Lake City
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About this home
Welcome to this spacious and whimsical Lake City cottage, brimming with character, charm, and exceptional curb appeal. Beautiful perennial gardens and thoughtfully planted landscaping welcome you to a home that truly feels special. The main level offers an inviting blend of living and entertaining spaces, including a large family room, living room, and formal dining room. The updated eat-in kitchen features granite countertops and newer-style cabinetry, with a convenient deck just off the kitchen. Two charming porches provide additional spaces to relax, entertain, and enjoy the neighborhood—plus, they offer a front-row view of the Water Ski Days Parade! The updated main-floor bathroom adds modern convenience, while the upper-level features three generously sized bedrooms, a bathroom with a classic clawfoot tub, and a spacious storage room that could easily be transformed into a home office, studio, or bonus room. Beautiful original woodwork and hardwood floors add warmth and timeless character throughout the home. Front and back stairways provide added convenience and flexibility. The large basement features tall ceilings and excellent storage potential. Recent improvements include a complete reroof in 2023, replacement of the AC in 2024, new basement glass block windows in 2023, a new water heater in 2026, and replacement of the north-side retaining wall in 2025. The previous owner also completed numerous thoughtful updates, detailed in the prior seller's disclosure included in the supplements. Ideally located near Lake City's shops and retail, as well as the parks and recreational opportunities along Lake Pepin, this home puts you close to all that makes the community so special. Walk to the farmers market, enjoy the nearby parks, or relax on your porch and take in the festivities. With its distinctive architecture, beautiful gardens, original details, and wonderful location, this is more than a house—it’s a unique and character-filled home in the charming town of Lake City.
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Home facts
Facts & features
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Bath breakdown
- 1 full / 1 3/4
- Heating
- Forced Air
- Cooling
- Central Air
- Appliances
- Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
Property
- Levels / stories
- Two
- Garage
- 1 space · 20x10 · 200 sqft
- Parking features
- Detached Garage
- Patio & porch
- Covered, Deck, Front Porch
- Exterior features
- Stucco, Wood
- Fencing
- Full, Wood
Construction
- Property type
- Residential
- Property subtype
- Single Family
- Foundation
- Combination · 1,134 sqft
- Roof
- Age 8 Years or Less, Asphalt
- Year built
- 1912
Utilities
- Water
- City Water/Connected
- Sewer
- City Sewer/Connected
- Fuel
- Natural Gas
Community & HOA
- Subdivision
- Lake City
- HOA
- No HOA
- School district
- 813 - Lake City
- High school district
- Lake City
Financial & listing details
- Annual tax
- $3,126 (2026)
- Listed
- Sep 10, 2026
- Days on market
- 19
- Manufactured home
- Yes
Interior details
Exterior & lot
Utilities
Parking & garage
Financial details
Schools
How SODL buyer credits work
When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.
- Tour homes with SODL’s flexible showing network
- Submit offers and manage your transaction through the platform
- Keep more money at closing through transparent flat-fee pricing
A clear, modern way to buy with expert guidance and meaningful savings.
Estimated monthly payment
These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.
Location
208 N High Street, Lake City, MN, 55041
Listing information
Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.
