Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,520.6 (2026).

What school district is this property in?

This property is in the 2609 - Win-E-Mac school district.

How long has this property been on the market?

This property has been listed for 377 days.

Listed at

$399,000

$594/sqft

Union Lake Sarah Improv District

19538 N Union Drive, Erskine, MN, 56535

2 Bedrooms1 Bathroom672 Square Feet0.89 Acres

Days on market377

Year built1983

ParkingGravel

TypeResidential

Est. $8,970buyer credit when you buy with SODL

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About this home

Cozy 2 bedroom, 1 bath home on Union Lake has 219 ft of lake frontage! Kitchen has granite countertops and laundry is located in the bathroom. Has a well and septic (holding tank). Included: appliances, an aluminum dock and a solar powered pontoon lift. Schedule your showing today!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1983

LevelsOne

Living area672 sqft

Above-grade finished672 sqft

Below-grade finished0 sqft

Lot size0.89 acres (IRRG)

Days on market377

ListedSep 15, 2025

MLS #NST6789703

CountyPolk

SubdivisionUnion Lake Sarah Improv District

Parcel #450045900

Facts & features

Interior

Bedrooms: 2
Bathrooms: 1
Bath breakdown: 1 full
Heating: Baseboard
Cooling: None
Appliances: Dishwasher, Dryer, Electric Water Heater, Range, Refrigerator, Washer

Property

Levels / stories: One
Parking features: Gravel
Patio & porch: Deck
Exterior features: Vinyl
Other structures: Storage Shed
Waterfront: Lake Front

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: Slab · 672 sqft
Roof: Age Over 8 Years
Year built: 1983

Utilities

Water: Well
Sewer: Holding Tank
Fuel: Electric
Electric: Circuit Breakers

Community & HOA

Subdivision: Union Lake Sarah Improv District
HOA: No HOA
School district: 2609 - Win-E-Mac
High school district: Win-E-Mac

Financial & listing details

Annual tax: $2,520.6 (2026)
Tax with assessments: 3230
Listed: Sep 15, 2025
Days on market: 377 · 1 cumulative
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths1

3/4 baths0

Half baths0

1/4 baths0

BasementNone

HeatingBaseboard

CoolingNone

LaundryElectric Dryer Hookup, Washer Hookup

AppliancesDishwasher, Dryer, Electric Water Heater, Range, Refrigerator, Washer

DiningEat In Kitchen

AmenitiesDeck, Dock, Washer/Dryer Hookup

AccessibilityNone

Exterior & lot

ExteriorVinyl

RoofAge Over 8 Years

FoundationSlab

Foundation area672 sqft

Patio/porchDeck

Lot featuresAccessible Shoreline

Road frontageTownship

ZoningResidential-Single Family

Utilities

Water sourceWell

SewerHolding Tank

FuelElectric

Parking & garage

ParkingGravel

Garage spaces0

Financial details

Annual taxes$2,520.6

Tax year2026

Taxes w/ assessments3230

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District2609 - Win-E-Mac

District number2609

District phone2185632900

High schoolWin-E-Mac

SODL flat fee brokerage

$8,970Estimated buyer credit

SODL platform fee $3,000Your buyer credit $8,970

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,440/mo

Principal & interest$2,097

Property taxes$210

Home insurance (est.)$133

Down payment

$79,800

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.