Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $246 (2025).

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 376 days.

No photos available

Listed at

$339,900

$321/sqft

Coyote Creek

1699 39th Street, Saint Cloud, MN, 56301

2 Bedrooms1 Bathroom1,060 Square Feet0.18 Acres

Days on market376

Year built2025

Garage spaces2

TypeResidential

Est. $7,197buyer credit when you buy with SODL

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About this home

Newly finished home and ready to move into. This modern designed raised ranch home is stunning and filled with upgrades that offers a warm and inviting open flow, simple rooflines & seamless indoor-outdoor living. Main-level offers an expansive open floor plan, ideal for entertaining and everyday ease with 2 bedrooms, 1 bath, 15’+ vaulted ceilings amplified by southern-facing windows that flood the space with sunlight. Many upgraded finishes including warm custom maple cabinetry and trim, large center island, modern stainless steel appliances with Bluetooth technology, add’t pantry closet, painted 2 panel doors, waterproof laminate flooring, stylish lighting and fixtures throughout. The primary bedroom has a huge walk-in closet with closet system and direct bath access, enabling a personalized ensuite. Choose your outdoor lifestyle and entertainment areas—relax on the maintenance-free front deck or grill on the back patio off the kitchen with wonderful backyard access. The front deck is finished with Trex composite decking and black aluminum railings. There is plenty of room for expansion – finish the lower level to make this a 4 bedroom, 2 bath with large family room. Nestled in a mature neighborhood with surrounding trees and no close rear neighbors. Welcome Home!

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Date

Jan 11, 2026

Time

6pm – 8pm

Address

1699 39th Street, Saint Cloud, MN, 56301

Listed By: VoigtJohnson • NST6791163 • Source: Property Details provided by NorthstarMLS and may not match the public record.

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built2025

LevelsOne

Living area1,060 sqft

Above-grade finished1,060 sqft

Below-grade finished0 sqft

Lot size0.18 acres (60 x 125)

Days on market376

ListedSep 18, 2025

New constructionYes

MLS #NST6791163

CountyStearns

SubdivisionCoyote Creek

Parcel #82458170002

Facts & features

Interior

Bedrooms: 2
Bathrooms: 1
Bath breakdown: 1 full
Heating: Forced Air
Cooling: Central Air
Appliances: Air-To-Air Exchanger, Dishwasher, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances

Property

Levels / stories: One
Garage: 2 spaces · 22' x 25' · 530 sqft
Parking features: Attached Garage, Asphalt
Patio & porch: Composite Decking, Deck, Patio
Lot size: 0.18 acres
Lot dimensions: 60 x 125

Construction

Property type: Residential
Property subtype: Single Family Residence
Construction materials: Block, Concrete, Frame
Foundation: 1,060 sqft
Roof: Age 8 Years or Less, Asphalt
New construction: Yes

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: 200+ Amp Service

Community & HOA

Subdivision: Coyote Creek
HOA: No HOA
School district: St. Cloud

Financial & listing details

Annual tax: $246 (2025)
Listed: Sep 18, 2025
Days on market: 376
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths1

3/4 baths0

Half baths0

1/4 baths0

BasementBlock, Drain Tiled, Egress Window(s), Full, Sump Basket, Unfinished

HeatingForced Air

CoolingCentral Air

LaundryLower Level

AppliancesAir-To-Air Exchanger, Dishwasher, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances

DiningKitchen/Dining Room

AmenitiesDeck, Kitchen Center Island, Primary Bedroom Walk-In Closet, Patio, Vaulted Ceiling(s), Walk-In Closet

AccessibilityNone

Exterior & lot

RoofAge 8 Years or Less, Asphalt

Foundation area1,060 sqft

Patio/porchComposite Decking, Deck, Patio

Lot featuresTree Coverage - Light

Road frontageCity Street, Curbs, Paved Streets, Storm Sewer

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt

Garage spaces2

Garage size530 sqft

Financial details

Annual taxes$246

Tax year2025

Taxes w/ assessments246

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number2249

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$7,197Estimated buyer credit

SODL platform fee $3,000Your buyer credit $7,197

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,920/mo

Principal & interest$1,786

Property taxes$21

Home insurance (est.)$113

Down payment

$67,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.