Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,886 (2026).

What school district is this property in?

This property is in the 741 - Paynesville school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 24 days.

Listed at

$379,900

$98/sqft

16474 Lake Avenue

16474 Lake Avenue, Paynesville, MN, 56362

3 Bedrooms3 Bathrooms3,890 Square Feet2.12 Acres

Days on market24

Year built1958

Garage spaces2

TypeResidential

Est. $8,397buyer credit when you buy with SODL

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About this home

Wonderful 3-bedroom, 3-bath walkout ranch situated on 2.12 beautiful acres with mature trees and rolling hills. This nicely updated home features a cozy sunroom with a gas fireplace, a functional kitchen that flows into the family room, and amazing backyard views throughout. Step outside onto the maintenance-free deck or enjoy the newer walkout patio overlooking the peaceful yard. The lower level includes a convenient kitchenette, perfect for entertaining, holiday gatherings, guests, or additional living space. With a newer roof and the big-ticket updates already complete, this home is ready to enjoy. A private setting close to all your favorite amenities—this home truly has it all!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1958

LevelsOne

Living area3,890 sqft

Above-grade finished1,945 sqft

Below-grade finished1,945 sqft

Lot size2.12 acres (481x317x261x162)

Days on market24

ListedSep 4, 2026

MLS #NST7123232

CountyStearns

Parcel #26156570004

Facts & features

Interior

Bedrooms: 3
Bathrooms: 3
Bath breakdown: 2 full / 1 half
Heating: Forced Air
Cooling: Central Air
Appliances: Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: One
Garage: 2 spaces · 28x23 · 644 sqft
Parking features: Detached Garage, Asphalt, Garage Door Opener
Patio & porch: Composite Decking, Deck, Patio, Porch
Exterior features: Vinyl
Fencing: Wood

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block
Foundation: Block · 1,945 sqft
Roof: Age 8 Years or Less, Asphalt
Year built: 1958

Utilities

Water: Well
Sewer: Private Sewer, Tank with Drainage Field
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

HOA: No HOA
School district: 741 - Paynesville
High school district: Paynesville

Financial & listing details

Annual tax: $2,886 (2026)
Tax with assessments: 2894
Listed: Sep 4, 2026
Days on market: 24
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths2

3/4 baths0

Half baths1

1/4 baths0

BasementFinished, Full, Walkout

HeatingForced Air

CoolingCentral Air

Fireplaces3

LaundryElectric Dryer Hookup, Main Level, Washer Hookup

AppliancesGas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned

DiningBreakfast Area, Kitchen/Dining Room

AmenitiesDeck, Kitchen Window, Main Floor Primary Bedroom, Patio, Washer/Dryer Hookup

AccessibilityNone

Special features3 BR on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorVinyl

RoofAge 8 Years or Less, Asphalt

FoundationBlock

Foundation area1,945 sqft

Patio/porchComposite Decking, Deck, Patio, Porch

Lot featuresSod Included in Price, Tree Coverage - Medium

Road frontageCounty Road, Paved Streets, Township

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceWell

SewerPrivate Sewer, Tank with Drainage Field

FuelNatural Gas

Parking & garage

ParkingDetached Garage, Asphalt, Garage Door Opener

Garage spaces2

Garage size644 sqft

Financial details

Annual taxes$2,886

Tax year2026

Taxes w/ assessments2894

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District741 - Paynesville

District number741

District phone3202433410

High schoolPaynesville

SODL flat fee brokerage

$8,397Estimated buyer credit

SODL platform fee $3,000Your buyer credit $8,397

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,364/mo

Principal & interest$1,997

Property taxes$241

Home insurance (est.)$127

Down payment

$75,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.