
Settlers Ridge 4th Add
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About this home
Some homes impress with their design. Others captivate with their setting. This extraordinary residence offers both. Expertly crafted by renowned custom builder Charles Cudd, this exceptional home is perched high above the breathtaking Minnesota River Valley, commanding sweeping panoramic views of rolling bluffs, mature woodlands, and one of Minnesota's most spectacular natural landscapes. With every season, the scenery transforms into a living work of art, creating a peaceful and ever-changing backdrop that few homes can claim. From the moment you arrive, you'll discover timeless architecture, exceptional craftsmanship, refined elegance, and an unparalleled setting that combine to create an unforgettable living experience. This is more than a beautiful home—it's a legacy property offering a front-row seat to nature's beauty and a lifestyle unlike any other. The spectacular main level showcases rich cherry hardwood flooring throughout the main living areas, a distinguished executive office with custom built-ins and elegant crown molding, and a dramatic two-story great room featuring soaring ceilings, a stunning gas fireplace accented by custom white enameled built-ins, and walls of windows framing the breathtaking Minnesota River Valley views. Designed for elegant entertaining and everyday living, the formal dining room features classic built-in buffet cabinetry and a custom pantry. The gourmet kitchen is beautifully appointed with white enameled cabinetry, granite countertops, an elegant tile backsplash, high-end stainless steel appliances, and an expansive breakfast bar with seating for five. Adjacent to the kitchen, the inviting sunroom offers the perfect place to enjoy your morning coffee, curl up with a favorite book, or simply relax while taking in the spectacular scenery. The elegant main-floor primary suite is a private retreat featuring a dramatic tray ceiling, a wall of windows showcasing panoramic river valley views, and a luxurious en-suite bath with a dual-sink vanity, tile flooring, walk-in tiled shower, Jacuzzi soaking tub, and separate his-and-hers walk-in closets. Completing the main level are a beautifully appointed powder room, a spacious laundry room with abundant white enameled cabinetry, folding counter, and exceptional storage, plus an expansive Ipe Brazilian hardwood deck, creating an extraordinary setting for outdoor entertaining or peaceful evenings surrounded by nature. The upper level features a spacious loft with a built-in workstation, ideal for a secondary home office, homework station, or creative space, along with two generously sized bedrooms and a beautifully appointed full bath with a double-sink vanity, hard-surface countertops, and tile flooring. The beautifully finished walkout lower level is designed for entertaining, offering a spacious media room with custom built-in cabinetry, an expansive recreation room, a stylish wet bar with white enameled cabinetry and tile backsplash, a versatile fifth bedroom with a built-in Murphy bed that also serves as an ideal exercise room or private office, a beautifully finished three-quarter bath, and walkout access to a private patio. Additional highlights include a heated three-car garage, new roof (2020), professionally painted exterior (2020), and new attic insulation (2025). Perfectly situated in one of Eden Prairie's most desirable neighborhoods, you'll enjoy access to a private neighborhood pool and park, nearby recreational lakes, miles of scenic hiking and biking trails, premier golf, outstanding restaurants, charming coffee shops, boutique shopping, entertainment, Eden Prairie Center, and convenient freeway access. 18221 Overland Trail offers far more than an extraordinary home, it offers an extraordinary lifestyle. Combining timeless Charles Cudd craftsmanship, breathtaking Minnesota River Valley views, exceptional amenities, and a premier location, this is a rare opportunity to own one of Eden Prairie's finest residences.
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Home facts
Facts & features
Interior
- Bedrooms
- 5
- Bathrooms
- 4
- Bath breakdown
- 2 full / 1 3/4 / 1 half
- Heating
- Forced Air, Fireplace(s), Zoned
- Cooling
- Central Air, Zoned
- Appliances
- Air-To-Air Exchanger, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Humidifier, Gas Water Heater, Water Osmosis System, Microwave, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned
Property
- Levels / stories
- Two
- Garage
- 3 spaces · 32x22 · 806 sqft
- Parking features
- Attached Garage, Concrete, Finished Garage, Garage Door Opener, Heated Garage, Storage
- Patio & porch
- Deck, Patio
- Exterior features
- Stone, Stucco
- Pool
- Shared
Construction
- Property type
- Residential
- Property subtype
- Single Family
- Construction materials
- Concrete, Frame, Stone
- Foundation
- Poured Concrete · 2,502 sqft
- Roof
- Age 8 Years or Less, Architectural Shingle, Asphalt, Pitched
- Year built
- 2000
Utilities
- Water
- City Water/Connected
- Sewer
- City Sewer/Connected
- Fuel
- Natural Gas
- Electric
- Circuit Breakers
Community & HOA
- Subdivision
- Settlers Ridge 4th Add
- HOA
- $1,274/annual
- HOA name
- Rowcal
- HOA phone
- 6516614309
- HOA includes
- Professional Mgmt, Shared Amenities
- School district
- 272 - Eden Prairie
Financial & listing details
- Annual tax
- $17,282 (2026)
- Listed
- Aug 17, 2026
- Days on market
- 39
- Manufactured home
- Yes
Interior details
Exterior & lot
Utilities
Parking & garage
Financial details
Schools
How SODL buyer credits work
When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.
- Tour homes with SODL’s flexible showing network
- Submit offers and manage your transaction through the platform
- Keep more money at closing through transparent flat-fee pricing
A clear, modern way to buy with expert guidance and meaningful savings.
Estimated monthly payment
These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.
Location
18221 Overland Trail, Eden Prairie, MN, 55347
Listing information
Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.
