Pending
$389,000
$133/sqft

Sterling Woods 2nd Add

1513 38th Street, Saint Cloud, MN, 56301
4  Bedrooms3  Bathrooms2,914  Square Feet0.43  Acres
Days on market92
Year built1993
Garage spaces3
TypeResidential
Est. $8,670buyer credit when you buy with SODL

About this home

Brand New Flooring And Freshly Painted Makes This One Ready To Move Right In! Beautiful ONE LEVEL VERY SPACIOUS 4-bedroom, 3-bathroom RAMBLER, gracefully situated on a beautifully landscaped, nearly HALF-ACRE lot. Step inside to an inviting, OPEN foyer and sitting area, where SOARING ceilings fill the space with abundant natural light. The SPACIOUS KITCHEN and dining area are perfectly designed for all your entertaining needs. The lower level features a GENEROUSLY sized FAMILY area, offering ample space for relaxation and gatherings. Outside, you'll find a private, OVERSIZED YARD, complete with a BRAND-NEW, EXPANSIVE 34x19 patio area, pre-wired for a hot tub, along with a new oversized cement pad and a new garden shed. This HOME offers a perfect blend of COMFORT, STYLE, and OUTDOOR LIVING.

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built1993
LevelsOne
Living area2,914 sqft
Above-grade finished1,641 sqft
Below-grade finished1,273 sqft
Lot size0.43 acres (18731.00)
Days on market92
ListedNov 4, 2025
MLS #NST6813717
CountyStearns
SubdivisionSterling Woods 2nd Add
Parcel #82511840202

Facts & features

Interior

Bedrooms
4
Bathrooms
3
Bath breakdown
3 full
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories
One
Garage
3 spaces · 32x24 · 760 sqft
Parking features
Attached Garage, Electric, Garage Door Opener, Heated Garage
Fencing
None
Lot size
0.43 acres
Lot dimensions
18731.00

Construction

Property type
Residential
Property subtype
Single Family Residence
Construction materials
Block
Foundation
1,641 sqft
Roof
Age Over 8 Years, Architectural Shingle, Asphalt
Year built
1993

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Sterling Woods 2nd Add
HOA
No HOA
School district
St. Cloud

Financial & listing details

Annual tax
$4,170 (2025)
Listed
Nov 4, 2025
Days on market
92
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths3
3/4 baths0
Half baths0
1/4 baths0
BasementBlock, Egress Window(s), Finished, Storage Space
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryLower Level
AppliancesDishwasher, Disposal, Dryer, Microwave, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
DiningEat In Kitchen, Kitchen/Dining Room, Living/Dining Room
AccessibilityNone
Special features3 BR on One Level, Main Floor Primary, Main Floor Bedroom

Exterior & lot

RoofAge Over 8 Years, Architectural Shingle, Asphalt
Foundation area1,641 sqft
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Electric, Garage Door Opener, Heated Garage
Garage spaces3
Garage size760 sqft

Financial details

Annual taxes$4,170
Tax year2025
Taxes w/ assessments4170
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number2249
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$8,670Estimated buyer credit
SODL platform fee $3,000Your buyer credit $8,670

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,522/mo
Principal & interest$2,044
Property taxes$348
Home insurance (est.)$130
%
$77,800
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

1513 38th Street, Saint Cloud, MN, 56301

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Listing information

MLS #NST6813717
StatusPending
Last updatedFeb 23, 2026, 9:25 PM
Originally listedNov 7, 2025, 12:00 AM
Listing officeParcel Real Estate Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.