Listed at
$1,200,000
$228/sqft

Settlers Ridge 4th Add

18221 Overland Trail, Eden Prairie, MN, 55347
5  Bedrooms4  Bathrooms5,270  Square Feet0.37  Acres
Days on market39
Year built2000
Garage spaces3
HOA / month$1,274
TypeResidential
Est. $33,000buyer credit when you buy with SODL
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About this home

Some homes impress with their design. Others captivate with their setting. This extraordinary residence offers both. Expertly crafted by renowned custom builder Charles Cudd, this exceptional home is perched high above the breathtaking Minnesota River Valley, commanding sweeping panoramic views of rolling bluffs, mature woodlands, and one of Minnesota's most spectacular natural landscapes. With every season, the scenery transforms into a living work of art, creating a peaceful and ever-changing backdrop that few homes can claim. From the moment you arrive, you'll discover timeless architecture, exceptional craftsmanship, refined elegance, and an unparalleled setting that combine to create an unforgettable living experience. This is more than a beautiful home—it's a legacy property offering a front-row seat to nature's beauty and a lifestyle unlike any other. The spectacular main level showcases rich cherry hardwood flooring throughout the main living areas, a distinguished executive office with custom built-ins and elegant crown molding, and a dramatic two-story great room featuring soaring ceilings, a stunning gas fireplace accented by custom white enameled built-ins, and walls of windows framing the breathtaking Minnesota River Valley views. Designed for elegant entertaining and everyday living, the formal dining room features classic built-in buffet cabinetry and a custom pantry. The gourmet kitchen is beautifully appointed with white enameled cabinetry, granite countertops, an elegant tile backsplash, high-end stainless steel appliances, and an expansive breakfast bar with seating for five. Adjacent to the kitchen, the inviting sunroom offers the perfect place to enjoy your morning coffee, curl up with a favorite book, or simply relax while taking in the spectacular scenery. The elegant main-floor primary suite is a private retreat featuring a dramatic tray ceiling, a wall of windows showcasing panoramic river valley views, and a luxurious en-suite bath with a dual-sink vanity, tile flooring, walk-in tiled shower, Jacuzzi soaking tub, and separate his-and-hers walk-in closets. Completing the main level are a beautifully appointed powder room, a spacious laundry room with abundant white enameled cabinetry, folding counter, and exceptional storage, plus an expansive Ipe Brazilian hardwood deck, creating an extraordinary setting for outdoor entertaining or peaceful evenings surrounded by nature. The upper level features a spacious loft with a built-in workstation, ideal for a secondary home office, homework station, or creative space, along with two generously sized bedrooms and a beautifully appointed full bath with a double-sink vanity, hard-surface countertops, and tile flooring. The beautifully finished walkout lower level is designed for entertaining, offering a spacious media room with custom built-in cabinetry, an expansive recreation room, a stylish wet bar with white enameled cabinetry and tile backsplash, a versatile fifth bedroom with a built-in Murphy bed that also serves as an ideal exercise room or private office, a beautifully finished three-quarter bath, and walkout access to a private patio. Additional highlights include a heated three-car garage, new roof (2020), professionally painted exterior (2020), and new attic insulation (2025). Perfectly situated in one of Eden Prairie's most desirable neighborhoods, you'll enjoy access to a private neighborhood pool and park, nearby recreational lakes, miles of scenic hiking and biking trails, premier golf, outstanding restaurants, charming coffee shops, boutique shopping, entertainment, Eden Prairie Center, and convenient freeway access. 18221 Overland Trail offers far more than an extraordinary home, it offers an extraordinary lifestyle. Combining timeless Charles Cudd craftsmanship, breathtaking Minnesota River Valley views, exceptional amenities, and a premier location, this is a rare opportunity to own one of Eden Prairie's finest residences.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2000
LevelsTwo
Living area5,270 sqft
Above-grade finished3,558 sqft
Below-grade finished1,712 sqft
Lot size0.37 acres (136x112x130x138)
Days on market39
ListedAug 17, 2026
MLS #NST7128352
CountyHennepin
SubdivisionSettlers Ridge 4th Add
Parcel #3011622420045

Facts & features

Interior

Bedrooms
5
Bathrooms
4
Bath breakdown
2 full / 1 3/4 / 1 half
Heating
Forced Air, Fireplace(s), Zoned
Cooling
Central Air, Zoned
Appliances
Air-To-Air Exchanger, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Humidifier, Gas Water Heater, Water Osmosis System, Microwave, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned

Property

Levels / stories
Two
Garage
3 spaces · 32x22 · 806 sqft
Parking features
Attached Garage, Concrete, Finished Garage, Garage Door Opener, Heated Garage, Storage
Patio & porch
Deck, Patio
Exterior features
Stone, Stucco
Pool
Shared

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Concrete, Frame, Stone
Foundation
Poured Concrete · 2,502 sqft
Roof
Age 8 Years or Less, Architectural Shingle, Asphalt, Pitched
Year built
2000

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Settlers Ridge 4th Add
HOA
$1,274/annual
HOA name
Rowcal
HOA phone
6516614309
HOA includes
Professional Mgmt, Shared Amenities
School district
272 - Eden Prairie

Financial & listing details

Annual tax
$17,282 (2026)
Listed
Aug 17, 2026
Days on market
39
Manufactured home
Yes

Interior details

Total bathrooms4
Full baths2
3/4 baths1
Half baths1
1/4 baths0
BasementDaylight/Lookout Windows, Drain Tiled, Finished, Storage Space, Sump Basket, Sump Pump, Walkout
HeatingForced Air, Fireplace(s), Zoned
CoolingCentral Air, Zoned
Fireplaces1
LaundryGas Dryer Hookup, Laundry Room, Main Level, Sink, Washer Hookup
AppliancesAir-To-Air Exchanger, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Humidifier, Gas Water Heater, Water Osmosis System, Microwave, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned
DiningBreakfast Bar, Informal Dining Room, Separate/Formal Dining Room
AmenitiesCable, Ceiling Fan(s), Deck, French Doors, Hardwood Floors, Kitchen Center Island, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Natural Woodwork, Patio, Paneled Doors, Satellite Dish, In-Ground Sprinkler, Sun Room, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup, Wet Bar, Walk-In Closet
AccessibilityNone
Special featuresMain Floor Primary, Main Floor Bedroom, Primary Bdr Suite

Exterior & lot

ExteriorStone, Stucco
RoofAge 8 Years or Less, Architectural Shingle, Asphalt, Pitched
FoundationPoured Concrete
Foundation area2,502 sqft
Patio/porchDeck, Patio
Lot featuresTree Coverage - Medium
Road frontageCul De Sac, Curbs, Paved Streets, Private Road, Street Lights, Storm Sewer
Road responsibilityPrivate Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Finished Garage, Garage Door Opener, Heated Garage, Storage
Garage spaces3
Garage size806 sqft

Financial details

Annual taxes$17,282
Tax year2026
Taxes w/ assessments17282
Assessment pendingNo
HOA fee$1,274
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District272 - Eden Prairie
District number272
District phone9529757000
High schoolEden Prairie
SODL flat fee brokerage
$33,000Estimated buyer credit
SODL platform fee $3,000Your buyer credit $33,000

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$9,421/mo
Principal & interest$6,307
Property taxes$1,440
Home insurance (est.)$400
HOA fees$1,274
%
$240,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

18221 Overland Trail, Eden Prairie, MN, 55347

Listing information

MLS #NST7128352
StatusActive
Last updatedSep 23, 2026, 8:27 PM
Originally listedAug 21, 2026, 12:00 AM
Listing officeEdina Realty, Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.