Active
$549,900

20024 Fern Glen Lane N, Forest Lake, MN, 55025

5  Bedrooms4  Bathrooms3,228  Square Feet0.291  Acres
Days on market0
Year built2013
Garage spaces3
Potential $13,497buyer credit when you buy with SODL
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About this home

Like New, Inside and Out: Fully Updated 5 Bedroom Home in Forest Lake’s Highly Desirable Headwaters Neighborhood. Nearly every surface of this 2013 home (inside and out) has been updated in the past two years, so you get the space and location of an established sought-after neighborhood with the feel of modern new construction. No HOA makes it even sweeter! In 2026 the home received new LP SmartSide siding and a new architectural shingle roof, soffits, fascia, and gutters (warranties are transferrable to the new owners). A new concrete patio, fresh landscaping, and raised cedar garden beds were added the same year. Earlier, in 2025, came a new privacy fence, an expanded asphalt driveway to fit 3 vehicles, and a custom chicken coop and run. This home also has an in-ground sprinkler system with whole home radius, a storage shed, a large deck, and an attached insulated 3-car garage. Front door leads you into the dining room with new floor-to-ceiling stone fireplace with custom built-ins (2026) anchors the space. New paint and luxury vinyl plank flooring (2025) run throughout. The 2026 kitchen remodel includes a 10 ft center island with quartz countertops, generous cabinetry, a separate coffee bar and beverage station, a large walk-in pantry, and gourmet stainless steel gallery appliances (2025). The kitchen opens to the living area with walls of tall windows and a sliding door to the deck. A mudroom with a walk-in coat closet and a half bath complete the main floor. 4 bedrooms are on one level, plus a second-floor laundry room with a sink near the bedrooms. The XL primary suite has a walk-in closet and a private bath with double sinks, a separate tub, and a walk-in shower. The walkout lower level was recently renovated and has daylight/lookout windows, fantastic natural light, and multi-generational living capability. It includes a spacious amusement and family room, a wet bar/ kitchenette area, an exercise area, a spacious 5th bedroom, and a 3/4 bath. It works well for sleepover parties, guests, hobbies, or anyone looking to host! Location! The home sits in Forest Lake School District 831, in a quiet neighborhood with backyard walking path extension to so many parks/amenities. Walking and biking paths lead to the YMCA, splash pad/pool, ice arena, library, Lakes International Language Academy, and Fenway Park fields and pickleball courts are just around the corner. Easy commutes to downtown St. Paul and downtown Minneapolis, Highway 97 and I-35 are minutes away. All the big projects are done. Move in and enjoy. Sellers are offering a 1-year home warranty plan to the next owner. Buyers who use our preferred lender may qualify for a 1% interest rate buy-down, free appraisal and a free streamline refinance program. Buyers are welcome to use the lender of their choice. Contact the listing agent for full details!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2013
LevelsTwo
Living area3,228 sqft
Above-grade finished2,195 sqft
Below-grade finished1,033 sqft
Lot size0.291 acres (145x111x141x67)
Days on market0
ListedOct 22, 2026
MLS #NST7163610
CountyWashington
SubdivisionHeadwaters Third Add
Parcel #2003221330066

Facts & features

Interior

Bedrooms
5
Bathrooms
4
Bath breakdown
2 full / 1 3/4 / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, Humidifier, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned, Wine Cooler

Property

Levels / stories
Two
Garage
3 spaces · 27x22 · 594 sqft
Parking features
Attached Garage, Asphalt, Garage Door Opener, Insulated Garage
Patio & porch
Covered, Deck, Front Porch, Patio, Porch
Exterior features
Engineered Wood, Vinyl
Fencing
Full, Privacy, Vinyl

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Block, Frame
Foundation
Block, Poured Concrete · 1,162 sqft
Roof
Age 8 Years or Less, Architectural Shingle, Pitched
Year built
2013

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
200+ Amp Service

Community & HOA

Subdivision
Headwaters Third Add
HOA
No HOA
School district
831 - Forest Lake
High school district
Forest Lake

Financial & listing details

Annual tax
$5,553 (2026)
Tax with assessments
5556
Listed
Oct 22, 2026
Days on market
0
Manufactured home
Yes

Interior details

Total bathrooms4
Full baths2
3/4 baths1
Half baths1
1/4 baths0
BasementDaylight/Lookout Windows, Drain Tiled, Egress Window(s), Finished, Full, Kitchenette, Storage Space, Sump Basket, Sump Pump, Walkout
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryElectric Dryer Hookup, Laundry Room, Sink, Upper Level, Washer Hookup
AppliancesAir-To-Air Exchanger, Dishwasher, Disposal, Dryer, Humidifier, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned, Wine Cooler
DiningBreakfast Bar, Breakfast Area, Eat In Kitchen, Informal Dining Room, Kitchen/Dining Room, Living/Dining Room, Separate/Formal Dining Room
AmenitiesCable, Ceiling Fan(s), Deck, Ethernet Wired, Exercise Room, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Patio, Porch, Panoramic View, Security System, In-Ground Sprinkler, Washer/Dryer Hookup, Wet Bar, Walk-In Closet
AccessibilityNone
Special features2nd Floor Laundry, 3 BR on One Level, 4 BR on One Level, Primary Bdr Suite, Renovated

Exterior & lot

ExteriorEngineered Wood, Vinyl
RoofAge 8 Years or Less, Architectural Shingle, Pitched
FoundationBlock, Poured Concrete
Foundation area1,162 sqft
Patio/porchCovered, Deck, Front Porch, Patio, Porch
Lot featuresIrregular Lot, Tree Coverage - Light
Road frontageCity Street, Cul De Sac, Curbs, No Outlet/Dead End, Paved Streets, Sidewalks, Street Lights, Storm Sewer
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener, Insulated Garage
Garage spaces3
Garage size594 sqft

Financial details

Annual taxes$5,553
Tax year2026
Taxes w/ assessments5556
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District831 - Forest Lake
District number831
District phone6519828103
High schoolForest Lake
SODL flat fee brokerage
$13,497Estimated buyer credit
SODL platform fee $3,000Your buyer credit $13,497

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,536/mo
Principal & interest$2,890
Property taxes$463
Home insurance (est.)$183
%
$109,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

20024 Fern Glen Lane N, Forest Lake, MN, 55025

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Listing information

MLS #NST7163610
Last reported MLS statusActive
MLS record updatedOct 29, 2026, 10:08 AM
Originally listedOct 29, 2026, 12:00 AM
Listing officeColdwell Banker Realty

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.