Pending
$324,900
$307/sqft

Coyote Creek

1699 39th Street, Saint Cloud, MN, 56301
2  Bedrooms1  Bathroom1,060  Square Feet0.18  Acres
Days on market20
Year built2025
Garage spaces2
TypeResidential
Est. $6,747buyer credit when you buy with SODL

About this home

Motivated builder now offering this modern, newly constructed raised ranch home at below buildable value. This home is stunning and filled with upgrades. Warm and inviting open flow, seamless indoor-outdoor living ideal for entertaining. Main-level has an expansive open floor plan with 2 bedrooms, 1 bath, 17’+ vaulted ceilings w/southern-facing windows that brighten the space with sunlight. Upgraded finishes including warm custom maple cabinetry and trim, large center island, modern stainless steel appliances with Bluetooth technology, add’t pantry closet, painted 2 panel doors, waterproof laminate flooring, stylish lighting and fixtures throughout. The primary bedroom has a huge walk-in closet with closet system and direct bath access, enabling a personalized ensuite. Choose your outdoor lifestyle and entertainment areas—relax on the front deck or grill on the back patio off the kitchen with wonderful backyard access. The front deck is finished with Trex composite decking and black aluminum railings. Located in a mature neighborhood with surrounding trees and no close rear neighbors. There is plenty of room for expansion in this home – builder will finish the lower level to make this a 4 bedroom, 2 bath with large family room for additional cost.

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built2025
LevelsOne
Living area1,060 sqft
Above-grade finished1,060 sqft
Below-grade finished0 sqft
Lot size0.18 acres (60 x 125)
Days on market20
ListedJan 29, 2026
New constructionYes
MLS #NST7013761
CountyStearns
SubdivisionCoyote Creek
Parcel #82458170002

Facts & features

Interior

Bedrooms
2
Bathrooms
1
Bath breakdown
1 full
Heating
Forced Air
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Dishwasher, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances

Property

Levels / stories
One
Garage
2 spaces · 22' x 25' · 530 sqft
Parking features
Attached Garage, Asphalt
Patio & porch
Composite Decking, Deck, Patio
Lot size
0.18 acres
Lot dimensions
60 x 125

Construction

Property type
Residential
Property subtype
Single Family Residence
Construction materials
Block, Concrete, Frame
Foundation
1,060 sqft
Roof
Age 8 Years or Less, Asphalt
New construction
Yes

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
200+ Amp Service

Community & HOA

Subdivision
Coyote Creek
HOA
No HOA
School district
St. Cloud

Financial & listing details

Annual tax
$246 (2025)
Listed
Jan 29, 2026
Days on market
20 · 152 cumulative
Manufactured home
Yes

Interior details

Total bathrooms1
Full baths1
3/4 baths0
Half baths0
1/4 baths0
BasementBlock, Drain Tiled, Egress Window(s), Full, Sump Basket, Unfinished
HeatingForced Air
CoolingCentral Air
LaundryLower Level
AppliancesAir-To-Air Exchanger, Dishwasher, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances
DiningKitchen/Dining Room
AmenitiesDeck, Kitchen Center Island, Primary Bedroom Walk-In Closet, Patio, Vaulted Ceiling(s), Walk-In Closet
AccessibilityNone

Exterior & lot

RoofAge 8 Years or Less, Asphalt
Foundation area1,060 sqft
Patio/porchComposite Decking, Deck, Patio
Lot featuresTree Coverage - Light
Road frontageCity Street, Curbs, Paved Streets, Storm Sewer
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt
Garage spaces2
Garage size530 sqft

Financial details

Annual taxes$246
Tax year2025
Taxes w/ assessments246
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number2249
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$6,747Estimated buyer credit
SODL platform fee $3,000Your buyer credit $6,747

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,836/mo
Principal & interest$1,707
Property taxes$21
Home insurance (est.)$108
%
$64,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

1699 39th Street, Saint Cloud, MN, 56301

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Listing information

MLS #NST7013761
StatusPending
Last updatedFeb 19, 2026, 2:56 AM
Originally listedJan 29, 2026, 6:26 PM
Listing officeVoigtJohnson

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.