Listed at
$699,900
$242/sqft

20642 528th Avenue

20642 528th Avenue, Lake Crystal, MN, 56055
2  Bedrooms2  Bathrooms2,891  Square Feet5  Acres
Days on market27
Year built1976
Garage spaces2
TypeResidential
Est. $17,997buyer credit when you buy with SODL
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About this home

Perched atop a gentle ridge just seven miles from Mankato, this cherished five-acre lifestyle property has been lovingly cared for by its original owners since 1976. Surrounded by peaceful farm fields and vibrant flower gardens, this two-bedroom, two-bath ranch warmly invites you in with exceptional quality and complete peace of mind. The main level features effortless single-story living, housing both bedrooms, laundry, and a beautifully remodeled kitchen complete with custom cherry cabinets, Cambria countertops, a center island, and an adjoining deck. The lower level extends your space with a private office, versatile flex area, and storage, offering direct basement access to the oversized two-stall epoxy-floor garage. Outdoors, the premier 40x60 detached shed features in-floor heat, water service, and an attached screened-in porch perfect for quiet evenings. Complete with major recent updates—including a new septic (2026), siding (2025), roof (2024), and electrical (2023)—this extraordinary ridge-top retreat is turnkey and ready to welcome its next chapter.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1976
LevelsOne
Living area2,891 sqft
Above-grade finished1,816 sqft
Below-grade finished1,075 sqft
Lot size5 acres (TBD)
Days on market27
ListedAug 27, 2026
MLS #NST7135345
CountyBlue Earth
Parcel #R380723300003

Facts & features

Interior

Bedrooms
2
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Boiler
Cooling
Central Air
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Rented

Property

Levels / stories
One
Garage
2 spaces · 648 sqft
Parking features
Attached Garage, Asphalt
Patio & porch
Deck
Exterior features
Fiber Board
Other structures
Screenhouse, Storage Shed

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Block
Foundation
Block · 1,456 sqft
Year built
1976

Utilities

Water
Well
Sewer
Septic System Compliant - Yes
Fuel
Propane

Community & HOA

HOA
No HOA
School district
2071 - Lake Crystal-Wellcome Memorial
High school district
Lake Crystal-Wellcome Memorial

Financial & listing details

Annual tax
$2,572 (2026)
Tax with assessments
2592
Listed
Aug 27, 2026
Days on market
27
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementBlock, Full, Partially Finished
HeatingBoiler
CoolingCentral Air
Fireplaces2
LaundryMain Level
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Rented
DiningEat In Kitchen, Kitchen/Dining Room
AmenitiesCeiling Fan(s), Deck, Kitchen Center Island, Kitchen Window, Main Floor Primary Bedroom, Natural Woodwork, Washer/Dryer Hookup
AccessibilityNone

Exterior & lot

ExteriorFiber Board
FoundationBlock
Foundation area1,456 sqft
Patio/porchDeck
Lot featuresTree Coverage - Medium
ZoningResidential-Single Family

Utilities

Water sourceWell
SewerSeptic System Compliant - Yes
FuelPropane

Parking & garage

ParkingAttached Garage, Asphalt
Garage spaces2
Garage size648 sqft

Financial details

Annual taxes$2,572
Tax year2026
Taxes w/ assessments2592
Assessment pendingYes
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District2071 - Lake Crystal-Wellcome Memorial
District number2071
District phone5077262323
High schoolLake Crystal-Wellcome Memorial
SODL flat fee brokerage
$17,997Estimated buyer credit
SODL platform fee $3,000Your buyer credit $17,997

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,126/mo
Principal & interest$3,678
Property taxes$214
Home insurance (est.)$233
%
$139,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

20642 528th Avenue, Lake Crystal, MN, 56055

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Listing information

MLS #NST7135345
StatusActive
Last updatedSep 2, 2026, 3:44 PM
Originally listedSep 2, 2026, 12:00 AM
Listing officeKeller Williams Premier Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.