eagle Lake views from a home where the big projects have already been done! This one-of-a-kind Big Lake property combines warmth and character with extensive updates inside and out. The open living space features a beautiful vaulted ceiling, stone fireplace, granite countertops, updated flooring and appliances, and inviting spaces designed for everyday living and entertaining. Outside, enjoy maintenance-free decking, four flower gardens, a screened gazebo, firepit area, mature surroundings, abundant wildlife, and peaceful lake views. The oversized three-car garage is a standout, offering heat, air conditioning, full attic insulation, and exceptional space for vehicles, hobbies, storage, and projects. Major investments include a new roof and gutters in 2023, an on-demand water heater, new well and septic in 2020, spray-foam insulation, sealed crawl space with a whole home dehumidifier, exterior stonework, and much more. Thoughtfully improved from top to bottom, this is a property that offers character, functionality, and an incredible setting near Eagle Lake.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1981
LevelsOne
Living area980 sqft
Above-grade finished980 sqft
Below-grade finished0 sqft
Lot size1.39 acres (415x308x307x113)
Days on market0
ListedOct 21, 2026
MLS #NST7163065
CountySherburne
Parcel #35000313345

Facts & features

Interior

Bedrooms
2
Bathrooms
1
Bath breakdown
1 full
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories
One
Garage
3 spaces · 864 sqft
Parking features
Detached Garage, Asphalt, Finished Garage, Garage Door Opener, Heated Garage
Patio & porch
Composite Decking, Covered, Deck, Wrap Around
Exterior features
Stone, Cement Board
Pool
None

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Concrete, Frame
Foundation
Poured Concrete · 950 sqft
Roof
Age 8 Years or Less, Asphalt
Year built
1981

Utilities

Water
Private, Well
Sewer
Septic System Compliant - Yes
Fuel
Natural Gas

Community & HOA

HOA
No HOA
School district
727 - Big Lake
High school district
Big Lake

Financial & listing details

Annual tax
$3,084 (2026)
Listed
Oct 21, 2026
Days on market
0
Manufactured home
Yes

Interior details

Total bathrooms1
Full baths1
3/4 baths0
Half baths0
1/4 baths0
BasementNone
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryLaundry Closet, Main Level
AppliancesDishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
DiningEat In Kitchen, Kitchen/Dining Room, Living/Dining Room
AmenitiesCeiling Fan(s), Deck, French Doors, Kitchen Center Island, Kitchen Window, Main Floor Primary Bedroom, Natural Woodwork, Porch, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-Up Attic
AccessibilityNo Stairs Internal
Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorStone, Cement Board
RoofAge 8 Years or Less, Asphalt
FoundationPoured Concrete
Foundation area950 sqft
Patio/porchComposite Decking, Covered, Deck, Wrap Around
Lot featuresTree Coverage - Medium
Road frontagePaved Streets
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourcePrivate, Well
SewerSeptic System Compliant - Yes
FuelNatural Gas

Parking & garage

ParkingDetached Garage, Asphalt, Finished Garage, Garage Door Opener, Heated Garage
Garage spaces3
Garage size864 sqft

Financial details

Annual taxes$3,084
Tax year2026
Taxes w/ assessments3084
Assessment pendingUnknown
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District727 - Big Lake
District number727
District phone7632625218
High schoolBig Lake
SODL flat fee brokerage
$8,097Estimated buyer credit
SODL platform fee $3,000Your buyer credit $8,097

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,324/mo
Principal & interest$1,944
Property taxes$257
Home insurance (est.)$123
%
$73,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

23086 190th Street NW, Big Lake, MN, 55309

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Listing information

MLS #NST7163065
Last reported MLS statusActive
MLS record updatedOct 23, 2026, 10:09 AM
Originally listedOct 23, 2026, 12:00 AM
Listing officeCompass

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.