Listed at
$899,900
$303/sqft

Ella J Cobbs Add To, Whi

2249 11th Street, White Bear Lake, MN, 55110
4  Bedrooms4  Bathrooms2,974  Square Feet0.161  Acres
Days on market326
Year built2026
Garage spaces2
TypeResidential
Est. $23,997buyer credit when you buy with SODL
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About this home

The permits are approved and the build will begin soon! New construction 2 Story home by Cara Builders LLC in a fantastic downtown White Bear Lake location walking distance to White Bear Lake! 4 bedrooms, 4 bathrooms and on oversized two car garage. Buyer can make selections on colors and finishes. Builder has a model home of a different floor plan at 3580 Rooney Place in White Bear Lake to see build quality and finishes. Walk to all downtown White Bear Lake offers for dining, shopping and more!

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built2026
LevelsTwo
Living area2,974 sqft
Above-grade finished2,268 sqft
Below-grade finished706 sqft
Lot size0.161 acres (47 x 150)
Days on market326
ListedNov 6, 2025
MLS #NST6814146
CountyRamsey
SubdivisionElla J Cobbs Add To, Whi
Parcel #143022110005

Facts & features

Interior

Bedrooms
4
Bathrooms
4
Bath breakdown
1 full / 2 3/4 / 1 half
Heating
Forced Air, Fireplace(s)
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Dishwasher, Electronic Air Filter, Exhaust Fan, Humidifier, Microwave, Range, Refrigerator

Property

Levels / stories
Two
Garage
2 spaces · 26 x 20 · 520 sqft
Parking features
Attached Garage
Patio & porch
Covered, Deck, Front Porch
Pool
None
Fencing
None

Construction

Property type
Residential
Property subtype
Single Family Residence
Construction materials
Concrete
Foundation
1,134 sqft
Roof
Age 8 Years or Less, Architectural Shingle
Builder
CARA BUILDERS LLC

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers, 200+ Amp Service

Community & HOA

Subdivision
Ella J Cobbs Add To, Whi
HOA
No HOA
School district
White Bear Lake

Financial & listing details

Annual tax
$1,122 (2025)
Listed
Nov 6, 2025
Days on market
326
Manufactured home
Yes

Interior details

Total bathrooms4
Full baths1
3/4 baths2
Half baths1
1/4 baths0
BasementDrain Tiled, Egress Window(s), Finished, Full, Concrete, Storage Space, Sump Basket, Sump Pump, Tile Shower
HeatingForced Air, Fireplace(s)
CoolingCentral Air
Fireplaces2
LaundryLaundry Room, Upper Level
AppliancesAir-To-Air Exchanger, Dishwasher, Electronic Air Filter, Exhaust Fan, Humidifier, Microwave, Range, Refrigerator
DiningKitchen/Dining Room
AmenitiesCity View, Kitchen Window, Paneled Doors, Porch, Tile Floors, Wet Bar, Walk-In Closet
AccessibilityNone

Exterior & lot

RoofAge 8 Years or Less, Architectural Shingle
Foundation area1,134 sqft
Patio/porchCovered, Deck, Front Porch
Lot featuresInfill Lot, Sod Included in Price, Tree Coverage - Medium
Road frontageCity Street, Paved Streets
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage
Garage spaces2
Garage size520 sqft

Financial details

Annual taxes$1,122
Tax year2025
Taxes w/ assessments1122
Assessment pendingNo
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number2099
District phone6514077500
High schoolWhite Bear Lake
SODL flat fee brokerage
$23,997Estimated buyer credit
SODL platform fee $3,000Your buyer credit $23,997

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$5,123/mo
Principal & interest$4,729
Property taxes$94
Home insurance (est.)$300
%
$179,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

2249 11th Street, White Bear Lake, MN, 55110

Listing information

MLS #NST6814146
StatusActive
Last updatedFeb 9, 2026, 5:08 PM
Originally listedNov 6, 2025, 9:01 AM
Listing officeColdwell Banker Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.