Listed at
$1,550,000
$340/sqft

Registered Land Surv #603

21 Phoebe Lane, North Oaks, MN, 55127
4  Bedrooms3  Bathrooms4,556  Square Feet0.229  Acres
Days on market1
Year built2015
Garage spaces3
HOA / month$360
TypeResidential
Est. $43,500buyer credit when you buy with SODL
Interested?

Pick a date to request a showing

Cancel anytime, free.

About this home

***BE SURE TO CHECK OUT THE VIDEO TOUR OF THE HOME*** Experience effortless, refined main-level living in the sought-after Villas of Wilkinson Lake! Nestled on a quiet cul-de-sac in prestigious North Oaks, this custom four-bedroom, three-bathroom detached villa combines high-end architectural craftsmanship with serene water views. Geothermal heating and cooling combined with solar panels create exceptional energy efficiency. The light-filled main level features an open layout anchored by a stone gas fireplace, rich Acacia hardwood floors, a private main-floor office, and a gourmet kitchen complete with a center island and large pantry. Relax in the luxurious main-floor primary suite featuring a spa-like full bath with heated floors, an oversized walk-in shower, and a soaking tub. The expansive walkout lower level is tailored for creativity, hosting, and functionality-featuring three additional bedrooms, a second office space, a dedicated art studio with built-in flat files. Take in gorgeous sunsets and views of Wilkinson Lake from your main-floor deck or relax on the covered lower-level patio just off the walkout.

Contact us

Home facts

Property typeResidential
Property subtype(TH) Detached
Year built2015
LevelsOne
Living area4,556 sqft
Above-grade finished2,341 sqft
Below-grade finished2,215 sqft
Lot size0.229 acres (43x143)
Days on market1
ListedSep 27, 2026
MLS #NST7132148
CountyRamsey
SubdivisionRegistered Land Surv #603
Parcel #043022220005

Facts & features

Interior

Bedrooms
4
Bathrooms
3
Bath breakdown
2 full / 1 half
Heating
Forced Air, Geothermal, Humidifier, In-Floor Heating, Zoned
Cooling
Geothermal
Appliances
Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Humidifier, Gas Water Heater, Water Filtration System, Microwave, Refrigerator, Stainless Steel Appliances, Tankless Water Heater, Wall Oven, Washer, Water Softener Owned

Property

Levels / stories
One
Garage
3 spaces · 41x23 · 944 sqft
Parking features
Attached Garage, Concrete, Electric Vehicle Charging Station(s), Floor Drain, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage
Patio & porch
Composite Decking, Deck, Front Porch, Patio
Exterior features
Stone, Cement Board, Metal
Fencing
Invisible

Construction

Property type
Residential
Property subtype
(TH) Detached
Foundation
Poured Concrete · 3,285 sqft
Roof
Age Over 8 Years, Asphalt
Year built
2015

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas, Other, Solar
Electric
Circuit Breakers, Other

Community & HOA

Subdivision
Registered Land Surv #603
HOA
$360/month
HOA name
Advantage Town Home Management
HOA phone
6514292223
HOA includes
Beach Access, Lawn Care, Professional Mgmt, Shared Amenities, Snow Removal
HOA amenities
Beach, In-Ground Sprinkler System, Trail(s)

Financial & listing details

Annual tax
$19,446 (2026)
Listed
Sep 27, 2026
Days on market
1
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths2
3/4 baths0
Half baths1
1/4 baths0
BasementDrain Tiled, Egress Window(s), Finished, Full, In-Floor Heat, Sump Pump, Walkout
HeatingForced Air, Geothermal, Humidifier, In-Floor Heating, Zoned
CoolingGeothermal
Fireplaces1
LaundryLaundry Room, Main Level, Sink
AppliancesCooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Humidifier, Gas Water Heater, Water Filtration System, Microwave, Refrigerator, Stainless Steel Appliances, Tankless Water Heater, Wall Oven, Washer, Water Softener Owned
DiningBreakfast Area, Separate/Formal Dining Room
AmenitiesCeiling Fan(s), Deck, Hardwood Floors, Kitchen Center Island, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Patio, Paneled Doors, Satellite Dish, Security System, In-Ground Sprinkler, Tile Floors, Washer/Dryer Hookup, Wet Bar
AccessibilityNone

Exterior & lot

ExteriorStone, Cement Board, Metal
RoofAge Over 8 Years, Asphalt
FoundationPoured Concrete
Foundation area3,285 sqft
Patio/porchComposite Decking, Deck, Front Porch, Patio
Lot featuresTree Coverage - Light, Underground Utilities
Road frontagePaved Streets, Private Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas, Other, Solar

Parking & garage

ParkingAttached Garage, Concrete, Electric Vehicle Charging Station(s), Floor Drain, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage
Garage spaces3
Garage size944 sqft

Financial details

Annual taxes$19,446
Tax year2026
Taxes w/ assessments19446
Assessment pendingNo
HOA fee$360
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District624 - White Bear Lake
District number624
District phone6514077500
High schoolWhite Bear Lake
SODL flat fee brokerage
$43,500Estimated buyer credit
SODL platform fee $3,000Your buyer credit $43,500

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$10,643/mo
Principal & interest$8,146
Property taxes$1,621
Home insurance (est.)$517
HOA fees$360
%
$310,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

21 Phoebe Lane, North Oaks, MN, 55127

Listing information

MLS #NST7132148
StatusActive
Last updatedSep 29, 2026, 5:02 AM
Originally listedSep 29, 2026, 12:00 AM
Listing officeColdwell Banker Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.