Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $4,940 (2026).

What school district is this property in?

This property is in the 831 - Forest Lake school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 0 days.

No photos available

Listed at

$599,900

$258/sqft

Cottage Grove

22688 E Martin Lake Drive NE, Stacy, MN, 55079

4 Bedrooms2 Bathrooms2,323 Square Feet0.32 Acres

Days on market0

Year built1950

Garage spaces2

TypeResidential

Est. $14,997buyer credit when you buy with SODL

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About this home

Your lakefront paradise is HERE! 100 feet of beautiful shoreline on full recreation, Martin Lake with privacy and sprawling views out every lake facing window. Boat house with composite, rooftop deck and newer aluminum dock for all of your lakeside dreams! Bright and spacious floor plan with new carpet, fresh paint and updates throughout. Updated large kitchen (2024) with stainless appliances, tile flooring, soft close custom cabinets and new kitchen island with granite countertop. Living Room with two sided gas fireplace where you can cozy up with spectacular views. Main Level Primary Suite with new walk in closet including complete closet system and walkthrough bathroom. Walkout Lower Level with in-floor heat offers Family/Recreation Room with tile floors and new carpet. Full bathroom with jacuzzi tub and tile surround. Oversized 2 car garage. Many upgrades and improvements including roof (2018), new well and well pump (2025), irrigation system (2018), owned water softener (2020), whole home water filtration system with iron filter and reverse osmosis (2020). Multi-Flo septic system certified and well water . Schedule your showing TODAY!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1950

LevelsOne

Living area2,323 sqft

Above-grade finished1,254 sqft

Below-grade finished1,069 sqft

Lot size0.32 acres (104x142x147x100)

Days on market0

ListedOct 9, 2026

MLS #NST7156601

CountyAnoka

SubdivisionCottage Grove

Parcel #043322110019

Facts & features

Interior

Bedrooms: 4
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air, Fireplace(s), In-Floor Heating
Cooling: Central Air
Appliances: Chandelier, Cooktop, Dishwasher, Dryer, Gas Water Heater, Water Osmosis System, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories: One
Garage: 2 spaces · 23x22 · 506 sqft
Parking features: Attached Garage, Concrete, Electric
Patio & porch: Composite Decking, Deck, Patio
Exterior features: Stone, Vinyl
Other structures: Boat House, Storage Shed

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block, Frame
Foundation: Block · 1,254 sqft
Roof: Age 8 Years or Less, Architectural Shingle, Pitched
Year built: 1950

Utilities

Water: Private, Well
Sewer: Private Sewer, Septic System Compliant - Yes, Tank with Drainage Field
Fuel: Natural Gas
Electric: Circuit Breakers, 200+ Amp Service

Community & HOA

Subdivision: Cottage Grove
HOA: No HOA
School district: 831 - Forest Lake
High school district: Forest Lake

Financial & listing details

Annual tax: $4,940 (2026)
Listed: Oct 9, 2026
Days on market: 0
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementBlock, Daylight/Lookout Windows, Drain Tiled, Egress Window(s), Finished, Full, Sump Basket, Sump Pump, Tile Shower, Walkout

HeatingForced Air, Fireplace(s), In-Floor Heating

CoolingCentral Air

Fireplaces1

LaundryElectric Dryer Hookup, Lower Level, Laundry Room, Sink, Washer Hookup

AppliancesChandelier, Cooktop, Dishwasher, Dryer, Gas Water Heater, Water Osmosis System, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

DiningBreakfast Bar, Kitchen/Dining Room, Separate/Formal Dining Room

AmenitiesDeck, Dock, French Doors, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Natural Woodwork, Paneled Doors, Panoramic View, In-Ground Sprinkler, Tile Floors, Washer/Dryer Hookup, Walk-In Closet

AccessibilityNone

Special features3 BR on One Level, Main Floor Primary, Main Floor Bedroom, Primary Bdr Suite

Exterior & lot

ExteriorStone, Vinyl

RoofAge 8 Years or Less, Architectural Shingle, Pitched

FoundationBlock

Foundation area1,254 sqft

Patio/porchComposite Decking, Deck, Patio

Lot featuresAccessible Shoreline, Tree Coverage - Medium

Road frontageCity Street, Paved Streets

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourcePrivate, Well

SewerPrivate Sewer, Septic System Compliant - Yes, Tank with Drainage Field

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Electric

Garage spaces2

Garage size506 sqft

Financial details

Annual taxes$4,940

Tax year2026

Taxes w/ assessments4940

Assessment pendingNo

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District831 - Forest Lake

District number831

District phone6519828103

High schoolForest Lake

SODL flat fee brokerage

$14,997Estimated buyer credit

SODL platform fee $3,000Your buyer credit $14,997

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,764/mo

Principal & interest$3,153

Property taxes$412

Home insurance (est.)$200

Down payment

$119,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.