Listed at
$494,900
$145/sqft

Prairie Creek 3rd Add

15572 78th Court NE, Otsego, MN, 55330
5  Bedrooms3  Bathrooms3,415  Square Feet0.321  Acres
Days on market6
Year built2001
Garage spaces3
TypeResidential
Est. $11,847buyer credit when you buy with SODL
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About this home

Easy one-level living in highly desired Otsego! In this freshly painted home, tucked away on a quiet cul-de-sac, you will find the main level features a spacious primary bedroom with private bath, convenient main-level laundry, and comfortable living spaces filled with tons of natural light. The huge finished walkout lower level adds valuable living and entertaining space and includes a kitchenette, full bath and two large bedrooms. Step outside to the large newly stained deck overlooking the fully fenced backyard that includes a storage shed, playset, and three established garden beds. The oversized three stall garage is insulated, heated, and has a finished floor. New roof (August 2026, Class 4 Shingles) and newer AC! Located within walking distance of Otsego Elementary. This rambler is a rare find and a must see!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2001
LevelsOne
Living area3,415 sqft
Above-grade finished1,782 sqft
Below-grade finished1,633 sqft
Lot size0.321 acres (54x129x171x127)
Days on market6
ListedSep 30, 2026
MLS #NST7149862
CountyWright
SubdivisionPrairie Creek 3rd Add
Parcel #118078003110

Facts & features

Interior

Bedrooms
5
Bathrooms
3
Bath breakdown
2 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Disposal, Double Oven, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories
One
Garage
3 spaces · 33x23 · 759 sqft
Parking features
Attached Garage, Concrete, Garage Door Opener, Heated Garage, Insulated Garage
Patio & porch
Deck, Patio
Exterior features
Stone, Vinyl
Fencing
Chain Link, Full

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 1,782 sqft
Roof
Age 8 Years or Less
Year built
2001

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Prairie Creek 3rd Add
HOA
No HOA
School district
728 - Elk River
High school district
Elk River

Financial & listing details

Annual tax
$5,048 (2025)
Listed
Sep 30, 2026
Days on market
6
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths2
3/4 baths1
Half baths0
1/4 baths0
BasementDaylight/Lookout Windows, Egress Window(s), Finished, Full, Kitchenette, Walkout
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryLaundry Room, Main Level
AppliancesDishwasher, Disposal, Double Oven, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
AmenitiesCeiling Fan(s), Deck, Hardwood Floors, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Patio, In-Ground Sprinkler, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet
AccessibilityNone
Special features3 BR on One Level, All Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorStone, Vinyl
RoofAge 8 Years or Less
FoundationBlock
Foundation area1,782 sqft
Patio/porchDeck, Patio
Road frontageCul De Sac
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Garage Door Opener, Heated Garage, Insulated Garage
Garage spaces3
Garage size759 sqft

Financial details

Annual taxes$5,048
Tax year2025
Taxes w/ assessments5048
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District728 - Elk River
District number728
District phone7632413400
High schoolElk River
SODL flat fee brokerage
$11,847Estimated buyer credit
SODL platform fee $3,000Your buyer credit $11,847

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,187/mo
Principal & interest$2,601
Property taxes$421
Home insurance (est.)$165
%
$98,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

15572 78th Court NE, Otsego, MN, 55330

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Listing information

MLS #NST7149862
StatusActive
Last updatedOct 1, 2026, 10:09 AM
Originally listedOct 1, 2026, 12:00 AM
Listing officeeXp Realty
Co-listing officeeXp Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.