Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $5,994 (2025).

What school district is this property in?

This property is in the 238 - Unity school district.

How long has this property been on the market?

This property has been listed for 33 days.

Listed at

$975,000

20XX 120th Street

20XX 120th Street, Luck, WI, 54853

7.09 Acres

Days on market33

TypeLand

Est. $26,250buyer credit when you buy with SODL

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About this home

Have you been looking for the perfect vacant lot to build your dream lake home? Look no further than this executive-sized double lot on beautiful Bone Lake, offering over 7 acres and an impressive 221 feet of frontage. Enjoy exceptional privacy, mature trees, a gently sloping lot to the water’s edge, beautiful views from the future build site, and morning sunrises over the lake. With plenty of room for a shed or outbuilding to store all your lake toys, this property offers space and flexibility for your future plans. The natural shoreline has remained largely untouched and, with a little use and clearing, offers great potential to create a beautiful waterfront setting. Bone Lake is one of the largest lakes in the county and is known for excellent fishing and full recreational use, with the added convenience of on-water gas and a restaurant accessible by boat. Start Enjoying the Lake Life Today!

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Home facts

Property typeLand

Lot size7.09 acres (221 x 1379 x 220 x 1396)

Days on market33

ListedAug 26, 2026

MLS #NST7133907

CountyPolk

Parcel #026002420100

Facts & features

Interior

Bathrooms: 0

Property

View: East
Waterfront: Lake Front
Lot size: 7.09 acres
Lot dimensions: 221 x 1379 x 220 x 1396
Lot features: Irregular Lot, Tree Coverage - Heavy
Road frontage: County Road

Construction

Property type: Land

Utilities

Utilities: Broadband Available, Electricity Available, Electricity Connected, Other Available, Other Connected, Phone Available, Phone Connected

Community & HOA

HOA: No HOA
School district: 238 - Unity
High school district: Unity

Financial & listing details

Annual tax: $5,994 (2025)
Listed: Aug 26, 2026
Days on market: 33
Inclusions: For Sale Sign,Survey,Survey Stakes

Interior details

Total bathrooms0

Exterior & lot

Lot featuresIrregular Lot, Tree Coverage - Heavy

Road frontageCounty Road

Road responsibilityPublic Maintained Road

ZoningShoreline

Utilities

Parking & garage

Financial details

Annual taxes$5,994

Tax year2025

Taxes w/ assessments5994

Assessment pendingUnknown

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District238 - Unity

District numberW238

District phone7158253515

High schoolUnity

SODL flat fee brokerage

$26,250Estimated buyer credit

SODL platform fee $3,000Your buyer credit $26,250

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$5,949/mo

Principal & interest$5,124

Property taxes$500

Home insurance (est.)$325

Down payment

$195,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.