Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $1,696 (2024).

What school district is this property in?

This property is in the 480 - Onamia school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 90 days.

Listed at

$179,900

$203/sqft

18849 460th Street

18849 460th Street, Garrison, MN, 56450

2 Bedrooms1 Bathroom888 Square Feet3.392 Acres

Days on market90

Year built1935

Garage spaces2

TypeResidential

Est. $2,397buyer credit when you buy with SODL

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About this home

Escape to the lake! This charming 2-bedroom, 1-bath seasonal cabin on Whitefish Lake in Garrison is the perfect up-north getaway. Known for excellent fishing, Whitefish offers peaceful days on the water and scenic views year-round. Cozy up by the beautiful stone fireplace after a day outdoors. The deep garage provides plenty of space to store your fishing boat and gear. Just a short drive from the Twin Cities and minutes from Mille Lacs Lake, this move-in ready cabin is ideal for fishing weekends or a rustic hunting retreat. Features include a drilled well, propane water heater, and partial electric baseboard heat. The property includes 400 feet of lakeshore (not currently usable), offering a wooded and private feel. Don’t miss this affordable lake escape!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1935

LevelsOne

Living area888 sqft

Above-grade finished888 sqft

Below-grade finished0 sqft

Lot size3.392 acres (399x345x405x371)

Days on market90

ListedJul 1, 2026

MLS #NST7102210

CountyMille Lacs

Parcel #091181600

Facts & features

Interior

Bedrooms: 2
Bathrooms: 1
Bath breakdown: 1 full
Heating: Baseboard, Fireplace(s)
Cooling: None
Appliances: Microwave, Range, Refrigerator

Property

Levels / stories: One
Garage: 2 spaces · 28 x 20 · 560 sqft
Parking features: Attached Garage
Patio & porch: Patio
Exterior features: Vinyl, Wood
Pool: None

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: Concrete Perimeter · 888 sqft
Roof: Age Over 8 Years
Year built: 1935

Utilities

Water: Drilled, Well
Sewer: Private Sewer
Fuel: Electric, Propane
Electric: Circuit Breakers, Service - 60 Amp

Community & HOA

HOA: No HOA
School district: 480 - Onamia
High school district: Onamia

Financial & listing details

Annual tax: $1,696 (2024)
Listed: Jul 1, 2026
Days on market: 90 · 223 cumulative
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths1

3/4 baths0

Half baths0

1/4 baths0

BasementNone

HeatingBaseboard, Fireplace(s)

CoolingNone

Fireplaces1

AppliancesMicrowave, Range, Refrigerator

DiningInformal Dining Room

AmenitiesPatio

AccessibilityNone

Exterior & lot

ExteriorVinyl, Wood

RoofAge Over 8 Years

FoundationConcrete Perimeter

Foundation area888 sqft

Patio/porchPatio

Lot featuresTree Coverage - Light

ZoningShoreline,Residential-Single Family

Utilities

Water sourceDrilled, Well

SewerPrivate Sewer

FuelElectric, Propane

Parking & garage

ParkingAttached Garage

Garage spaces2

Garage size560 sqft

Financial details

Annual taxes$1,696

Tax year2024

Taxes w/ assessments1696

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District480 - Onamia

District number480

District phone3205324174

High schoolOnamia

SODL flat fee brokerage

$2,397Estimated buyer credit

SODL platform fee $3,000Your buyer credit $2,397

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,147/mo

Principal & interest$945

Property taxes$141

Home insurance (est.)$60

Down payment

$35,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.