Active
$399,900

2098 64th Street, White Bear Lake, MN, 55110

3  Bedrooms2  Bathrooms1,489  Square Feet1  Acres
Days on market0
Year built1985
Garage spaces2
Potential $8,997buyer credit when you buy with SODL
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About this home

Enjoy the best of both worlds with this beautifully maintained family home, offering a spacious 1-acre yard while still being conveniently located close to the city! With plenty of room to play, entertain, garden, and relax, this property offers the space and comfort you've been looking for. The home features all-new appliances in 2018, a new roof in 2017, and a fairly recent addition of a convenient 3/4 bathroom downstairs. Outside, you'll love the three established apple trees and the impressive heated 31' x 23' pole shed, perfect for hobbies, storage, projects, or extra workspace year-round. With its generous outdoor space, thoughtful updates, and pride of ownership throughout, this property is an ideal place to call home. The non-compliant septic system will be replaced with a new system prior to closing, offering added peace of mind for the next owner. Come see all the possibilities this wonderful property has to offer!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1985
LevelsThree Level Split
Living area1,489 sqft
Above-grade finished1,114 sqft
Below-grade finished375 sqft
Lot size1 acres (195 X 280 IRREG)
Days on market0
ListedOct 22, 2026
MLS #NST7161143
CountyAnoka
Parcel #363122220002

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Water Softener Owned

Property

Levels / stories
Three Level Split
Garage
2 spaces
Parking features
Attached Garage, Detached Garage, Heated Garage
Patio & porch
Deck
Exterior features
Stone, Vinyl
Other structures
Storage Shed

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Block, Concrete
Foundation
Block, Poured Concrete · 1,005 sqft
Roof
Age 8 Years or Less
Year built
1985

Utilities

Water
Well
Sewer
Septic System Compliant - No
Fuel
Natural Gas

Community & HOA

HOA
No HOA
School district
624 - White Bear Lake
High school district
White Bear Lake

Financial & listing details

Annual tax
$4,370 (2026)
Listed
Oct 22, 2026
Days on market
0
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementBlock, Finished
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryLower Level
AppliancesDishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Water Softener Owned
DiningBreakfast Bar
AmenitiesDeck
AccessibilityNone

Exterior & lot

ExteriorStone, Vinyl
RoofAge 8 Years or Less
FoundationBlock, Poured Concrete
Foundation area1,005 sqft
Patio/porchDeck
Lot featuresIrregular Lot
Road frontageCity Street
ZoningResidential-Single Family

Utilities

Water sourceWell
SewerSeptic System Compliant - No
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Detached Garage, Heated Garage
Garage spaces2
Garage size0 sqft

Financial details

Annual taxes$4,370
Tax year2026
Taxes w/ assessments4370
Assessment pendingNo
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District624 - White Bear Lake
District number624
District phone6514077500
High schoolWhite Bear Lake
SODL flat fee brokerage
$8,997Estimated buyer credit
SODL platform fee $3,000Your buyer credit $8,997

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,599/mo
Principal & interest$2,102
Property taxes$364
Home insurance (est.)$133
%
$79,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

2098 64th Street, White Bear Lake, MN, 55110

Listing information

MLS #NST7161143
Last reported MLS statusActive
MLS record updatedOct 22, 2026, 7:07 PM
Originally listedOct 22, 2026, 9:16 AM
Listing officeRE/MAX Results

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.