18221 Overland Trail, Eden Prairie, MN, 55347
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About this home
Seller offering up to $22,996.24 toward financing incentives for qualified buyers. Buyers may use the incentive for a permanent rate buydown, potentially reducing monthly principal and interest by approximately $647.83, or a 2/1 temporary rate buydown, potentially reducing monthly payments by approximately $1,268.52 in Year 1 and $647.83 in Year 2. Alternatively, the incentive may be applied toward allowable buyer closing costs and/or prepaid expenses, subject to lender guidelines. Payment savings are estimates based on 20% down. Seller incentive is subject to an acceptable offer and mutually agreed-upon terms. Some homes impress with their design. Others captivate with their setting. This extraordinary residence offers both. Expertly crafted by renowned custom builder Charles Cudd, this exceptional home is perched high above the breathtaking Minnesota River Valley, commanding sweeping panoramic views of rolling bluffs, mature woodlands. With every season, the scenery transforms into a living work of art, creating a peaceful, ever-changing backdrop few homes can claim. This is more than a beautiful home, it's a remarkable property offering a front-row seat to the views. The spectacular main level showcases rich cherry hardwood flooring, a distinguished executive office with custom built-ins and crown molding, and a dramatic two-story great room featuring soaring ceilings, a stunning gas fireplace accented by custom white enameled built-ins, and walls of windows framing breathtaking Minnesota River Valley views. The formal dining room features classic built-in buffet cabinetry and a custom pantry. The gourmet kitchen is appointed with white enameled cabinetry, granite countertops, tile backsplash, high-end stainless steel appliances, and an expansive breakfast bar with seating for five. Adjacent to the kitchen, the inviting sunroom offers the perfect place to enjoy morning coffee or simply relax while taking in the spectacular scenery. The elegant main-floor primary suite is a private retreat featuring a dramatic tray ceiling, wall of windows showcasing panoramic river valley views, and luxurious en-suite bath with dual-sink vanity, tile flooring, walk-in tiled shower, Jacuzzi soaking tub, and separate his-and-hers walk-in closets. Completing the main level are a beautifully appointed powder room, spacious laundry room with abundant cabinetry, folding counter and exceptional storage, plus an expansive Ipe Brazilian hardwood deck, a beautiful setting for outdoor entertaining or peaceful evenings. The upper level features a spacious loft with built-in workstation, ideal for a secondary home office or creative space, two generously sized bedrooms, and a full bath with double-sink vanity, hard-surface countertops, and tile flooring. The beautifully finished walkout lower level is designed for entertaining, offering a spacious media room with custom built-in cabinetry, expansive recreation room, stylish wet bar with white enameled cabinetry and tile backsplash, versatile fifth bedroom with built-in Murphy bed that also serves as an exercise room or private office, a three-quarter bath, and walkout access to a private patio. Additional highlights include a heated three-car garage, new roof (2020), professionally painted exterior (2020), and new attic insulation (2025). Perfectly situated in one of Eden Prairie's most desirable neighborhoods, enjoy a private neighborhood pool and park, nearby recreational lakes, miles of scenic hiking and biking trails, premier golf, outstanding restaurants, coffee shops, shopping, entertainment, Eden Prairie Center, and convenient freeway access. 18221 Overland Trail offers far more than an extraordinary home, it offers an extraordinary lifestyle. Combining timeless Charles Cudd craftsmanship, breathtaking Minnesota River Valley views, exceptional amenities, and a premier location, this is a rare opportunity to own one of Eden Prairie's finest residences.
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Home facts
Facts & features
Interior
- Bedrooms
- 5
- Bathrooms
- 4
- Bath breakdown
- 2 full / 1 3/4 / 1 half
- Heating
- Forced Air, Fireplace(s), Zoned
- Cooling
- Central Air, Zoned
- Appliances
- Air-To-Air Exchanger, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Humidifier, Gas Water Heater, Water Osmosis System, Microwave, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned
Property
- Levels / stories
- Two
- Garage
- 3 spaces · 32x22 · 806 sqft
- Parking features
- Attached Garage, Concrete, Finished Garage, Garage Door Opener, Heated Garage, Storage
- Patio & porch
- Deck, Patio
- Exterior features
- Stone, Stucco
- Pool
- Shared
Construction
- Property type
- Residential
- Property subtype
- Single Family
- Construction materials
- Concrete, Frame, Stone
- Foundation
- Poured Concrete · 2,502 sqft
- Roof
- Age 8 Years or Less, Architectural Shingle, Asphalt, Pitched
- Year built
- 2000
Utilities
- Water
- City Water/Connected
- Sewer
- City Sewer/Connected
- Fuel
- Natural Gas
- Electric
- Circuit Breakers
Community & HOA
- Subdivision
- Settlers Ridge 4th Add
- HOA
- $1,274/annual
- HOA name
- Rowcal
- HOA phone
- 6516614309
- HOA includes
- Professional Mgmt, Shared Amenities
- School district
- 272 - Eden Prairie
Financial & listing details
- Annual tax
- $17,282 (2026)
- Listed
- Aug 17, 2026
- Days on market
- 84
- Manufactured home
- Yes
Interior details
Exterior & lot
Utilities
Parking & garage
Financial details
Schools
How SODL buyer credits work
When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.
- Tour homes with SODL’s flexible showing network
- Submit offers and manage your transaction through the platform
- Keep more money at closing through transparent flat-fee pricing
A clear, modern way to buy with expert guidance and meaningful savings.
Estimated monthly payment
These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.
Location
18221 Overland Trail, Eden Prairie, MN, 55347
Listing information
Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

