Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $274 (2026).

What school district is this property in?

This property is in the 742 - St. Cloud school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 137 days.

Listed at

$349,900

$236/sqft

Coyote Creek

1663 39th Street, Saint Cloud, MN, 56301

3 Bedrooms2 Bathrooms1,485 Square Feet0.33 Acres

Days on market137

Year built2025

Garage spaces2

TypeResidential

Est. $7,497buyer credit when you buy with SODL

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About this home

Beautifully designed with both style and functionality in mind, this 3-bedroom, 2-bath home offers modern comfort in a welcoming open-concept layout. Filled with natural light, the home features soaring 9-foot ceilings, durable luxury vinyl plank flooring, and a stunning kitchen complete with granite countertops, stainless steel appliances, and soft-close cabinetry. Thoughtfully designed for everyday living, the home also includes a convenient mudroom and dedicated laundry space. The private owner’s suite provides a relaxing retreat with an en-suite bath and spacious walk-in closet. Situated on a generously sized lot in St. Cloud, this home offers peaceful living just minutes from town amenities and highway access. Schedule your showing today!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2025

LevelsOne

Living area1,485 sqft

Above-grade finished1,485 sqft

Below-grade finished0 sqft

Lot size0.33 acres (60x218x74x261)

Days on market137

ListedMay 15, 2026

MLS #NST7072793

CountyStearns

SubdivisionCoyote Creek

Parcel #82458170005

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 2 full
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Microwave, Range, Refrigerator

Property

Levels / stories: One
Garage: 2 spaces · 20x20 · 436 sqft
Parking features: Attached Garage
Exterior features: Stone, Vinyl
Lot size: 0.33 acres
Lot dimensions: 60x218x74x261

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Concrete, Frame
Foundation: Slab · 1,485 sqft
Roof: Asphalt
Year built: 2025

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: 200+ Amp Service

Community & HOA

Subdivision: Coyote Creek
HOA: No HOA
School district: 742 - St. Cloud
High school district: St. Cloud

Financial & listing details

Annual tax: $274 (2026)
Listed: May 15, 2026
Days on market: 137 · 125 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths2

3/4 baths0

Half baths0

1/4 baths0

BasementNone

HeatingForced Air

CoolingCentral Air

LaundryMain Level

AppliancesDishwasher, Microwave, Range, Refrigerator

DiningKitchen/Dining Room

AmenitiesKitchen Center Island, Local Area Network, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Washer/Dryer Hookup, Walk-In Closet

AccessibilityNo Stairs Internal

Special features3 BR on One Level, All Living Facilities on One Level, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorStone, Vinyl

RoofAsphalt

FoundationSlab

Foundation area1,485 sqft

Road frontageCity Street, Paved Streets

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage

Garage spaces2

Garage size436 sqft

Financial details

Annual taxes$274

Tax year2026

Taxes w/ assessments274

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District742 - St. Cloud

District number742

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$7,497Estimated buyer credit

SODL platform fee $3,000Your buyer credit $7,497

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,978/mo

Principal & interest$1,839

Property taxes$23

Home insurance (est.)$117

Down payment

$69,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.