Listed at
$639,900
$275/sqft

16090 Morgan Avenue N

16090 Morgan Avenue N, Marine On Saint Croix, MN, 55047
4  Bedrooms3  Bathrooms2,324  Square Feet5.213  Acres
Days on market0
Year built1992
Garage spaces4
TypeResidential
Est. $16,197buyer credit when you buy with SODL
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About this home

Incredibly well-maintained, one-owner home situated on 5 beautiful acres in a serene Marine on Saint Croix location. This stunning property offers a wonderful combination of woods, pasture, open space, wildlife, and peaceful pond views. The 32x32 outbuilding offers incredible versatility, with approximately 2/3 currently used as garage and storage space and the remaining 1/3 previously set up for horses. Enjoy a private country setting just minutes from Marine on Saint Croix, Stillwater, Big Marine Park Reserve, and William O’Brien State Park. Built in 1992 and lovingly maintained by the same owners for 34 years, this 4-bedroom, 3-bath home shows true pride of ownership. Major updates include Hardie Board siding, new house and outbuilding roofs, fascia and LeafGuard gutters in 2018, plus furnace and central A/C in 2013. Step inside to a spacious foyer with a convenient main-floor half bath nearby. The eat-in kitchen flows into the impressive vaulted living and dining areas, where large windows showcase beautiful views of the backyard, pond, and surrounding wildlife. The dining area opens to a maintenance-free deck, creating a great space for relaxing or entertaining. Upstairs you’ll find two spacious bedrooms plus the primary suite with a walk-in closet and walk-through access to a large full bath featuring a corner soaking tub. A custom angled staircase leads to the family room with a gas fireplace, an additional bedroom, laundry, and another full bath with a whirlpool tub. The fourth level offers plenty of additional space for storage, a workshop, hobbies, or future finishing. Outside, enjoy a firepit and a wonderful detached screened gazebo overlooking the pond and private backyard. With 5 scenic acres, a versatile outbuilding, beautiful views, and a meticulously cared-for home, this is a rare opportunity to enjoy the beauty and privacy of country living with a welcoming neighborhood feel.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1992
LevelsFour or More Level Split
Living area2,324 sqft
Above-grade finished1,538 sqft
Below-grade finished786 sqft
Lot size5.213 acres (329 x 689)
Days on market0
ListedSep 29, 2026
MLS #NST7152107
CountyWashington
Parcel #0903120340002

Facts & features

Interior

Bedrooms
4
Bathrooms
3
Bath breakdown
2 full / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Central Vacuum, Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories
Four or More Level Split
Garage
4 spaces · 22x22 · 484 sqft
Parking features
Attached Garage, Asphalt
Patio & porch
Deck, Patio
Exterior features
Stone, Cement Board
Other structures
Gazebo, Pole Building

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 1,512 sqft
Roof
Age 8 Years or Less
Year built
1992

Utilities

Water
Well
Sewer
Septic System Compliant - Yes
Fuel
Natural Gas

Community & HOA

HOA
No HOA
School district
831 - Forest Lake
High school district
Forest Lake

Financial & listing details

Annual tax
$4,129 (2026)
Tax with assessments
4132
Listed
Sep 29, 2026
Days on market
0
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths2
3/4 baths0
Half baths1
1/4 baths0
BasementBlock, Egress Window(s)
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryLower Level
AppliancesCentral Vacuum, Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
DiningBreakfast Bar, Eat In Kitchen, Separate/Formal Dining Room
AmenitiesCeiling Fan(s), Hardwood Floors, Kitchen Window, Primary Bedroom Walk-In Closet, Natural Woodwork, Patio, Vaulted Ceiling(s)
AccessibilityNone
Special features3 BR on One Level

Exterior & lot

ExteriorStone, Cement Board
RoofAge 8 Years or Less
FoundationBlock
Foundation area1,512 sqft
Patio/porchDeck, Patio
Lot featuresCorner Lot, Tree Coverage - Heavy
ZoningResidential-Single Family

Utilities

Water sourceWell
SewerSeptic System Compliant - Yes
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt
Garage spaces4
Garage size484 sqft

Financial details

Annual taxes$4,129
Tax year2026
Taxes w/ assessments4132
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District831 - Forest Lake
District number831
District phone6519828103
High schoolForest Lake
SODL flat fee brokerage
$16,197Estimated buyer credit
SODL platform fee $3,000Your buyer credit $16,197

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,920/mo
Principal & interest$3,363
Property taxes$344
Home insurance (est.)$213
%
$127,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

16090 Morgan Avenue N, Marine On Saint Croix, MN, 55047

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Listing information

MLS #NST7152107
StatusActive
Last updatedOct 2, 2026, 10:09 AM
Originally listedOct 2, 2026, 12:00 AM
Listing officeRE/MAX Results
Co-listing officeRE/MAX Results

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.