Listed at
$939,900
$179/sqft

20658 Belle Lake Road

20658 Belle Lake Road, Hutchinson, MN, 55350
5  Bedrooms4  Bathrooms5,264  Square Feet10  Acres
Days on market66
Year built2005
Garage spaces3
TypeResidential
Est. $25,197buyer credit when you buy with SODL
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About this home

Discover this exquisite custom-built estate nestled on 10 private wooded acres with established trails, abundant wildlife, and mature fruit trees. Ideally located less than six miles from Hutchinson on a paved road and just one mile from beautiful Belle Lake, this extraordinary property offers more than 5,000 finished square feet of exceptional craftsmanship, thoughtful design, and timeless appeal. A paved driveway welcomes you to the impressive home, highlighted by a covered front porch and grand foyer entrance. The main level features soaring 10-foot ceilings, a formal dining room, a main-floor bedroom, and a beautifully appointed chef's kitchen with custom cabinetry, granite countertops, a center island, stainless steel appliances, double ovens, and a sunny breakfast area. The inviting living room is anchored by a gas fireplace with custom built-ins, creating the perfect space for gathering with family and friends. Designed for today's lifestyle, the main floor also offers a spacious office with built-in desks and cabinetry, a convenient laundry room, and a half bath featuring in-floor heat. The upper level is equally impressive, showcasing a luxurious primary suite with dual closets and a private spa-inspired bath complete with a steam shower and double vanity. Two additional bedrooms each feature unique loft spaces, perfect for reading nooks, study areas, or overnight guests. A remarkable bonus room provides endless possibilities as a home business, studio, fitness room, media room, playroom, or creative workspace. The walkout lower level expands the home's versatility with a spacious family room featuring a second gas fireplace, a recreation area, flexible den or playroom, and a generously sized bedroom ideal for guests or multigenerational living. Expansive storage and mechanical rooms provide exceptional organization and functionality. Built with quality in mind, the home's mechanical systems, construction details, and premium upgrades are second to none. Please refer to the supplemental feature sheet for a complete list of the extensive improvements and amenities. The oversized heated and insulated garage offers impressive 14-foot ceilings and abundant room for vehicles, recreational equipment, hobbies, and storage. Outdoors, you'll enjoy peaceful wooded surroundings, established trails, abundant wildlife, mature fruit trees, and a charming children's playhouse that completes this remarkable country retreat. Offering the perfect balance of privacy, luxury, and convenience, this truly one-of-a-kind property is a rare opportunity to own an exceptional estate just minutes from Hutchinson.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2005
LevelsModified Two Story
Living area5,264 sqft
Above-grade finished4,186 sqft
Below-grade finished1,078 sqft
Lot size10 acres (330x1320)
Days on market66
ListedJul 24, 2026
MLS #NST7115718
CountyMcLeod
Parcel #010110800

Facts & features

Interior

Bedrooms
5
Bathrooms
4
Bath breakdown
2 full / 1 3/4 / 1 half
Heating
Boiler, Dual Fuel/Off Peak, Forced Air, Heat Pump, In-Floor Heating
Cooling
Central Air, Heat Pump
Appliances
Air-To-Air Exchanger, Central Vacuum, Cooktop, Dishwasher, Disposal, Double Oven, Dryer, Electric Water Heater, Fuel Tank - Rented, Water Filtration System, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer

Property

Levels / stories
Modified Two Story
Garage
3 spaces · 1,022 sqft
Parking features
Attached Garage, Asphalt, Concrete, Floor Drain, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage
Patio & porch
Covered, Deck, Front Porch, Porch, Rear Porch, Screened
Exterior features
Stone, Steel Siding
Other structures
Other

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Poured Concrete · 2,068 sqft
Roof
Age 8 Years or Less, Asphalt
Year built
2005

Utilities

Water
Well
Sewer
Septic System Compliant - Yes
Fuel
Electric, Propane
Electric
Circuit Breakers, 200+ Amp Service

Community & HOA

HOA
No HOA
School district
423 - Hutchinson
High school district
Hutchinson

Financial & listing details

Annual tax
$8,768 (2026)
Listed
Jul 24, 2026
Days on market
66 · 206 cumulative
Manufactured home
Yes

Interior details

Total bathrooms4
Full baths2
3/4 baths1
Half baths1
1/4 baths0
BasementDrain Tiled, Egress Window(s), Finished, Full, Storage Space, Sump Pump
HeatingBoiler, Dual Fuel/Off Peak, Forced Air, Heat Pump, In-Floor Heating
CoolingCentral Air, Heat Pump
Fireplaces2
LaundryLaundry Room, Main Level, Sink, Upper Level
AppliancesAir-To-Air Exchanger, Central Vacuum, Cooktop, Dishwasher, Disposal, Double Oven, Dryer, Electric Water Heater, Fuel Tank - Rented, Water Filtration System, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer
DiningBreakfast Bar, Breakfast Area, Separate/Formal Dining Room
AmenitiesDeck, Hardwood Floors, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Natural Woodwork, Patio, Paneled Doors, Porch, Panoramic View, Satellite Dish, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet
AccessibilityNone
Special features3 BR on One Level, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorStone, Steel Siding
RoofAge 8 Years or Less, Asphalt
FoundationPoured Concrete
Foundation area2,068 sqft
Patio/porchCovered, Deck, Front Porch, Porch, Rear Porch, Screened
Lot featuresTree Coverage - Heavy
Road frontageCounty Road, Paved Streets, Township
ZoningResidential-Single Family

Utilities

Water sourceWell
SewerSeptic System Compliant - Yes
FuelElectric, Propane

Parking & garage

ParkingAttached Garage, Asphalt, Concrete, Floor Drain, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage
Garage spaces3
Garage size1,022 sqft

Financial details

Annual taxes$8,768
Tax year2026
Taxes w/ assessments8768
Assessment pendingNo
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District423 - Hutchinson
District number423
District phone3205872860
High schoolHutchinson
SODL flat fee brokerage
$25,197Estimated buyer credit
SODL platform fee $3,000Your buyer credit $25,197

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$5,984/mo
Principal & interest$4,940
Property taxes$731
Home insurance (est.)$313
%
$187,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

20658 Belle Lake Road, Hutchinson, MN, 55350

Listing information

MLS #NST7115718
StatusActive
Last updatedSep 23, 2026, 7:59 PM
Originally listedJul 24, 2026, 2:06 PM
Listing officeHometown Realty, Inc

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.