
Mill River Estates
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About this home
Experience an unparalleled lifestyle in this masterfully crafted home, boasting over 7,000 finished square feet of versatile living space. The home sits on a remarkable lot that provides sweeping north and west views down the Sauk River, and it includes additional land across the street, plus a perpetual easement for river access through the private wooded property behind the home. This peaceful setting feels like a private sanctuary while remaining conveniently located near Whitney Park, featuring trails, soccer and softball fields, a dog park, and the nearby YMCA and aquatic center. The main floor showcases a massive open great room with an intricately vaulted ceiling, a kitchen loaded with granite countertops, dual wall ovens, and stunning river views, plus formal and informal dining spaces ideal for large gatherings. A gas fireplace anchors the living room, and a four-season room captures serene river views, while a spacious mudroom and convenient main-floor laundry add everyday functionality. Upstairs, three bedrooms include an expansive primary suite with a gas fireplace, a private sitting room overlooking the river, and a bath with dual vanities, jetted tub, and tile shower; the additional bedrooms share a Jack-and-Jill bath. The third level offers two large bedrooms, an office, and a family room with a third fireplace and wet bar, while the basement provides a large rec room and a dedicated hot tub room. Built to exceptional standards, the home features 500-amp service, spray foam insulation, extensive stone and brickwork, CertainTeed Presidential shingles, and in-floor heat in the lower levels. Complete with over 2,000 sq ft of heated and finished garage space for all your vehicles and hobbies, and a neighborhood pool for summer fun, this home is a rare find that combines luxury with active, convenient living.
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Home facts
Facts & features
Interior
- Bedrooms
- 5
- Bathrooms
- 5
- Bath breakdown
- 3 full / 1 3/4 / 1 half
- Heating
- Boiler, Forced Air, In-Floor Heating
- Cooling
- Central Air
- Appliances
- Cooktop, Dishwasher, Disposal, Double Oven, Dryer, Microwave, Refrigerator, Stainless Steel Appliances, Washer
Property
- Levels / stories
- Four or More Level Split
- Garage
- 6 spaces · 32x55 · 2,002 sqft
- Parking features
- Attached Garage, Concrete, Floor Drain, Finished Garage, Heated Garage
- Patio & porch
- Deck, Patio
- Exterior features
- Stone, Steel Siding
- Pool
- Below Ground, Shared
Construction
- Property type
- Residential
- Property subtype
- Single Family
- Foundation
- Block · 4,200 sqft
- Roof
- Asphalt
- Year built
- 2006
Utilities
- Water
- City Water/Connected
- Sewer
- City Sewer/Connected
- Fuel
- Natural Gas
Community & HOA
- Subdivision
- Mill River Estates
- HOA
- $600/annual
- HOA name
- Mill Creek Homeowners Assoc
- HOA phone
- 3202506937
- HOA includes
- Other
- School district
- 742 - St. Cloud
Financial & listing details
- Annual tax
- $12,494 (2026)
- Listed
- Feb 24, 2026
- Days on market
- 216
- Manufactured home
- Yes
Interior details
Exterior & lot
Utilities
Parking & garage
Financial details
Schools
How SODL buyer credits work
When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.
- Tour homes with SODL’s flexible showing network
- Submit offers and manage your transaction through the platform
- Keep more money at closing through transparent flat-fee pricing
A clear, modern way to buy with expert guidance and meaningful savings.
Estimated monthly payment
These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.
Location
2177 Mill Pond Drive, Saint Cloud, MN, 56303
Listing information
Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.
