Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $1,566 (2025).

What school district is this property in?

This property is in the 578 - Pine City school district.

How long has this property been on the market?

This property has been listed for 0 days.

No photos available

Listed at

$233,900

$221/sqft

North Shore

20986 Cross Lake Road, Pine City, MN, 55063

2 Bedrooms1 Bathroom1,056 Square Feet0.51 Acres

Days on market0

Year built1989

ParkingGravel

TypeResidential

Est. $4,017buyer credit when you buy with SODL

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About this home

Nestled in the woods, this charming 2-bedroom, 1-bath cabin offers a peaceful escape surrounded by nature. Enjoy cozy cabin living with the perfect blend of comfort and rustic charm. Mature trees surround the property, while three decks and a patio create inviting spaces to relax, gather, and enjoy nature. Enjoy evenings around the fire pit under the stars, and in winter, access the snowmobile trail system without trailering. Deed lake access is conveniently located right across the street offering boating, fishing, swimming, and endless outdoor adventure. Just a short getaway from the Twin Cities, this is the perfect retreat to relax, reconnect, and enjoy the lake life!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1989

LevelsOne

Living area1,056 sqft

Above-grade finished1,056 sqft

Below-grade finished0 sqft

Lot size0.51 acres (irregular)

Days on market0

ListedOct 1, 2026

MLS #NST7153545

CountyPine

SubdivisionNorth Shore

Parcel #0085242000

Facts & features

Interior

Bedrooms: 2
Bathrooms: 1
Bath breakdown: 1 3/4
Heating: Boiler, Fireplace(s), Space Heater
Cooling: None
Appliances: Gas Water Heater, Microwave, Range, Refrigerator

Property

Levels / stories: One
Parking features: Gravel
Exterior features: Cedar
Other structures: Storage Shed
Waterfront: Deeded Access, Dock
Lot size: 0.51 acres

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Log
Foundation: Concrete Perimeter · 1,052 sqft
Roof: Age 8 Years or Less
Year built: 1989

Utilities

Water: Well
Sewer: City Sewer/Connected
Fuel: Electric, Propane
Electric: 100 Amp Service

Community & HOA

Subdivision: North Shore
HOA: No HOA
School district: 578 - Pine City
High school district: Pine City

Financial & listing details

Annual tax: $1,566 (2025)
Listed: Oct 1, 2026
Days on market: 0 · 82 cumulative
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths0

3/4 baths1

Half baths0

1/4 baths0

BasementNone

HeatingBoiler, Fireplace(s), Space Heater

CoolingNone

Fireplaces1

AppliancesGas Water Heater, Microwave, Range, Refrigerator

DiningEat In Kitchen, Kitchen/Dining Room

AmenitiesDeck, Dock, Hardwood Floors, Kitchen Window, Main Floor Primary Bedroom, Natural Woodwork, Porch, Boat Slip, Walk-In Closet

AccessibilityNone

Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom

Exterior & lot

ExteriorCedar

RoofAge 8 Years or Less

FoundationConcrete Perimeter

Foundation area1,052 sqft

Road frontageCity Street

ZoningResidential-Single Family

Utilities

Water sourceWell

SewerCity Sewer/Connected

FuelElectric, Propane

Parking & garage

ParkingGravel

Garage spaces0

Garage size0 sqft

Financial details

Annual taxes$1,566

Tax year2025

Taxes w/ assessments1566

Assessment pendingNo

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District578 - Pine City

District number578

District phone3206294010

High schoolPine City

SODL flat fee brokerage

$4,017Estimated buyer credit

SODL platform fee $3,000Your buyer credit $4,017

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,438/mo

Principal & interest$1,229

Property taxes$131

Home insurance (est.)$78

Down payment

$46,780

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.