Sold / Closed
$350,000

Sold price · Closed Jun 1, 2026

$207/sqft

Sterling Woods

1641 38th Street, Saint Cloud, MN, 56301
2  Bedrooms2  Bathrooms1,738  Square Feet0.42  Acres
Days on market20
Year built2020
Garage spaces2
TypeResidential
Est. $7,800buyer credit when you buy with SODL

About this home

Built in 2020, this beautifully maintained home offers the perfect blend of newer construction, functional design, and a spacious setting on nearly half an acre. Step inside to find an open and inviting layout with generous living space, ideal for both everyday living and entertaining. Main level living features a bright and airy living room that flows seamlessly into the kitchen and dining area, creating a welcoming space to gather. The home offers two specious bedroom and two spacious bathrooms. One bathroom with a roll-in tile shower. 3 foot doorways throughout, in-floor heat, a walk in storage closet that doubles as a safe room. A well-appointed primary suite designed for comfort and privacy. Enjoy the convenience of a two car garage, modern mechanicals, and the peace of mind that comes with newer construction. Outside, the expansive lot provides plenty of room to relax, entertain, or even expand your outdoor vision. Located in a desirable south St. Cloud neighborhood, you’ll appreciate quick access to parks, shopping, dining, and major roadways while still enjoying a quiet residential feel. One year old 5 seat sundance spa 680 series to be included in the sale. Whether you’re looking for low-maintenance living or a move-in ready home with space to grow, this one checks all the boxes.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2020
LevelsOne
Living area1,738 sqft
Above-grade finished1,738 sqft
Below-grade finished0 sqft
Lot size0.42 acres (180x105x180x105)
Days on market20
ListedApr 8, 2026
MLS #NST7045452
CountyStearns
SubdivisionSterling Woods
Parcel #82511840152

Facts & features

Interior

Bedrooms
2
Bathrooms
2
Bath breakdown
2 full
Heating
Forced Air, In-Floor Heating
Cooling
Central Air
Basement
None · 0 sqft finished

Property

Levels / stories
One
Garage
2 spaces · 24x26 · 688 sqft
Parking features
Attached Garage
Exterior features
Steel Siding
Lot size
0.42 acres
Lot dimensions
180x105x180x105

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Slab · 1,738 sqft
Year built
2020

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Sterling Woods
HOA
No HOA
School district
742 - St. Cloud
High school district
St. Cloud

Financial & listing details

Annual tax
$4,334 (2025)
Listed
Apr 8, 2026
Days on market
20
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths2
3/4 baths0
Half baths0
1/4 baths0
BasementNone
HeatingForced Air, In-Floor Heating
CoolingCentral Air
AccessibilityDoors 36"+, No Stairs External, No Stairs Internal, Roll-In Shower

Exterior & lot

ExteriorSteel Siding
FoundationSlab
Foundation area1,738 sqft
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage
Garage spaces2
Garage size688 sqft

Financial details

Annual taxes$4,334
Tax year2025
Taxes w/ assessments4334
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$7,800Estimated buyer credit
SODL platform fee $3,000Your buyer credit $7,800

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,373/mo
Principal & interest$1,892
Property taxes$361
Home insurance (est.)$120
%
$72,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

1641 38th Street, Saint Cloud, MN, 56301

Listing information

MLS #NST7045452
StatusClosed
Last updatedJun 2, 2026, 3:27 PM
Originally listedApr 8, 2026, 3:22 PM
Listing officeRealty Group, LLC

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.