Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $4,804 (2025).

What school district is this property in?

This property is in the 238 - Unity school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property has been listed for 76 days.

Listed at

$799,900

$233/sqft

Niles-Benage Add

1615 162nd Street, Centuria, WI, 54824

5 Bedrooms3 Bathrooms3,432 Square Feet0.627 Acres

Days on market76

Year built2016

Garage spaces3

TypeResidential

Est. $20,997buyer credit when you buy with SODL

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About this home

Welcome to your dream lake retreat on beautiful Loveless Lake. Built in 2016, this thoughtfully designed custom home combines rustic Northwoods charm with modern comfort, creating the perfect getaway—or year-round residence. From the moment you step inside, you'll appreciate the durable tile flooring, ideal for lake living, and the soaring vaulted ceilings accented by stunning rustic beams that give the home its warm, inviting cabin feel. Every detail has been carefully designed and impeccably maintained, making this home truly move-in ready. Designed with entertaining in mind, the home offers 5 spacious bedrooms, an incredible bunk room, and accommodations for up to 22 guests. Whether you're gathering family for the holidays, hosting weekend lake adventures, or operating a short-term rental, there's room for everyone. Two full kitchens, along with a covered outdoor buffet and dining area complete with multiple electrical outlets for crockpots and serving stations, make entertaining effortless. Step outside and enjoy peaceful views of Loveless Lake, a quiet recreational lake known for excellent panfishing and relaxing days on the water. Located just minutes from the charming village of Balsam Lake and only about an hour from the Twin Cities, you'll enjoy the perfect balance of seclusion and convenience. The property also features an impressive 42' x 28' heated shop with 9-foot walls, providing endless possibilities for hobbies, boat and toy storage, a workshop, or additional entertaining space. There's even ample room for RV parking. Whether you're searching for a spectacular family lake home, a weekend escape, or a highly desirable investment property with outstanding short-term rental potential, this one checks every box. Rarely does a property offer this much space, flexibility, and opportunity—all in one unforgettable lakeside setting.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2016

LevelsOne

Living area3,432 sqft

Above-grade finished1,776 sqft

Below-grade finished1,656 sqft

Lot size0.627 acres (0.627)

Days on market76

ListedJul 8, 2026

MLS #NST7106500

CountyPolk

SubdivisionNiles-Benage Add

Parcel #006014160000

Facts & features

Interior

Bedrooms: 5
Bathrooms: 3
Bath breakdown: 1 full / 2 3/4
Heating: Forced Air, In-Floor Heating, Radiant
Cooling: Central Air
Appliances: Air-To-Air Exchanger, Dishwasher, Dryer, Fuel Tank - Rented, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: One
Garage: 3 spaces · 42x28 · 1,176 sqft
Parking features: Detached Garage, Gravel, Asphalt, Heated Garage, Insulated Garage, RV Access/Parking
Patio & porch: Deck, Patio
Exterior features: Vinyl
Other structures: Storage Shed

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Poured Concrete · 1,776 sqft
Roof: Age 8 Years or Less, Asphalt
Year built: 2016

Utilities

Water: Well
Sewer: Holding Tank, Septic System Compliant - Yes
Fuel: Propane
Electric: 200+ Amp Service

Community & HOA

Subdivision: Niles-Benage Add
HOA: No HOA
School district: 238 - Unity
High school district: Unity

Financial & listing details

Annual tax: $4,804 (2025)
Listed: Jul 8, 2026
Days on market: 76
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths1

3/4 baths2

Half baths0

1/4 baths0

BasementFinished, Full, In-Floor Heat, Kitchenette, Walkout

HeatingForced Air, In-Floor Heating, Radiant

CoolingCentral Air

LaundryMain Level

AppliancesAir-To-Air Exchanger, Dishwasher, Dryer, Fuel Tank - Rented, Microwave, Range, Refrigerator, Washer, Water Softener Owned

DiningInformal Dining Room

AmenitiesKitchen Center Island, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet

AccessibilityNone

Exterior & lot

ExteriorVinyl

RoofAge 8 Years or Less, Asphalt

FoundationPoured Concrete

Foundation area1,776 sqft

Patio/porchDeck, Patio

Lot featuresAccessible Shoreline, Tree Coverage - Medium

Road frontageCounty Road

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceWell

SewerHolding Tank, Septic System Compliant - Yes

FuelPropane

Parking & garage

ParkingDetached Garage, Gravel, Asphalt, Heated Garage, Insulated Garage, RV Access/Parking

Garage spaces3

Garage size1,176 sqft

Financial details

Annual taxes$4,804

Tax year2025

Taxes w/ assessments4804

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District238 - Unity

District numberW238

District phone7158253515

High schoolUnity

SODL flat fee brokerage

$20,997Estimated buyer credit

SODL platform fee $3,000Your buyer credit $20,997

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,871/mo

Principal & interest$4,204

Property taxes$400

Home insurance (est.)$267

Down payment

$159,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.