Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $72 (2025).

What school district is this property in?

This property is in the 309 - Park Rapids school district.

Does this home have a garage?

Yes, this home has a 4-car garage.

How long has this property been on the market?

This property has been listed for 101 days.

Listed at

$649,900

$181/sqft

Headwaters Estates

16435 204th St, Park Rapids, MN, 56470

4 Bedrooms4 Bathrooms3,586 Square Feet1.24 Acres

Days on market101

Year built2026

Garage spaces4

TypeResidential

Est. $16,497buyer credit when you buy with SODL

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About this home

Superior quality country home nearing completion! 4 bedrooms plus a large office or library area/hobby room. Original structure is a Northwoods log home moved to a brand new insulated concrete form basement. Additional construction includes a main suite, a 2nd scullery kitchen and a huge family room area overlooking the Heartland recreation trail. Great for biking and snowmobiling with a dream garage that will accommodate 4 cars. Garage is finished and heated. Also includes a lower level walk-in safe with a bank vault door, laundry on both levels and just a short golf cart ride to Headwaters Golf Course. Will be ready to occupy in approximately mid-August!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2026

LevelsOne

Living area3,586 sqft

Above-grade finished2,042 sqft

Below-grade finished1,544 sqft

Lot size1.24 acres (171x266x164x383)

Days on market101

ListedJun 19, 2026

New constructionYes

MLS #NST7031472

CountyHubbard

SubdivisionHeadwaters Estates

Parcel #137603600

Facts & features

Interior

Bedrooms: 4
Bathrooms: 4
Bath breakdown: 2 full / 1 3/4 / 1 half
Heating: Boiler, Hot Water, In-Floor Heating, Zoned
Cooling: Central Air
Appliances: Air-To-Air Exchanger, Dishwasher, Dryer, Gas Water Heater, Water Filtration System, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: One
Garage: 4 spaces · 44x26 · 1,144 sqft
Parking features: Attached Garage, Gravel, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage
Patio & porch: Covered, Rear Porch
Exterior features: Engineered Wood
Pool: None

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame, ICFs (Insulated Concrete Forms), Log
Foundation: ICFs (Insulated Concrete Forms) · 1,664 sqft
Roof: Age 8 Years or Less, Architectural Shingle, Asphalt, Pitched
Builder: CHEYENNE BUILDERS OF PARK RAPIDS INC

Utilities

Water: 4-Inch Submersible, Drilled, Well
Sewer: Septic System Compliant - Yes, Tank with Drainage Field
Fuel: Propane
Electric: Circuit Breakers, 200+ Amp Service

Community & HOA

Subdivision: Headwaters Estates
HOA: No HOA
School district: 309 - Park Rapids
High school district: Park Rapids

Financial & listing details

Annual tax: $72 (2025)
Listed: Jun 19, 2026
Days on market: 101
Manufactured home: Yes

Interior details

Total bathrooms4

Full baths2

3/4 baths1

Half baths1

1/4 baths0

BasementEgress Window(s), Finished, Full, Walkout

HeatingBoiler, Hot Water, In-Floor Heating, Zoned

CoolingCentral Air

LaundryLower Level, Main Level

AppliancesAir-To-Air Exchanger, Dishwasher, Dryer, Gas Water Heater, Water Filtration System, Microwave, Range, Refrigerator, Washer, Water Softener Owned

DiningEat In Kitchen

AmenitiesCeiling Fan(s), Deck, Ethernet Wired, Hardwood Floors, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Natural Woodwork, Patio, Paneled Doors, Porch, Sun Room, Vaulted Ceiling(s), Washer/Dryer Hookup

AccessibilityNone

Special featuresMain Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorEngineered Wood

RoofAge 8 Years or Less, Architectural Shingle, Asphalt, Pitched

FoundationICFs (Insulated Concrete Forms)

Foundation area1,664 sqft

Patio/porchCovered, Rear Porch

Lot featuresTree Coverage - Medium

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water source4-Inch Submersible, Drilled, Well

SewerSeptic System Compliant - Yes, Tank with Drainage Field

FuelPropane

Parking & garage

ParkingAttached Garage, Gravel, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage

Garage spaces4

Garage size1,144 sqft

Financial details

Annual taxes$72

Tax year2025

Taxes w/ assessments72

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District309 - Park Rapids

District number309

District phone2182376500

High schoolPark Rapids

SODL flat fee brokerage

$16,497Estimated buyer credit

SODL platform fee $3,000Your buyer credit $16,497

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,638/mo

Principal & interest$3,416

Property taxes$6

Home insurance (est.)$217

Down payment

$129,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.