Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,390 (2026).

What school district is this property in?

This property is in the 550 - Underwood school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 27 days.

Listed at

$595,000

$283/sqft

19642 308th Avenue

19642 308th Avenue, Underwood, MN, 56586

3 Bedrooms3 Bathrooms2,100 Square Feet2.56 Acres

Days on market27

Year built2024

Garage spaces2

TypeResidential

Est. $14,850buyer credit when you buy with SODL

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About this home

Quality craftsmanship and thoughtful design come together in this remarkable Amish built home on the west shore of Long Lake just outside of Underwood. This 3 bedroom, 3 bath home was built in 2024 with exceptional attention to detail and features main floor living, generously sized bedrooms, Amish custom built cabinetry and beautiful natural light. Highly efficient, the home boasts in-floor heating with on demand hot water, Amish built windows, and fully insulated interior walls to mitigate sound. In addition to the 2 stall attached garage, there is a 30x64 pole building with electricity for extra storage or workspace. The large lot is elevated for panoramic views of Long Lake and gradually slopes down to the natural lakeshore with plenty of space to launch a boat and install your dock and boatlift. Long Lake is apprx 204 acres and is known for it's pan-fishing but it also holds walleye, pike & perch. Buyer has the exclusive option to purchase 19612 308th Ave (neighboring home to the south) for the same price together with this home.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2024

LevelsOne

Living area2,100 sqft

Above-grade finished2,100 sqft

Below-grade finished0 sqft

Lot size2.56 acres (2.56ac)

Days on market27

ListedSep 2, 2026

MLS #NST7137433

CountyOtter Tail

Parcel #58000160112011

Facts & features

Interior

Bedrooms: 3
Bathrooms: 3
Bath breakdown: 1 full / 1 3/4 / 1 half
Heating: Boiler, Forced Air, In-Floor Heating
Cooling: Central Air
Appliances: Dishwasher, Dryer, Fuel Tank - Owned, Microwave, Range, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned

Property

Levels / stories: One
Garage: 2 spaces · 30x28 · 840 sqft
Parking features: Attached Garage, Gravel, Garage Door Opener, Multiple Garages
Patio & porch: Patio
Exterior features: Steel Siding
Other structures: Pole Building

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Slab · 2,100 sqft
Roof: Age 8 Years or Less, Metal
Year built: 2024

Utilities

Water: Drilled, Well
Sewer: Private Sewer, Septic System Compliant - Yes
Fuel: Propane
Electric: 200+ Amp Service

Community & HOA

HOA: No HOA
School district: 550 - Underwood
High school district: Underwood

Financial & listing details

Annual tax: $2,390 (2026)
Listed: Sep 2, 2026
Days on market: 27
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths1

3/4 baths1

Half baths1

1/4 baths0

BasementNone

HeatingBoiler, Forced Air, In-Floor Heating

CoolingCentral Air

LaundryMain Level

AppliancesDishwasher, Dryer, Fuel Tank - Owned, Microwave, Range, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned

AccessibilityHallways 42"+, No Stairs External, No Stairs Internal

Special features3 BR on One Level, All Living Facilities on One Level, Main Floor Primary, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorSteel Siding

RoofAge 8 Years or Less, Metal

FoundationSlab

Foundation area2,100 sqft

Patio/porchPatio

Road frontageTownship

Road responsibilityPublic Maintained Road

ZoningShoreline,Residential-Single Family

Utilities

Water sourceDrilled, Well

SewerPrivate Sewer, Septic System Compliant - Yes

FuelPropane

Parking & garage

ParkingAttached Garage, Gravel, Garage Door Opener, Multiple Garages

Garage spaces2

Garage size840 sqft

Financial details

Annual taxes$2,390

Tax year2026

Taxes w/ assessments2390

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District550 - Underwood

District number550

District phone2188266101

High schoolUnderwood

SODL flat fee brokerage

$14,850Estimated buyer credit

SODL platform fee $3,000Your buyer credit $14,850

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,524/mo

Principal & interest$3,127

Property taxes$199

Home insurance (est.)$198

Down payment

$119,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.