Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $62 (2025).

What school district is this property in?

This property is in the 182 - Crosby-Ironton school district.

How long has this property been on the market?

This property has been listed for 174 days.

Listed at

$49,900

20498 Hay Lake Road

20498 Hay Lake Road, Ironton, MN, 56455

0.51 Acres

Days on market174

TypeLand

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About this home

Hay Lake property just outside of Crosby/Ironton. Half an acre with 165 feet of lake frontage. Perfect for camping, fishing, canoeing, and kayaking. Fire ring and electric on site. Property has been successfully rented out on hipcamp over the past several years. 200 amp electric service is on site. Lot is non-buildable.

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Home facts

Property typeLand

Lot size0.51 acres (irr)

Days on market174

ListedApr 7, 2026

MLS #NST7045770

CountyCrow Wing

Parcel #71200532

Facts & features

Interior

Bathrooms: 0

Property

View: North, West
Waterfront: Lake Front
Lot size: 0.51 acres
Lot dimensions: irr
Road frontage: Township
Road responsibility: Public Maintained Road

Construction

Property type: Land

Utilities

Utilities: Electricity Available, Electricity Connected

Community & HOA

HOA: No HOA
School district: 182 - Crosby-Ironton
High school district: Crosby-Ironton

Financial & listing details

Annual tax: $62 (2025)
Listed: Apr 7, 2026
Days on market: 174
Inclusions: Dock

Interior details

Total bathrooms0

Exterior & lot

Road frontageTownship

Road responsibilityPublic Maintained Road

ZoningShoreline

Utilities

Parking & garage

Financial details

Annual taxes$62

Tax year2025

Taxes w/ assessments62

Assessment pendingNo

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District182 - Crosby-Ironton

District number182

District phone2185458801

High schoolCrosby-Ironton

SODL flat fee brokerage

$0Estimated buyer credit

SODL platform fee $1,497Your buyer credit $0

Buyer-side commission

3.0%

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When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Estimated monthly payment

$284/mo

Principal & interest$262

Property taxes$5

Home insurance (est.)$17

Down payment

$9,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.