Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,406 (2026).

What school district is this property in?

This property is in the 241 - Albert Lea school district.

Does this home have a garage?

Yes, this home has a 4-car garage.

How long has this property been on the market?

This property has been listed for 59 days.

Listed at

$429,000

$323/sqft

20975 794th Avenue

20975 794th Avenue, Albert Lea, MN, 56007

3 Bedrooms2 Bathrooms1,328 Square Feet3.06 Acres

Days on market59

Year built1974

Garage spaces4

TypeResidential

Est. $9,870buyer credit when you buy with SODL

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About this home

Welcome to your private sanctuary on Albert Lea Lake! Situated on over 3 spacious, tree-lined acres, this property offers the perfect blend of natural beauty and functional space, complete with a flat yard ideal for outdoor activities. Step inside to find bright, sunlit interiors featuring new windows throughout, a large dining room boasting a rich wood ceiling, and a newly updated kitchen equipped with new cupboards, a peninsula, and a lovely bow window. The main level conveniently hosts 3 bedrooms and a completely updated full bath. Additional highlights include a newer wrap-around deck, a 6-year-old furnace, an attached single-stall garage, an additional shed, plus a massive 3-stall detached garage/shop that is fully finished and heated—perfect for hobbyists or extra storage! Downstairs, the open-concept, walk-out lower level is partially framed and ready for your custom finishing touches to build instant equity.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1974

LevelsOne

Living area1,328 sqft

Above-grade finished1,328 sqft

Below-grade finished0 sqft

Lot size3.06 acres (362x367x206x252x202)

Days on market59

ListedJul 31, 2026

MLS #NST7119593

CountyFreeborn

Parcel #070070100

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 1/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Water Softener Owned

Property

Levels / stories: One
Garage: 4 spaces · 28x48 · 1,344 sqft
Parking features: Detached Garage, Gravel, Garage Door Opener, Heated Garage, Insulated Garage, Multiple Garages, RV Access/Parking
Patio & porch: Deck, Patio
Exterior features: Vinyl
Other structures: Storage Shed

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 1,040 sqft
Roof: Architectural Shingle
Year built: 1974

Utilities

Water: Well
Sewer: Private Sewer
Fuel: Propane
Electric: Circuit Breakers

Community & HOA

HOA: No HOA
School district: 241 - Albert Lea
High school district: Albert Lea

Financial & listing details

Annual tax: $3,406 (2026)
Listed: Jul 31, 2026
Days on market: 59
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths0

Half baths0

1/4 baths1

BasementWalkout

HeatingForced Air

CoolingCentral Air

Fireplaces1

LaundryLower Level

AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Water Softener Owned

DiningSeparate/Formal Dining Room

AmenitiesDeck, Kitchen Window, Patio, Panoramic View, Washer/Dryer Hookup

AccessibilityNone

Special features3 BR on One Level, Main Floor Bedroom

Exterior & lot

ExteriorVinyl

RoofArchitectural Shingle

FoundationBlock

Foundation area1,040 sqft

Patio/porchDeck, Patio

Lot featuresTree Coverage - Medium

Road frontagePrivate Road

Road responsibilityRoad Maintenance Agreement

ZoningResidential-Single Family

Utilities

Water sourceWell

SewerPrivate Sewer

FuelPropane

Parking & garage

ParkingDetached Garage, Gravel, Garage Door Opener, Heated Garage, Insulated Garage, Multiple Garages, RV Access/Parking

Garage spaces4

Garage size1,344 sqft

Financial details

Annual taxes$3,406

Tax year2026

Taxes w/ assessments3406

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District241 - Albert Lea

District number241

District phone5073794800

High schoolAlbert Lea

SODL flat fee brokerage

$9,870Estimated buyer credit

SODL platform fee $3,000Your buyer credit $9,870

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,681/mo

Principal & interest$2,255

Property taxes$284

Home insurance (est.)$143

Down payment

$85,800

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.