Listed at
$249,900
$347/sqft

20267 State Highway 18

20267 State Highway 18, Finlayson, MN, 55735
2  Bedrooms1  Bathroom720  Square Feet0.61  Acres
Days on market133
Year built1954
ParkingDriveway - Other Surface
TypeResidential
Est. $4,497buyer credit when you buy with SODL
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About this home

40' of lake frontage on beautiful Big Pine Lake is included with this charming turnkey cabin, offering the perfect combination of affordable lake living, privacy, and investment potential! Whether you're looking for your own personal lake retreat or hoping to offset ownership costs with a successful short-term rental, this fully furnished cabin is ready to enjoy from day one. The cabin features 2 bedrooms, a 3/4 bath, and a cozy living room with beautiful lake views. Step outside to the spacious L-shaped deck overlooking an exceptionally large 1/2-acre lot with no neighbors on one side, providing added privacy that's hard to find at this price point. The property also includes a bonfire area, storage sheds, and plenty of room for outdoor games, entertaining, and relaxing. Included with the property is a separate 40' lakefront lot located just across Hwy 18 on the frontage road, complete with a dock and easy access to highly sought-after Big Pine Lake. It's just a short walk—approximately 500 feet—from the cabin to your lakeshore, making it easy to enjoy boating, fishing, and everything lake life has to offer. The nearby public boat launch is conveniently located less than 1/4 mile away. Now offered at just $249,900, this is an exceptional opportunity to own an affordable Big Pine Lake getaway, 40 foot lake frontage with dock, a spacious lot, added privacy, and proven rental income potential. Whether you choose to enjoy it yourself or continue its successful vacation rental history, this property offers outstanding value and flexibility.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1954
LevelsOne
Living area720 sqft
Above-grade finished720 sqft
Below-grade finished0 sqft
Lot size0.61 acres (150x140x150x180 41X70)
Days on market133
ListedMay 18, 2026
MLS #NST7076564
CountyPine
Parcel #0270099000

Facts & features

Interior

Bedrooms
2
Bathrooms
1
Bath breakdown
1 3/4
Heating
Forced Air, Space Heater
Cooling
Window Unit(s)
Appliances
Microwave, Range, Refrigerator

Property

Levels / stories
One
Parking features
Driveway - Other Surface
Patio & porch
Deck
Exterior features
Vinyl
Fencing
Chain Link
Other structures
Storage Shed

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Frame
Foundation
None · 720 sqft
Roof
Age Over 8 Years, Asphalt
Year built
1954

Utilities

Water
Sand Point, Well
Sewer
Private Sewer, Tank with Drainage Field
Fuel
Electric, Propane

Community & HOA

HOA
No HOA
School district
2165 - Hinckley-Finlayson
High school district
Hinckley-Finlayson

Financial & listing details

Annual tax
$1,558 (2026)
Listed
May 18, 2026
Days on market
133
Manufactured home
Yes

Interior details

Total bathrooms1
Full baths0
3/4 baths1
Half baths0
1/4 baths0
BasementNone
HeatingForced Air, Space Heater
CoolingWindow Unit(s)
AppliancesMicrowave, Range, Refrigerator
DiningEat In Kitchen, Kitchen/Dining Room
AmenitiesCeiling Fan(s), Deck, Kitchen Window, Natural Woodwork, Porch, Vaulted Ceiling(s)
AccessibilityNone
Special featuresAll Living Facilities on One Level, Main Floor Bedroom

Exterior & lot

ExteriorVinyl
RoofAge Over 8 Years, Asphalt
FoundationNone
Foundation area720 sqft
Patio/porchDeck
Lot featuresTree Coverage - Medium
Road frontageState Road
Road responsibilityPublic Maintained Road
ZoningShoreline,Residential-Single Family

Utilities

Water sourceSand Point, Well
SewerPrivate Sewer, Tank with Drainage Field
FuelElectric, Propane

Parking & garage

ParkingDriveway - Other Surface
Garage spaces0

Financial details

Annual taxes$1,558
Tax year2026
Taxes w/ assessments1558
Assessment pendingYes
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District2165 - Hinckley-Finlayson
District number2165
District phone3203846277
High schoolHinckley-Finlayson
SODL flat fee brokerage
$4,497Estimated buyer credit
SODL platform fee $3,000Your buyer credit $4,497

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,526/mo
Principal & interest$1,313
Property taxes$130
Home insurance (est.)$83
%
$49,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

20267 State Highway 18, Finlayson, MN, 55735

Listing information

MLS #NST7076564
StatusActive
Last updatedSep 19, 2026, 11:39 PM
Originally listedMay 18, 2026, 7:33 PM
Listing officeTown & Country Real Estate Inc

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.