Listed at
$340,000
$259/sqft

White Bear

2145 7th Street, White Bear Lake, MN, 55110
2  Bedrooms2  Bathrooms1,312  Square Feet0.26  Acres
Days on market200
Year built1900
Garage spaces2
TypeResidential
Est. $7,200buyer credit when you buy with SODL
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About this home

Adorable and affordable in downtown White Bear Lake! This beautifully updated 1900 home blends timeless character with modern convenience. Thoughtful improvements in recent years include new siding, Andersen windows, plaster walls, a fully renovated kitchen, hardwood floors, a main floor half bath, large mudroom, furnace, central A/C, and water heater. The oversized 30x24 garage with concrete floor is a standout feature, while the spacious backyard with patio and fire pit offers plenty of room to entertain, play, or relax. Located in the heart of White Bear Lake, you’ll have 16 restaurants within a quarter mile, plus easy access to the lake, beaches, parks, and trails. Whether you're out enjoying downtown or relaxing on the front porch, this home puts you close to it all.

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built1900
LevelsOne and One Half
Living area1,312 sqft
Above-grade finished1,312 sqft
Below-grade finished0 sqft
Lot size0.26 acres (75x150)
Days on market200
ListedMar 12, 2026
MLS #NST7033053
CountyRamsey
SubdivisionWhite Bear
Parcel #143022140080

Facts & features

Interior

Bedrooms
2
Bathrooms
2
Bath breakdown
1 full / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories
One and One Half
Garage
2 spaces · 720 sqft
Parking features
Detached Garage, Gravel, Electric, Garage Door Opener
Patio & porch
Patio
Pool
None
Fencing
Chain Link

Construction

Property type
Residential
Property subtype
Single Family Residence
Construction materials
Block, Frame
Foundation
760 sqft
Roof
Age Over 8 Years, Asphalt
Year built
1900

Utilities

Water
City Water - In Street
Sewer
City Sewer - In Street
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
White Bear
HOA
No HOA
School district
White Bear Lake

Financial & listing details

Annual tax
$5,120 (2025)
Listed
Mar 12, 2026
Days on market
200
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths0
Half baths1
1/4 baths0
BasementBlock, Partial, Unfinished
HeatingForced Air
CoolingCentral Air
LaundryMain Level
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
DiningLiving/Dining Room, Separate/Formal Dining Room
AmenitiesCeiling Fan(s), Hardwood Floors, Kitchen Window, Primary Bedroom Walk-In Closet, Porch, Walk-In Closet
AccessibilityNone
Special featuresMain Floor Laundry, Renovated

Exterior & lot

RoofAge Over 8 Years, Asphalt
Foundation area760 sqft
Patio/porchPatio
Lot featuresPublic Transit (w/in 6 blks), Tree Coverage - Light
Road frontageCity Street
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water - In Street
SewerCity Sewer - In Street
FuelNatural Gas

Parking & garage

ParkingDetached Garage, Gravel, Electric, Garage Door Opener
Garage spaces2
Garage size720 sqft

Financial details

Annual taxes$5,120
Tax year2025
Taxes w/ assessments5120
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number2099
District phone6514077500
High schoolWhite Bear Lake
SODL flat fee brokerage
$7,200Estimated buyer credit
SODL platform fee $3,000Your buyer credit $7,200

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,327/mo
Principal & interest$1,787
Property taxes$427
Home insurance (est.)$113
%
$68,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

2145 7th Street, White Bear Lake, MN, 55110

Listing information

MLS #NST7033053
StatusActive
Last updatedMar 16, 2026, 5:11 PM
Originally listedMar 12, 2026, 4:37 PM
Listing officeEdina Realty, Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.