
Pine River Heights 2nd Add
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About this home
Nestled on a beautiful 10-acre property, this charming 2-story home offers the perfect blend of comfort, privacy, and outdoor adventure. Featuring 2 bedrooms, an office, and 3 bathrooms, the home offers over 2,000 square feet of finished living space and is move-in ready. The spacious living room features a wet bar with built-in cabinetry and a Class A masonry chimney with a woodstove insert, creating a warm and inviting atmosphere. In-floor radiant heat adds to the comfort throughout the home. Outside, the property truly shines with a heated 2-car detached garage featuring a workshop area, a bunkhouse/mother-in-law building, and several additional outbuildings for storage. With 10 acres to explore, you’ll find hiking trails throughout the property, along with wild raspberry, blackberry, and strawberry bushes and hazelnut plants. Hunting is convenient with access directly from the property, and a treehouse/deer stand provides an excellent vantage point. Seasonal runoff even creates a charming creek through the property during the spring months. Outdoor enthusiasts will love the convenient access to nearby state parks, forests, and wildlife management areas, with destinations ranging from just 5 minutes to an hour away. ATV enthusiasts can enjoy direct access to trails including the Soo Line Trail, while biking opportunities are available along the Willard Munger State Trail. The property is also conveniently located near casinos and Mille Lacs Lake, offering even more options for recreation and entertainment. Whether you’re looking for a peaceful year-round home, weekend getaway, hunting retreat, or a place to enjoy the outdoors, this 10-acre property offers endless possibilities.
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Home facts
Facts & features
Interior
- Bedrooms
- 3
- Bathrooms
- 3
- Bath breakdown
- 2 full / 1 half
- Heating
- Dual Fuel/Off Peak, Fireplace(s), Other, Radiant, Wood Stove
- Cooling
- Wall Unit(s)
- Appliances
- Dryer, Range, Refrigerator, Washer
Property
- Levels / stories
- Two
- Garage
- 2 spaces · 23x26 · 598 sqft
- Parking features
- Detached Garage, Gravel, Heated Garage
- Patio & porch
- Deck, Patio
- Exterior features
- Stone, Stucco
- Other structures
- Garage(s), Storage Shed
Construction
- Property type
- Residential
- Property subtype
- Single Family
- Foundation
- Other · 1,536 sqft
- Roof
- Asphalt
- Year built
- 2003
Utilities
- Water
- Well
- Sewer
- Tank with Drainage Field
- Fuel
- Electric, Wood
- Electric
- 100 Amp Service
Community & HOA
- Subdivision
- Pine River Heights 2nd Add
- HOA
- No HOA
- School district
- 577 - Willow River
- High school district
- Willow River
Financial & listing details
- Annual tax
- $2,176 (2025)
- Tax with assessments
- 2166
- Listed
- Sep 5, 2026
- Days on market
- 25
- Manufactured home
- Yes
Interior details
Exterior & lot
Utilities
Parking & garage
Financial details
Schools
How SODL buyer credits work
When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.
- Tour homes with SODL’s flexible showing network
- Submit offers and manage your transaction through the platform
- Keep more money at closing through transparent flat-fee pricing
A clear, modern way to buy with expert guidance and meaningful savings.
Estimated monthly payment
These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.
Location
20907 Hardwood Loop, Finlayson, MN, 55735
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Listing information
Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.
