Listed at
$1,050,000
$245/sqft

Underwoods Acre Lots, , Ramsey

1905 Palace Avenue, Saint Paul, MN, 55105
5  Bedrooms5  Bathrooms4,283  Square Feet0.129  Acres
Days on market27
Year built2015
Garage spaces3
TypeResidential
Est. $28,500buyer credit when you buy with SODL
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About this home

Welcome home to a beautifully built 2015 property that offers space, quality, and thoughtful design throughout. A charming front porch sets the tone right away, leading into a main floor built for real life and real gatherings. The kitchen features a walk-in pantry, Thermador appliances, and an oversized center island, great space for storage and perfect space for gathering. The south-facing four-season sunroom that fills the home with natural light year-round, a private office with a door for a quiet workspace away from the busyness of the rest of the house, a back mudroom with extra closet space, and a powder room rounds out the main floor. Upstairs, four bedrooms and three bathrooms give everyone their own space, along with a dedicated laundry room to keep daily life simple, while the lower level is made for movie nights and relaxed evenings with a theater room complete with AV equipment and an open rec room ready for however you want to use it. Outside, a fully fenced backyard offers privacy and room to spread out, complete with a sport court and grassy side yard, and the 3-car heated garage adds comfort in every season. Located in the heart of Mac Groveland, this home is within walking distance to schools, parks, and the shops and restaurants of Highland Village, putting daily errands and weekend outings just steps away. This home offers a rare blend of comfort, quality, and convenience, and it's ready to welcome home its next owner.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2015
LevelsTwo
Living area4,283 sqft
Above-grade finished3,017 sqft
Below-grade finished1,266 sqft
Lot size0.129 acres (45 x 125)
Days on market27
ListedSep 1, 2026
MLS #NST7117477
CountyRamsey
SubdivisionUnderwoods Acre Lots, , Ramsey
Parcel #092823240092

Facts & features

Interior

Bedrooms
5
Bathrooms
5
Bath breakdown
2 full / 2 3/4 / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Cooktop, Dishwasher, Disposal, Dryer, ENERGY STAR Qualified Appliances, Exhaust Fan, Freezer, Humidifier, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Wine Cooler

Property

Levels / stories
Two
Garage
3 spaces · 30 x 24 · 737 sqft
Parking features
Detached Garage
Patio & porch
Front Porch, Patio
Exterior features
Stone, Cement Board
Pool
None

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Poured Concrete · 1,486 sqft
Year built
2015

Utilities

Water
City Water - In Street
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Underwoods Acre Lots, , Ramsey
HOA
No HOA
School district
625 - St. Paul
High school district
St. Paul

Financial & listing details

Annual tax
$20,734.22 (2026)
Tax with assessments
21090
Listed
Sep 1, 2026
Days on market
27
Manufactured home
Yes

Interior details

Total bathrooms5
Full baths2
3/4 baths2
Half baths1
1/4 baths0
BasementDaylight/Lookout Windows, Finished
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryLaundry Room, Sink, Upper Level
AppliancesCooktop, Dishwasher, Disposal, Dryer, ENERGY STAR Qualified Appliances, Exhaust Fan, Freezer, Humidifier, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Wine Cooler
DiningEat In Kitchen, Kitchen/Dining Room
AmenitiesCable, Ceiling Fan(s), Exercise Room, Hardwood Floors, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Patio, Porch, In-Ground Sprinkler, Sun Room, Tile Floors, Walk-In Closet
AccessibilityNone
Special features2nd Floor Laundry, 4 BR on One Level, Primary Bdr Suite

Exterior & lot

ExteriorStone, Cement Board
FoundationPoured Concrete
Foundation area1,486 sqft
Patio/porchFront Porch, Patio
Lot featuresPublic Transit (w/in 6 blks)
Road frontageCity Street
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water - In Street
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingDetached Garage
Garage spaces3
Garage size737 sqft

Financial details

Annual taxes$20,734.22
Tax year2026
Taxes w/ assessments21090
Assessment pendingYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District625 - St. Paul
District number625
District phone6517678100
High schoolSt. Paul
SODL flat fee brokerage
$28,500Estimated buyer credit
SODL platform fee $3,000Your buyer credit $28,500

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$7,596/mo
Principal & interest$5,518
Property taxes$1,728
Home insurance (est.)$350
%
$210,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

1905 Palace Avenue, Saint Paul, MN, 55105

Listing information

MLS #NST7117477
StatusActive
Last updatedSep 23, 2026, 8:35 PM
Originally listedSep 2, 2026, 12:00 AM
Listing officeRE/MAX Results

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.