Listed at
$975,000
$442/sqft

Everett Shores

1809 Everett Bay Road, Tower, MN, 55790
4  Bedrooms2  Bathrooms2,206  Square Feet4.03  Acres
Days on market13
Year built1970
Garage spaces3
TypeResidential
Est. $26,250buyer credit when you buy with SODL
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About this home

Lake Vermilion at its finest! This charming, traditional family home on Everett Bay Road offers panoramic views of Big Bay and an incredible lakeshore setting. Rich with character and history, this 4-bedroom, 2-bath home with garage is situated on a level lot with beautiful lake frontage and a sandy swimming area—perfect for enjoying all that Lake Vermilion has to offer. The main level features a welcoming open kitchen and living area with two bedrooms and easy access to the outdoors. Upstairs, a partially open loft provides additional sleeping space and lake views. The walkout lower level includes a spacious recreation room, additional bedroom, and full bathroom with a walk-in shower. Outdoor living is exceptional, with a large deck and gazebo overlooking the property and lake—ideal for relaxing, entertaining, or taking in the spectacular views. The lakeshore is truly the highlight, featuring a dock, sandy swimming area, and a beautiful, level approach to the water.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1970
LevelsOne and One Half
Living area2,206 sqft
Above-grade finished1,276 sqft
Below-grade finished930 sqft
Lot size4.03 acres (100x500)
Days on market13
ListedSep 15, 2026
MLS #NST7145106
CountySt. Louis
SubdivisionEverett Shores
Parcel #387015500200

Facts & features

Interior

Bedrooms
4
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dryer, Range, Refrigerator, Washer

Property

Levels / stories
One and One Half
Garage
3 spaces · 24x34 · 816 sqft
Parking features
Detached Garage
Patio & porch
Deck
Exterior features
Wood
Other structures
Gazebo

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block, Permanent · 952 sqft
Roof
Metal
Year built
1970

Utilities

Water
Drilled
Sewer
Septic System Compliant - No
Fuel
Propane, Wood
Electric
200+ Amp Service

Community & HOA

Subdivision
Everett Shores
HOA
No HOA
School district
2142 - St. Louis County
High school district
St. Louis County

Financial & listing details

Annual tax
$6,892 (2026)
Listed
Sep 15, 2026
Days on market
13
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementBlock, Egress Window(s), Full, Partially Finished
HeatingForced Air
CoolingCentral Air
Fireplaces1
AppliancesDryer, Range, Refrigerator, Washer
DiningInformal Dining Room
AmenitiesDeck, Dock
AccessibilityNone

Exterior & lot

ExteriorWood
RoofMetal
FoundationBlock, Permanent
Foundation area952 sqft
Patio/porchDeck
ZoningResidential-Single Family

Utilities

Water sourceDrilled
SewerSeptic System Compliant - No
FuelPropane, Wood

Parking & garage

ParkingDetached Garage
Garage spaces3
Garage size816 sqft

Financial details

Annual taxes$6,892
Tax year2026
Taxes w/ assessments6892
Assessment pendingNo
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District2142 - St. Louis County
District number2142
District phone2187498130
High schoolSt. Louis County
SODL flat fee brokerage
$26,250Estimated buyer credit
SODL platform fee $3,000Your buyer credit $26,250

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$6,023/mo
Principal & interest$5,124
Property taxes$574
Home insurance (est.)$325
%
$195,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

1809 Everett Bay Road, Tower, MN, 55790

Listing information

MLS #NST7145106
StatusActive
Last updatedSep 16, 2026, 11:13 PM
Originally listedSep 15, 2026, 8:17 PM
Listing officeBIC Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.