Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $1,896 (2026).

What school district is this property in?

This property is in the 742 - St. Cloud school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 40 days.

Listed at

$255,000

$134/sqft

2304 County Road 74

2304 County Road 74, Saint Cloud, MN, 56301

3 Bedrooms3 Bathrooms1,905 Square Feet0.65 Acres

Days on market40

Year built1920

Garage spaces2

TypeResidential

Est. $4,650buyer credit when you buy with SODL

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About this home

Set on a sprawling .65-acre lot just one mile from shopping, dining, and area attractions, this charming 3 bedroom, 2 bath home offers convenient main-level living with a primary bedroom and laundry on the main floor. The spacious, open kitchen and dining area provides plenty of room to gather, while recent updates include a newer roof and select newer windows. Outside, enjoy the large deck with retractable sunshade, playground area, storage shed, and an oversized yard with room to play, garden, or entertain. A long private driveway leads to the 2-stall garage, offering additional privacy and ample parking—all while keeping you close to everyday conveniences.

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Date

Sep 27, 2026

Time

4pm – 5:30pm

Address

2304 County Road 74, Saint Cloud, MN, 56301

Listed By: Edina Realty, Inc • NST7129555 • Source: Property Details provided by NorthstarMLS and may not match the public record.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1920

LevelsOne and One Half

Living area1,905 sqft

Above-grade finished1,674 sqft

Below-grade finished231 sqft

Lot size0.65 acres (303x124x179x176)

Days on market40

ListedAug 19, 2026

MLS #NST7129555

CountyStearns

Parcel #82440350027

Facts & features

Interior

Bedrooms: 3
Bathrooms: 3
Bath breakdown: 1 3/4 / 2 half
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories: One and One Half
Garage: 2 spaces · 26.5 x 26.5 · 700 sqft
Parking features: Detached Garage, Asphalt, Electric
Exterior features: Steel Siding
Lot size: 0.65 acres
Lot dimensions: 303x124x179x176

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Poured Concrete · 670 sqft
Year built: 1920

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

HOA: No HOA
School district: 742 - St. Cloud
High school district: St. Cloud

Financial & listing details

Annual tax: $1,896 (2026)
Tax with assessments: 1904
Listed: Aug 19, 2026
Days on market: 40
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths0

3/4 baths1

Half baths2

1/4 baths0

BasementPartial, Partially Finished, Sump Basket, Sump Pump, Unfinished

HeatingForced Air

CoolingCentral Air

AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

AmenitiesDeck, Kitchen Window, Main Floor Primary Bedroom, Tile Floors, Walk-In Closet

AccessibilityNone

Special featuresMain Floor Primary, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorSteel Siding

FoundationPoured Concrete

Foundation area670 sqft

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage, Asphalt, Electric

Garage spaces2

Garage size700 sqft

Financial details

Annual taxes$1,896

Tax year2026

Taxes w/ assessments1904

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District742 - St. Cloud

District number742

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$4,650Estimated buyer credit

SODL platform fee $3,000Your buyer credit $4,650

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,583/mo

Principal & interest$1,340

Property taxes$158

Home insurance (est.)$85

Down payment

$51,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

2304 County Road 74, Saint Cloud, MN, 56301

Street View

Listing information

MLS #NST7129555

StatusActive

Last updatedSep 22, 2026, 6:07 PM

Originally listedAug 19, 2026, 9:22 AM

Listing officeEdina Realty, Inc

Co-listing officeEdina Realty, Inc

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.