Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $4,600 (2026).

What school district is this property in?

This property is in the 192 - Farmington school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property has been listed for 2 days.

Listed at

$569,900

$203/sqft

Sapphire Lake 4th Add

1732 Spruce Street, Farmington, MN, 55024

4 Bedrooms3 Bathrooms2,803 Square Feet

Days on market2

Year built2025

Garage spaces3

TypeResidential

Est. $14,097buyer credit when you buy with SODL

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About this home

Stunning 2025 built Rambler with a finished Walkout Basement. Spacious Back Yard is Great for outdoor activities. Vaulted Ceilings. Generous owners Suite. Beautiful Views looking out of the Master Bedroom as well as the Living and Family rooms. This home is a great place to live!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2025

LevelsOne

Living area2,803 sqft

Above-grade finished1,560 sqft

Below-grade finished1,243 sqft

Lot size0 acres (0)

Days on market2

ListedSep 26, 2026

MLS #NST7150319

CountyDakota

SubdivisionSapphire Lake 4th Add

Parcel #146520304050

Facts & features

Interior

Bedrooms: 4
Bathrooms: 3
Bath breakdown: 1 full / 2 3/4
Heating: Forced Air, Fireplace(s), Zoned
Cooling: Central Air
Appliances: Air-To-Air Exchanger, Dishwasher, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances

Property

Levels / stories: One
Garage: 3 spaces · 665 sqft
Parking features: Attached Garage, Asphalt, Garage Door Opener
Patio & porch: Porch
Exterior features: Stone, Vinyl
Pool: None

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Concrete, Frame
Foundation: Concrete Perimeter · 1,560 sqft
Roof: Age 8 Years or Less, Asphalt, Pitched
Year built: 2025

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers, 200+ Amp Service

Community & HOA

Subdivision: Sapphire Lake 4th Add
HOA: No HOA
School district: 192 - Farmington
High school district: Farmington

Financial & listing details

Annual tax: $4,600 (2026)
Listed: Sep 26, 2026
Days on market: 2 · 282 cumulative
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths1

3/4 baths2

Half baths0

1/4 baths0

BasementDaylight/Lookout Windows, Drain Tiled, Finished, Storage Space, Sump Pump, Walkout

HeatingForced Air, Fireplace(s), Zoned

CoolingCentral Air

Fireplaces1

LaundryElectric Dryer Hookup, Gas Dryer Hookup

AppliancesAir-To-Air Exchanger, Dishwasher, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances

DiningKitchen/Dining Room, Living/Dining Room

AmenitiesKitchen Center Island, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, In-Ground Sprinkler, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet

AccessibilityNone

Special featuresMain Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorStone, Vinyl

RoofAge 8 Years or Less, Asphalt, Pitched

FoundationConcrete Perimeter

Foundation area1,560 sqft

Patio/porchPorch

Lot featuresIrregular Lot, Sod Included in Price

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener

Garage spaces3

Garage size665 sqft

Financial details

Annual taxes$4,600

Tax year2026

Taxes w/ assessments4600

Assessment pendingUnknown

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District192 - Farmington

District number192

District phone6514635000

High schoolFarmington

SODL flat fee brokerage

$14,097Estimated buyer credit

SODL platform fee $3,000Your buyer credit $14,097

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,568/mo

Principal & interest$2,995

Property taxes$383

Home insurance (est.)$190

Down payment

$113,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

1732 Spruce Street, Farmington, MN, 55024

Street View

Listing information

MLS #NST7150319

StatusActive

Last updatedSep 27, 2026, 10:07 AM

Originally listedSep 26, 2026, 6:36 AM

Listing officeJFH Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.