Active
$1,190,000

18221 Overland Trail, Eden Prairie, MN, 55347

5  Bedrooms4  Bathrooms5,270  Square Feet0.37  Acres
Days on market84
Year built2000
Garage spaces3
Potential $32,700buyer credit when you buy with SODL
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About this home

Seller offering up to $22,996.24 toward financing incentives for qualified buyers. Buyers may use the incentive for a permanent rate buydown, potentially reducing monthly principal and interest by approximately $647.83, or a 2/1 temporary rate buydown, potentially reducing monthly payments by approximately $1,268.52 in Year 1 and $647.83 in Year 2. Alternatively, the incentive may be applied toward allowable buyer closing costs and/or prepaid expenses, subject to lender guidelines. Payment savings are estimates based on 20% down. Seller incentive is subject to an acceptable offer and mutually agreed-upon terms. Some homes impress with their design. Others captivate with their setting. This extraordinary residence offers both. Expertly crafted by renowned custom builder Charles Cudd, this exceptional home is perched high above the breathtaking Minnesota River Valley, commanding sweeping panoramic views of rolling bluffs, mature woodlands. With every season, the scenery transforms into a living work of art, creating a peaceful, ever-changing backdrop few homes can claim. This is more than a beautiful home, it's a remarkable property offering a front-row seat to the views. The spectacular main level showcases rich cherry hardwood flooring, a distinguished executive office with custom built-ins and crown molding, and a dramatic two-story great room featuring soaring ceilings, a stunning gas fireplace accented by custom white enameled built-ins, and walls of windows framing breathtaking Minnesota River Valley views. The formal dining room features classic built-in buffet cabinetry and a custom pantry. The gourmet kitchen is appointed with white enameled cabinetry, granite countertops, tile backsplash, high-end stainless steel appliances, and an expansive breakfast bar with seating for five. Adjacent to the kitchen, the inviting sunroom offers the perfect place to enjoy morning coffee or simply relax while taking in the spectacular scenery. The elegant main-floor primary suite is a private retreat featuring a dramatic tray ceiling, wall of windows showcasing panoramic river valley views, and luxurious en-suite bath with dual-sink vanity, tile flooring, walk-in tiled shower, Jacuzzi soaking tub, and separate his-and-hers walk-in closets. Completing the main level are a beautifully appointed powder room, spacious laundry room with abundant cabinetry, folding counter and exceptional storage, plus an expansive Ipe Brazilian hardwood deck, a beautiful setting for outdoor entertaining or peaceful evenings. The upper level features a spacious loft with built-in workstation, ideal for a secondary home office or creative space, two generously sized bedrooms, and a full bath with double-sink vanity, hard-surface countertops, and tile flooring. The beautifully finished walkout lower level is designed for entertaining, offering a spacious media room with custom built-in cabinetry, expansive recreation room, stylish wet bar with white enameled cabinetry and tile backsplash, versatile fifth bedroom with built-in Murphy bed that also serves as an exercise room or private office, a three-quarter bath, and walkout access to a private patio. Additional highlights include a heated three-car garage, new roof (2020), professionally painted exterior (2020), and new attic insulation (2025). Perfectly situated in one of Eden Prairie's most desirable neighborhoods, enjoy a private neighborhood pool and park, nearby recreational lakes, miles of scenic hiking and biking trails, premier golf, outstanding restaurants, coffee shops, shopping, entertainment, Eden Prairie Center, and convenient freeway access. 18221 Overland Trail offers far more than an extraordinary home, it offers an extraordinary lifestyle. Combining timeless Charles Cudd craftsmanship, breathtaking Minnesota River Valley views, exceptional amenities, and a premier location, this is a rare opportunity to own one of Eden Prairie's finest residences.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2000
LevelsTwo
Living area5,270 sqft
Above-grade finished3,558 sqft
Below-grade finished1,712 sqft
Lot size0.37 acres (136x112x130x138)
Days on market84
ListedAug 17, 2026
MLS #NST7128352
CountyHennepin
SubdivisionSettlers Ridge 4th Add
Parcel #3011622420045

Facts & features

Interior

Bedrooms
5
Bathrooms
4
Bath breakdown
2 full / 1 3/4 / 1 half
Heating
Forced Air, Fireplace(s), Zoned
Cooling
Central Air, Zoned
Appliances
Air-To-Air Exchanger, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Humidifier, Gas Water Heater, Water Osmosis System, Microwave, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned

Property

Levels / stories
Two
Garage
3 spaces · 32x22 · 806 sqft
Parking features
Attached Garage, Concrete, Finished Garage, Garage Door Opener, Heated Garage, Storage
Patio & porch
Deck, Patio
Exterior features
Stone, Stucco
Pool
Shared

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Concrete, Frame, Stone
Foundation
Poured Concrete · 2,502 sqft
Roof
Age 8 Years or Less, Architectural Shingle, Asphalt, Pitched
Year built
2000

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Settlers Ridge 4th Add
HOA
$1,274/annual
HOA name
Rowcal
HOA phone
6516614309
HOA includes
Professional Mgmt, Shared Amenities
School district
272 - Eden Prairie

Financial & listing details

Annual tax
$17,282 (2026)
Listed
Aug 17, 2026
Days on market
84
Manufactured home
Yes

Interior details

Total bathrooms4
Full baths2
3/4 baths1
Half baths1
1/4 baths0
BasementDaylight/Lookout Windows, Drain Tiled, Finished, Storage Space, Sump Basket, Sump Pump, Walkout
HeatingForced Air, Fireplace(s), Zoned
CoolingCentral Air, Zoned
Fireplaces1
LaundryGas Dryer Hookup, Laundry Room, Main Level, Sink, Washer Hookup
AppliancesAir-To-Air Exchanger, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Humidifier, Gas Water Heater, Water Osmosis System, Microwave, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned
DiningBreakfast Bar, Informal Dining Room, Separate/Formal Dining Room
AmenitiesCable, Ceiling Fan(s), Deck, French Doors, Hardwood Floors, Kitchen Center Island, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Natural Woodwork, Patio, Paneled Doors, Satellite Dish, In-Ground Sprinkler, Sun Room, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup, Wet Bar, Walk-In Closet
AccessibilityNone
Special featuresMain Floor Primary, Main Floor Bedroom, Primary Bdr Suite

Exterior & lot

ExteriorStone, Stucco
RoofAge 8 Years or Less, Architectural Shingle, Asphalt, Pitched
FoundationPoured Concrete
Foundation area2,502 sqft
Patio/porchDeck, Patio
Lot featuresTree Coverage - Medium
Road frontageCul De Sac, Curbs, Paved Streets, Private Road, Street Lights, Storm Sewer
Road responsibilityPrivate Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Finished Garage, Garage Door Opener, Heated Garage, Storage
Garage spaces3
Garage size806 sqft

Financial details

Annual taxes$17,282
Tax year2026
Taxes w/ assessments17282
Assessment pendingNo
HOA fee$1,274
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District272 - Eden Prairie
District number272
District phone9529757000
High schoolEden Prairie
SODL flat fee brokerage
$32,700Estimated buyer credit
SODL platform fee $3,000Your buyer credit $32,700

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$9,365/mo
Principal & interest$6,254
Property taxes$1,440
Home insurance (est.)$397
HOA fees$1,274
%
$238,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

18221 Overland Trail, Eden Prairie, MN, 55347

Listing information

MLS #NST7128352
Last reported MLS statusActive
MLS record updatedOct 8, 2026, 4:37 PM
Originally listedAug 21, 2026, 12:00 AM
Listing officeEdina Realty, Inc.

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.