Active
$409,000

20975 794th Avenue, Albert Lea, MN, 56007

3  Bedrooms2  Bathrooms1,328  Square Feet3.06  Acres
Days on market104
Year built1974
Garage spaces4
Potential $9,270buyer credit when you buy with SODL
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About this home

Private Lakeside Retreat: 3+ Acres on Albert Lea Lake with Heated Shop!! Escape to your own private lakeside haven on over 3 scenic, tree-lined acres with flat yard space right on Albert Lea Lake! This main-level living home features 3 bedrooms, a full updated bath, and a beautifully refreshed kitchen with new cabinets, peninsula, and bow window. Enjoy gatherings in the large dining room with its rich wood accent ceiling, or relax outdoors on the newer wrap-around deck. A dream setup for hobbyists, the property features a fully finished and heated 3-stall detached garage/shop in addition to the attached single garage and extra shed. Expand your living space and build instant equity in the partially framed, open-concept walk-out basement. New windows throughout and a 6-year-old furnace complete this rare waterfront package!

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Date
Nov 14, 2026
Time
4pm – 5pm
Address
20975 794th Avenue, Albert Lea, MN, 56007

Listed By: Realty ONE Group Black Diamond • NST7119593 • Source: Property Details provided by NorthstarMLS and may not match the public record.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1974
LevelsOne
Living area1,328 sqft
Above-grade finished1,328 sqft
Below-grade finished0 sqft
Lot size3.06 acres (362x367x206x252x202)
Days on market104
ListedJul 31, 2026
MLS #NST7119593
CountyFreeborn
Parcel #070070100

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 1/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Water Softener Owned

Property

Levels / stories
One
Garage
4 spaces · 28x48 · 1,344 sqft
Parking features
Detached Garage, Gravel, Garage Door Opener, Heated Garage, Insulated Garage, Multiple Garages, RV Access/Parking
Patio & porch
Deck, Patio
Exterior features
Vinyl
Other structures
Storage Shed

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 1,040 sqft
Roof
Architectural Shingle
Year built
1974

Utilities

Water
Well
Sewer
Private Sewer
Fuel
Propane
Electric
Circuit Breakers

Community & HOA

HOA
No HOA
School district
241 - Albert Lea
High school district
Albert Lea

Financial & listing details

Annual tax
$3,406 (2026)
Listed
Jul 31, 2026
Days on market
104
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths0
Half baths0
1/4 baths1
BasementWalkout
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryLower Level
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Water Softener Owned
DiningSeparate/Formal Dining Room
AmenitiesDeck, Kitchen Window, Patio, Panoramic View, Washer/Dryer Hookup
AccessibilityNone
Special features3 BR on One Level, Main Floor Bedroom

Exterior & lot

ExteriorVinyl
RoofArchitectural Shingle
FoundationBlock
Foundation area1,040 sqft
Patio/porchDeck, Patio
Lot featuresTree Coverage - Medium
Road frontagePrivate Road
Road responsibilityRoad Maintenance Agreement
ZoningResidential-Single Family

Utilities

Water sourceWell
SewerPrivate Sewer
FuelPropane

Parking & garage

ParkingDetached Garage, Gravel, Garage Door Opener, Heated Garage, Insulated Garage, Multiple Garages, RV Access/Parking
Garage spaces4
Garage size1,344 sqft

Financial details

Annual taxes$3,406
Tax year2026
Taxes w/ assessments3406
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District241 - Albert Lea
District number241
District phone5073794800
High schoolAlbert Lea
SODL flat fee brokerage
$9,270Estimated buyer credit
SODL platform fee $3,000Your buyer credit $9,270

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,570/mo
Principal & interest$2,149
Property taxes$284
Home insurance (est.)$136
%
$81,800
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

20975 794th Avenue, Albert Lea, MN, 56007

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Listing information

MLS #NST7119593
Last reported MLS statusActive
MLS record updatedNov 4, 2026, 2:25 AM
Originally listedJul 31, 2026, 4:24 PM
Listing officeRealty ONE Group Black Diamond

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.