Listed at
$1,390,000
$463/sqft

Big Bay Point

20 E Big Bay Point, Hovland, MN, 55606
3  Bedrooms3  Bathrooms3,000  Square Feet2.15  Acres
Days on market332
Year built2005
Garage spaces2
HOA / month$500
TypeResidential
Est. $38,700buyer credit when you buy with SODL
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About this home

Nestled on the stunning North Shore of Lake Superior this luxury cabin embraces the spirit of elegance and comfort in perfect harmony with nature. Open concept rooms invite sweeping views of the lake’s sapphire waters, where the ever-changing light creates a living masterpiece just beyond the windows. Inside, soaring vaulted ceilings and the warmth of in-floor heating beneath hickory wood floors create an inviting haven in every season. The heart of the home is a gourmet kitchen, where polished granite counters meet pecan wood cabinetry, each detail thoughtfully chosen and exquisitely crafted all surrounded by the endless beauty of Lake Superior. Large primary bedroom ensuite with walk-in closet is on the main floor has continued spectacular lake views. Quiet nature abounds, far away from the highway a great place to go on those after dinner walks. More than a home, this three-bedroom, three-bath sanctuary is a place to savor quiet mornings, gather with loved ones, and live immersed in the magic of the North Shore.

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built2005
LevelsTwo
Living area3,000 sqft
Above-grade finished3,000 sqft
Below-grade finished0 sqft
Lot size2.15 acres (400x200)
Days on market332
ListedSep 19, 2025
MLS #NST6804753
CountyCook
SubdivisionBig Bay Point
Parcel #562400070

Facts & features

Interior

Bedrooms
3
Bathrooms
3
Bath breakdown
2 full / 1 half
Heating
Boiler, Fireplace(s), Radiant Floor
Cooling
None
Appliances
Air-To-Air Exchanger, Dishwasher, Dryer, Fuel Tank - Rented, Water Osmosis System, Microwave, Refrigerator, Washer, Wine Cooler

Property

Levels / stories
Two
Garage
2 spaces · 28x40 · 1,120 sqft
Parking features
Attached Garage, Floor Drain, Garage Door Opener, Gravel, Heated Garage
View
Bay, Panoramic
Waterfront
Lake Front, Lake Superior
Lot size
2.15 acres

Construction

Property type
Residential
Property subtype
Single Family Residence
Construction materials
Wood Siding
Foundation
1,500 sqft
Year built
2005

Utilities

Water
Drilled, Private
Sewer
Holding Tank, Mound Septic, Private Sewer, Septic System Compliant - Yes

Community & HOA

Subdivision
Big Bay Point
HOA
$500/annual
HOA name
John Barton
HOA phone
218-475-2323
HOA includes
Other, Snow Removal
School district
Cook County

Financial & listing details

Annual tax
$9,630 (2025)
Tax with assessments
9630.0000
Listed
Sep 19, 2025
Days on market
332 · 46 cumulative

Interior details

Total bathrooms3
Full baths2
3/4 baths0
Half baths1
1/4 baths0
BasementNone
HeatingBoiler, Fireplace(s), Radiant Floor
CoolingNone
Fireplaces2
AppliancesAir-To-Air Exchanger, Dishwasher, Dryer, Fuel Tank - Rented, Water Osmosis System, Microwave, Refrigerator, Washer, Wine Cooler
AccessibilityNone

Exterior & lot

Foundation area1,500 sqft
Lot featuresAccessible Shoreline, Many Trees
Road responsibilityAssociation Maintained Road
ZoningShoreline,Residential-Single Family

Utilities

Water sourceDrilled, Private
SewerHolding Tank, Mound Septic, Private Sewer, Septic System Compliant - Yes

Parking & garage

ParkingAttached Garage, Floor Drain, Garage Door Opener, Gravel, Heated Garage
Garage spaces2
Garage size1,120 sqft

Financial details

Annual taxes$9,630
Tax year2025
Taxes w/ assessments9630.0000
Assessment pendingNo
HOA fee$500
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number166
District phone218-387-2271
High schoolCook County
SODL flat fee brokerage
$38,700Estimated buyer credit
SODL platform fee $3,000Your buyer credit $38,700

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$9,071/mo
Principal & interest$7,305
Property taxes$803
Home insurance (est.)$463
HOA fees$500
%
$278,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

20 E Big Bay Point, Hovland, MN, 55606

Listing information

MLS #NST6804753
StatusActive
Last updatedNov 4, 2025, 4:20 PM
Originally listedOct 31, 2025, 2:54 PM
Listing officeEdina Realty, Inc. - Duluth

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.