Listed at
$959,900
$300/sqft

Aud Sub

18465 N Lake Lane, Pine City, MN, 55063
5  Bedrooms4  Bathrooms3,196  Square Feet0.86  Acres
Days on market82
Year built2022
Garage spaces3
TypeResidential
Est. $25,797buyer credit when you buy with SODL
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About this home

Some lake homes make you choose between a real getaway and a manageable drive. This one doesn't. Set on a scenic bluff overlooking Cross Lake and the Snake River, this 5 bedroom, 4 bathroom retreat is about an hour from downtown Minneapolis, close enough for a Friday after work escape, far enough to actually feel like you left the city. Step inside to soaring vaulted ceilings, expansive windows, and an open concept layout that fills the home with natural light and frames the water from nearly every room. The kitchen flows into the living and dining areas, making it easy to cook, entertain, and keep an eye on the lake all at once. The primary suite offers a private retreat of its own, with water views to wake up to. Four additional bedrooms give family and friends plenty of room to spread out for a weekend or settle in for the whole summer. Outside, you'll find direct access to the shoreline plus a dock and boat lift, ready for swimming, fishing, or an evening cruise. And the lake itself is only the start. With Cross Lake and Pokegama Lake to the west, plus the St. Croix River and the Upper and Lower Snake River nearby, this is a true all season recreation area, with more than 50 miles of shoreline and 3,000 acres of navigable water connecting it all. Anglers, boaters, and anyone who just wants to relax with a paddle in hand will find plenty of room to roam, in every season. An hour north, and a world away!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2022
LevelsTwo
Living area3,196 sqft
Above-grade finished1,784 sqft
Below-grade finished1,412 sqft
Lot size0.86 acres (97x334)
Days on market82
ListedJul 8, 2026
MLS #NST7101656
CountyPine
SubdivisionAud Sub
Parcel #0080372000

Facts & features

Interior

Bedrooms
5
Bathrooms
4
Bath breakdown
3 full / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories
Two
Garage
3 spaces · 32.3x34.8 · 1,124 sqft
Parking features
Attached Garage, Asphalt, Heated Garage, Insulated Garage
Patio & porch
Composite Decking, Deck
Exterior features
Stone, Vinyl
Other structures
Storage Shed

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Block
Foundation
Block · 1,412 sqft
Roof
Age 8 Years or Less, Asphalt
Year built
2022

Utilities

Water
Drilled, Private, Well
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Aud Sub
HOA
No HOA
School district
578 - Pine City
High school district
Pine City

Financial & listing details

Annual tax
$7,272 (2026)
Listed
Jul 8, 2026
Days on market
82 · 270 cumulative
Manufactured home
Yes

Interior details

Total bathrooms4
Full baths3
3/4 baths0
Half baths1
1/4 baths0
BasementDrain Tiled, Finished, Full, Sump Pump
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryMain Level
AppliancesAir-To-Air Exchanger, Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned
DiningKitchen/Dining Room
AmenitiesCeiling Fan(s), Deck, Dock, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet
AccessibilityNone
Special features3 BR on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorStone, Vinyl
RoofAge 8 Years or Less, Asphalt
FoundationBlock
Foundation area1,412 sqft
Patio/porchComposite Decking, Deck
Lot featuresAccessible Shoreline, Tree Coverage - Medium
Road frontageTownship
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceDrilled, Private, Well
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Heated Garage, Insulated Garage
Garage spaces3
Garage size1,124 sqft

Financial details

Annual taxes$7,272
Tax year2026
Taxes w/ assessments7272
Assessment pendingNo
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District578 - Pine City
District number578
District phone3206294010
High schoolPine City
SODL flat fee brokerage
$25,797Estimated buyer credit
SODL platform fee $3,000Your buyer credit $25,797

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$5,971/mo
Principal & interest$5,045
Property taxes$606
Home insurance (est.)$320
%
$191,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

18465 N Lake Lane, Pine City, MN, 55063

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Listing information

MLS #NST7101656
StatusActive
Last updatedJul 22, 2026, 7:50 PM
Originally listedJul 8, 2026, 12:24 PM
Listing officeJason Mitchell Group

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.